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Up to 5x
Points
28.99%
Purchase APR (variable)
580
Recommended credit score
Product Name | TJX Rewards® Credit Card |
---|---|
Card type | Visa |
Annual fee | See terms |
Purchase APR | 28.99% variable |
Balance transfer APR | N/A |
Interest free period | Up to 23 days |
Late payment fee | $35 |
Rates & fees | rates & fees |
Review by
Megan Horner is the credit cards publisher at Finder. She's passionate about helping you find the best credit cards to meet your financial needs — whether that's earning great rewards or improving your credit score. Megan's expertise has been spotlighted on Lifehacker, CreditCards.com, American Banker and featured on news broadcasts across the country.
If you’re a fan of this chain of discount retailers, earn rewards for your spending to redeem on the goods you already love with one card: TJX Rewards® Credit Card. This store card gives you 10% off your first purchase, $10 for every $200 you spend and the ability to unlock sweepstakes and giveaways, invitations to exclusive events and new-merch notifications when you register your card online.
Synchrony Bank will review your application and let you know whether you’re approved within a few business days. If you have strong credit, you may be upgraded to a TJX Rewards Platinum Mastercard, which comes with stronger benefits, including rewards points wherever Mastercard is accepted.
The biggest markdowns at T.J. Maxx historically hit in January and July, when seasonal merchandise gets swapped out. Since this brand doesn’t usually offer much for Black Friday, you might want to hold out until the January sale to spring for a new wardrobe.
No matter what time of year you shop, you can always browse clearance items on the T.J. Maxx website and scoop up a coupon for extra savings.
Discount fashionistas everywhere boast the deals they find at T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post. If you’re already a fan, this simple store card can save you a percentage off your spending with an “in” on exclusive discounts and more.