This is the first app-based rental car insurer in the U.S.

Posted: 14 December 2017 1:40 pm

New app is first to let you buy rental car insurance

With a few taps on a smartphone app, you can now get coverage for your rental car trip.

The first app-based rental car insurance product for customers in the United States was recently launched by SURE, and its plans cover vehicles from all car rental companies.

The SURE app works on iPhones and Android phones in all 50 U.S. states, as well as internationally, and the company claims its ordering process can be completed in less than one minute.

Besides being the first app-based insurer to market, SURE also provides travelers with the potential for significant cost savings – if you need to get rental car insurance in the first place. While some rental car insurance policies cost more than the actual rental charge, SURE is offering its plan for less than $10 per day.

The SURE rental car insurance covers physical damage up to $100,000, theft of personal property from your car, and charges for lost keys, towing and flat tires.

The SURE policy is underwritten by Chubb, the world’s largest publicly traded property and casualty insurance company and the largest commercial insurer in the US.

The big question for most travelers, however, is whether you need rental car insurance at all. Some rental car agencies provide limited coverage, albeit with higher excesses, on the vehicles they lease. These excesses can often be reduced to as little as $0 for an additional fee. If you have health and life insurance, you may already be covered for medical expenses and death benefits stemming from a car accident. Also check to see if your personal auto insurance already covers collision damage and liability while driving a rental car. What about stolen items from a rental car? Actually, your homeowners insurance might have your back.

Latest news headlines

Picture: Shutterstock

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site