Compare TD Bank credit cards | Finder.com

Compare TD Bank credit cards

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These cards offer a variety of reward options and signup bonuses.

TD Bank offers a smaller pool of credit cards compared to some of its competitors, but this simplicity means business owners or those rebuilding their credit can find a card that offers value without much fuss.

Compare TD Bank credit cards

Name Product Welcome Offer Rewards Annual Fee Filter values
$ after spending $500 in the first 90 days
3% on dining, 2% at grocery stores and 1% on all other purchases
$0
Earn $ cash back when you spend $500 within 90 days after account opening.
25,000 miles after spending $1,000 in the first 3 billing cycles
2x miles on Air Canada and 1x miles on other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn up to 25,000 bonus miles when you spend $1,000 on purchases within the first 3 billing cycles.
$300 cash back after spending $3,000 in the first 90 days
3% back on phone, internet and cable, 2% back on dining and gas and 1% back on all other purchases
$0
Earn $300 cash back when you spend $3,000 on purchases within the first 90 days after account opening.
25,000 miles after spending $3,000 in the first 6 billing cycles
3x miles on travel and dining and 1x miles on all other purchases
$0 intro annual fee for the first year ($89 thereafter)
Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles.
N/A
3% back on dining, 2% back on groceries and 1% back on all other purchases
$29
Build or repair your credit and earn cash back on everyday purchases. Use it like any credit card to make purchases and earn rewards.
10,000 points after spending $500 in the first 90 days
1.5x points on all purchases
$0
Earn 10,000 bonus points which can be redeemed for $100 cash back when you spend $500 in purchases within 90 days after account opening.

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Compare TD Bank credit cards

A few TD Bank cards are worth taking a closer look:

For the frequent traveler: TD First Class℠ Visa Signature® Credit Card

TD First Class℠ Visa Signature® Credit Card

Dining out and occasional travel are the primary reward winners with the TD First Class℠ Visa Signature® Credit Card. This card also boasts a low variable APR of 15.49% on purchases and balance transfers.

For cash back: TD Cash Credit Card

TD Cash Credit Card
TD Cash Credit Card offers strong cash back rates on some of the most common purchasing categories and has no annual fee.

For businesses: TD Business Solutions Credit Card

TD Business Solutions Credit Card
With reward categories focused on business needs and no annual fee, you’ll find great value on standard business purchases with the TD Business Solutions Credit Card.

For rebuilding credit: TD Cash Secured Credit Card

TD Cash Secured Credit Card
Few secured cards offer a rewards program, but the TD Cash Secured Credit Card bucks the trend. You’ll earn cash back on some of the more common purchases you’ll make as you rebuild your credit.

TD Bank rewards program

TD Bank offers just one type of reward currency through its program, alternatively referred to as points or miles depending on the card you have.

How can I redeem points/miles?

All points accrued through your TD card are redeemable for merchandise or as statement credits. You can apply these to prior purchases or redeem them by visiting the TD card services webpage or calling 888-561-8861.

How much are the points/miles worth?

Each point is worth no more than 1 cent according to the provider site at the time of writing. This value assumes you’re redeeming them on travel, gift cards or as cash back. Your points may be worth less when redeemed on merchandise or similar purchases.

So assuming you spend $100 on a night dining out with the TD Cash credit card, you can expect 300 points for that purchase. If you maintain that spending each month, you’re looking at earnings of 3,600 points on dining alone at the end of your first year.

Typical card features and benefits of a TD Bank credit card

TD Bank offers a straightforward collection of credit cards with to-the-point rewards and few frills. You’ll find some TD Bank credit cards with no annual fee and others with intro annual fees. With that said, many TD Bank credit cards offer a few common perks:

  • Instant credit card replacement. You can visit your nearest TD Bank to receive an immediate replacement card if your card is ever lost or stolen.
  • Visa Zero Liability. Most TD Bank credit cards come with Visa Zero Liability protection. You’ll have Visa security on your purchases as well as protection against unauthorized charges on your account.
  • Chip protection. All TD Bank cards are equipped with a chip for security and greater accessibility abroad.
  • Digital wallet. You can add your TD Bank credit card to your mobile device for easy purchases online and in-store.

Does TD Bank offer credit cards without foreign transaction fees?

How to apply for a TD Bank credit card

Visit TD Bank’s website and apply online. You can also visit your local TD Bank branch or call a TD Bank banking specialist at 888-751-9000.

Before you apply, you’ll need to make sure you meet the eligibility criteria:

  • You’re a US citizen or permanent resident of the US
  • You have a current US street address
  • You have a US Social Security number
  • You’re at least 18 years of age

How does TD Bank keep my credit card information secure?

TD Bank uses firewalls, encryption and other industrywide security practices to protect your information during the application process. This protection extends to use of the TD Bank website and mobile apps, and TD Bank employs single-use security codes to verify your identity online.

Your credit card is also protected by Visa Zero Liability to better shield you from unauthorized use of your account.

Bottom line

TD Bank offers a small but straightforward collection of credit cards that provide great value for travelers, small-business owners and those looking for decent rewards on their spending.

Compare your other provider options for a better sense of what cards are available to suit your unique needs.

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