SWIFT personal loan review

The SWIFT personal loans offer is no longer available.

Compare your other personal loan options

A selection of personal loans you can apply for

Use this table to compare the interest rates, loan amounts and eligibility requirements of top online lenders.

Rates last updated September 22nd, 2017

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Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
Name Product Product Description Min. Credit Score Max. Loan Amount APR Requirements
Prosper Personal Loan
Borrow only what you need for debt consolidation, home improvements, special occasions and more — with APRs based on your credit score.
640
$35,000
From 5.99% (fixed)
Must be 18+ years old, an American citizen or US permanent resident and have a 640+ credit score.
Laurel Road Personal Loans
Get a personal loan with no application or origination fees and a rate discount for autopay.
680
$45,000
From 5.5% (fixed)
Must be a US citizen or permanent resident with a valid I-551 card
SoFi Personal Loan Fixed Rate (with Autopay)
Borrow up to $100,000 with a competitive APR and no fees.
Good to excellent credit
$100,000
From 5.49% (fixed)
You must be a U.S. citizen or permanent resident, and 18 years or older.
LendingPoint Personal Loans
Get a personal loan with reasonable rates even if you have a fair credit score in the 600s.
600
$20,000
From 15.49% (fixed)
Must have a fair credit score of 600 or better and verifiable income. Must live in a state where LendingPoint services.
Lending Club Personal Loan
Borrow up to $40,000 with rates from 5.99% to 35.89% APR based on your credit score.
660
$40,000
From 5.99% (fixed)
You must be over 18 years of age, a permanent resident of the US or an American citizen and have a steady source of income.
Even Financial Personal Loans
Get matched to the best loan offer instantly from top online consumer lenders.
580
$100,000
From 4.99% (fixed)
Must have a minimum credit score of 580+. Must be 18+ years old and be an American citizen or permanent resident.
Payoff Personal Loans
Pay down your debt with a fixed APR and one monthly payment.
660
$35,000
From 5.94% (fixed)
You must have a FICO score of 660 or higher, at least 3 years of credit history and a debt-to-income ratio of no more than 50%. You must live in a state where Payoff offers loans; check availability.
Upstart Personal Loans
This newer service looks beyond your credit score to match you with accredited investors for low-rate personal loans.
620
$50,000
From 7.16% (fixed)
Must be 18+ and a US citizen or permanent resident. Must have good to excellent credit.
OneMain Financial Personal Loans
Get a personal or auto loan with a quick and easy application and dedicated customer support.
600
$25,000
From 12.99% (fixed)
Eligibility for a loan is determined by your financial history, credit history, income and expenses, and whether or not you have ever filed for bankruptcy.

Compare up to 4 providers

A selection of brokers you can speak to

One way to make sure you’re getting the best rate is to let a broker find a competitive rate for you.

Rates last updated September 22nd, 2017
Name Product Minimum Credit Score Max. Loan Amount APR Product Description
Even Financial Personal Loans
580
$100,000
From 4.99% (fixed)
Get matched to the best loan offer instantly from top online consumer lenders.
LendingTree Personal Loan
640
$35,000
From (fixed)
Receive up to five loan offers in just minutes through LendingTree's simple online application process.
Credible Personal Loans
Good to excellent credit
50,000
From 4.99% (fixed)
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
Zippyloan Personal Loans
Varies by lender
$15,000
From (variable)
Apply with Zippyloan to be considered by over 100 lenders, all offering multiple loan options to suit your needs.
PersonalLoans.com
Varies by lender
$35,000
From 5.99% (fixed)
Get matched with providers from a large network of banks, peer-to-peer marketplaces and direct lenders.

Compare up to 4 providers

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16 Responses

  1. Default Gravatar
    ShawrethJuly 19, 2017

    I am on disability and receive benefits, what type of small loans can I get?

    • Staff
      HaroldJuly 19, 2017Staff

      Hi Shawreth,

      Thank you for your inquiry.

      If you are currently receiving a disability pension. You may want to consider the options available here.

      I hope this information has helped.

      Cheers,
      Harold

  2. Default Gravatar
    Keri-LynnMay 24, 2017

    I am on permeant disability. Is there a small personal loan that would meet my needs ?

    • Staff
      HaroldJune 22, 2017Staff

      Hi Keri-Lynn,

      Thank you for your inquiry.

      Some lenders may accept your disability pension as a form of acceptable income. Please review the criteria, details of the loan product you’ve chosen and contact the lender directly to discuss your options and eligibility.

      I hope this information has helped.

      Cheers,
      Harold

  3. Default Gravatar
    JennyMay 22, 2017

    How do i start process?

    • Staff
      HaroldJune 25, 2017Staff

      Hi Jenny,

      Thank you for your inquiry.

      Typically, the process may vary depending with the lender. What you can do are the following:
      1. Compare the loan options available on this page. You can locate the comparison table in section “A selection of personal loans you can apply for
      2. Once you have decided click the “go to site” button to be redirected to the lender’s page.
      3. Review their offer and if it fits your personal requirements you can continue your application with your preferred lender.

      I hope this information has helped.

      Cheers,
      Harold

  4. Default Gravatar
    EdnaMay 16, 2017

    I need to borrow $10000.00
    If possible for home repaired. Can pay back in About 2 months

    • Staff
      HaroldJune 27, 2017Staff

      Hi Edna,

      Thank you for your inquiry.

      You may be eligible for this loan as long as you can meet the requirements. This may vary depending on your preferred lender, so it would be nice to review their offer before you send your application.

      I hope this information has helped.

      Cheers,
      Harold

  5. Default Gravatar
    JoleeMay 10, 2017

    Can I get a loan without have a couple signer if I’m and have no credit yet?

    • Staff
      AnndyJune 17, 2017Staff

      Hi Jolee,

      Thanks for your question.

      You may visit this page to compare no credit check payday loans.
      Kindly review the eligibility criteria and the relevant terms and conditions of the loan before submitting your application.

      Cheers,
      Anndy

  6. Default Gravatar
    RyanMay 8, 2017

    I am looking for a quick loan to payoff my 401k loan I have of $8300 and then turn around and take out a loan for $10,000+. I just need funding for a few days here to do that. My credit is bad but my job is stable and I will not be going anywhere in it for 30 years. This is a guaranteed payback in a few days to anyone willing to help.

    • Staff
      HaroldJuly 3, 2017Staff

      Hi Ryan,

      Thank you for your inquiry.

      There are lenders who offer loans up to $10,000 for people with bad credit. There are usually certain requirements you’ll need to meet, and you may be required to secure the loan with an asset. Some lenders may also allow you to submit a joint application if you don’t meet the criteria. Remember to find out about all the options available to help your chances of being approved. The interest rate on these loans is usually set on an individual basis. You may want to check your options here.

      I hope this information has helped.

      Cheers,
      Harold

  7. Default Gravatar
    MelvinMay 6, 2017

    Do this company offer bad credit loans?

    • Staff
      AnndyJune 15, 2017Staff

      Hi Melvin,

      Thanks for your question.

      Yes, SWIFT offers bad credit loans.

      You may also compare other bad credit loans here.

      Cheers,
      Anndy

  8. Default Gravatar
    PecolaMay 1, 2017

    The apr whats the highest they charge?

    • Staff
      HaroldJuly 4, 2017Staff

      Hi Pecola,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general advice. You can check the rates from different lenders on this page at section “A selection of personal loans you can apply for”.

      I hope this information has helped.

      Cheers,
      Harold

US Personal Loans Offers

Learn about our information service
Prosper Personal Loan

Borrow only what you need for debt consolidation, home improvements, special occasions and more — with APRs based on your credit score.

Lending Club Personal Loan

Borrow up to $40,000 with rates from 5.99% to 35.89% APR based on your credit score.

SoFi Personal Loan Fixed Rate (with Autopay)

Borrow up to $100,000 with a competitive APR and no fees.

Upstart Personal Loans

This newer service looks beyond your credit score to match you with accredited investors for low-rate personal loans.

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