How to finance a Suzuki | finder.com
motorcyclist in desert

How to finance a Suzuki

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Get out on the road — or open waters — with a Japanese motorcycle, boat or ATV.

Although Suzuki no longer sells cars in the US, it still offers a variety of vehicles perfect for getting out and seeing the world. Between Suzuki’s motorcycles, ATVs and boats, you have plenty of options to choose from. And since its prices are relatively competitive, you won’t have to spend an arm and a leg financing your new vehicle.
Credible Personal Loans

Our top pick: Credible

Quickly get personal loan offers from top online lenders.

  • Minimum Loan Amount: $1,000
  • Maximum Loan Amount: $100,000
  • Loan Terms: 2 to 7 years
  • One simple form
  • Must have good to excellent credit

    How can I finance a Suzuki?

    Ready to get out on the road — or open waters — with a new Suzuki leisure vehicle? You have a few financing options to choose from:

    • Financing through Suzuki. Suzuki partners with Sheffield Financial and Synchrony Bank to finance its leisure vehicles. In the past, there have been promotions including 0% APR financing for up to five years on select ATVs and cashback bonuses of up to $2,000 on select motorcycles.* This is typically your fastest option, but you might be able to find a more competitive rate if you finance through a bank or online lender yourself.
    • Financing through a dealership. Your local dealership may partner with another financial service to offer financing for your bike, boat or other leisure vehicle. Depending on where you live, you may find cashback bonus deals, low down payment offers or 0% APR financing promotions.
    • Leisure vehicle loans. Many online lenders, banks and credit unions offer loans specifically for purchasing motorcycles and other leisure vehicles. These generally have lower interest rates than financing directly through Suzuki or a dealer, but it takes more time to compare lenders and fill out prequalification forms to find the best deal.
    • Personal loans. Most banks, credit unions and online lenders allow you to use a personal loan for any legitimate purchase — including getting behind the wheel of a new boat or ATV. However, since this type of loan isn’t secured by the vehicle you’re purchasing, you may find the rates and terms to be less than desirable.

    The rates and terms you qualify for will depend on your credit score and personal financial situation.

    *Rates as of November 27, 2018.

    Compare loans for financing a Suzuki

    Rates last updated March 26th, 2019

    Reveal your potential loan offers and rates

    Answer two quick questions to filter the loan offers and get the best one for you.

    Select your credit score range

    I don't know my credit score

    Finally, select where you live.

    To get your credit score:

    Experian logo

    Experian is a leading provider of personal and business credit reporting. Find out your FICO score now for less than the cost of a cup of coffee.

    Unfortunately, none of the personal loan providers offer loans for that credit score. If you are in urgent need of a small loan, you might want to consider a short term loan.
    Name Product Product Description Min. Credit Score Max. Loan Amount APR
    Credible Personal Loans
    Get personalized rates in minutes and then choose a loan offer from several top online lenders.
    Good to excellent credit
    $100,000
    5.34% to 35.99% (fixed)
    Monevo Personal Loans
    Quickly compare multiple online lenders with competitive rates depending on your credit.
    550
    $100,000
    3.99% to 35.99% (fixed)
    Upgrade Personal Loans*
    Affordable loans with two simple repayment terms and no prepayment penalties.
    620
    $50,000
    7.99% to 35.89% (fixed)
    LendingClub Personal Loan
    A peer-to-peer lender offering fair rates based on your credit score.
    640
    $40,000
    6.95% to 35.89% (fixed)
    SoFi Personal Loan Fixed Rate (with Autopay)
    No fees. Multiple member perks such as community events and career coaching.
    680
    $100,000
    5.99% to 16.99% (fixed)
    NetCredit Personal Loan
    Check eligibility in minutes and get a personalized quote without affecting your credit score.
    550
    $10,000
    34% to 155% (Varies by state) (fixed)
    Best Egg Personal Loans
    A prime lender with multiple repayment methods.
    640 FICO®
    $35,000
    5.99% to 29.99% (fixed)
    Even Financial Personal Loans
    Get connected to competitive loan offers instantly from top online consumer lenders.
    550
    $100,000
    3.84% to 35.99% (fixed)

    Compare up to 4 providers

    Does Suzuki offer special discounts or programs?

    Suzuki doesn’t offer any special buyer programs for veterans or college graduates. However, it does occasionally run promotions that give qualifying individuals access to lower rates and cashback bonuses. You can find these on Suzuki’s website, though the exact terms you receive will depend on your creditworthiness and current financial situation.

    What will a new Suzuki cost me?

    Suzuki offers a range of motorcycles, scooters, ATVs and boats. Taking a look at the manufacturer suggested retail price (MSRP) of the model you’re interested in buying can give you an idea of how much you’ll need to borrow. It can also help inform your negotiations when you visit a dealer. The actual cost you end up paying for your new Suzuki depends on where you live, your negotiation skills and any special promotions you qualify for.

    Motorcycles

    Whether you’re interested in a sportbike or an adventure motorcycle, here are just some of the models Suzuki has on offer:

    2019 modelStarting MSRPBody
    GSX250R ABS$4,899Sportbike
    GSX-R750$12,499Sportbike
    Hayabusa$14,799Sportbike
    Boulevard S40$5,799Cruiser
    Boulevard M50$8,699Cruiser
    Boulevard M109R B.O.S.S.$15,149Cruiser
    Boulevard C50T$9,499Touring
    Boulevard C90T$13,049Touring
    SV650$7,099Standard
    GSX-S750Z$8,499Standard
    GSX-S1000$11,099Standard
    VanVan 200$4,649Dualsport
    DR650S$6,599Dualsport
    V-Strom 650$8,799Adventure
    V-Strom 1000$12,999Adventure
    DR-Z400SM$7,349Supermoto
    RM85$4,199Motocross
    RM-Z450$8,949Motocross
    DR-Z50$1,749Off-road
    DR-Z125L$3,299Off-road
    RMZ450Z$8,999Off-road

    Scooters and ATVs

    From ATVs for off roading to scooters for zipping around town, here are a few of the options Suzuki has available:

    2019 modelStarting MSRPBody
    QuadSport Z90$2,999Sport ATV
    Burgman 200$4,999Scooter
    KingQuad 400ASi$6,499Utility sport ATV
    KingQuad 400FSi$6,499Utility sport ATV
    KingQuad 500AXi$7,499Utility sport ATV
    Burgman 400$8,199Scooter
    KingQuad 750AXi$8,799Utility sport ATV

    Boats

    Suzuki doesn’t list its boat prices directly on its website. Instead, you’ll need to request a quote by providing your contact details and information about the engine and type of boat you’re interested in purchasing.

    Bottom line

    Suzuki can get you where you want to be — whether that’s tearing up the trails or gliding through the open water. Though it doesn’t offer any special buyer programs, you have a few financing options to choose from. While going directly through Suzuki or a dealership is likely your fastest option, you may be able to score a lower rate by taking out a leisure vehicle loan from a bank or credit union instead.

    Read our guide to motorcycle loans to compare lenders and learn more about how it all works.

    Frequently asked questions

    Picture: Shutterstock

    Was this content helpful to you? No  Yes

    Ask an Expert

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

    By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

    Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
    Go to site