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Stripe vs. PayPal Here
Two types of payment processors — one for online stores and another for mobile.
Stripe is a big name in the payment processing industry. And while PayPal is a popular service for accepting online payments, PayPal Here is for in-person transactions. Find out which service is best for your business.
How do Stripe and PayPal Here compare?
|Which should I choose?||Choose Stripe if you have the technical skills to design a digital storefront.||Choose PayPal Here if you have a mobile or brick-and-mortar store.|
|Overview||A good option for online merchants with international customers.||A good option for venders that want an integrated point-of-sale (POS) system.|
|Price starts at||2.9% + 30¢ per successful card charge||2.7% per transaction|
|Processing time||2 business days||Same day with a linked PayPal Business Debit Mastercard|
|High-risk merchants accepted?||No||Yes|
|BBB letter rating||A+||A-|
|Not yet rated|
|Reputation and customer reviews||Reviews for Stripe are mixed. While many customers applaud its seamless onboarding process, many negative reviews mention transaction holds, account terminations and payout delays, which are all common problems among third-party processors.||Most reviews from Google Play and the App store are positive. Customers appreciate PayPal’s quick transaction processing, while others complain about frustrating software login errors.|
Compare other payment processors
Stripe may be a good option for code-savvy online businesses. But PayPal might be a better option for in-person transactions since it doesn’t have an online shopping cart or checkout feature for websites.
Consider other payment processing options if you’re looking for a brick-and-mortar, mobile and digital storefront integrated payment processor.
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