Starwood Preferred Guest® vs Chase Sapphire Preferred® | finder.com

Marriott Bonvoy™ American Express® Card vs Chase Sapphire Preferred® Card

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Please note: American Express is no longer accepting applications for the Marriott Bonvoy™ American Express® Card.

Our pick for travel rewards

Chase Sapphire Preferred® Card

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2x points on travel and dining at restaurants worldwide and 1 point per dollar spent on all other purchases
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
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Promoted

Marriott Bonvoy™ American Express® Card

Marriott Bonvoy™ American Express® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

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★★★★★

4.0 / 5.0
Best for
Best for
  • Rewards for hotel stays at popular properties
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer 75,000 points after spending $3,000 in the first 3 months 50,000 points after spending $4,000 in the first 3 months
Rewards
Rewards

6x points at participating SPG® and Marriott Rewards® hotels and 2x points on all other purchases

2x points on travel and dining. 1x points on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

17.99% to 26.99% variable

18.24% to 25.24% variable

Annual fee
Annual fee $0 the first year, then $95 $0 the first year, then $95
Cash advance
Cash advance

APR: 27.49% variable

Fee: $3 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Late payment fee
Late payment fee Up to $38 Up to $38
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Marriott Bonvoy™ American Express® Card

Marriott Bonvoy™ American Express® Card

  • Earn accelerated rewards at participating SPG® and Marriott Rewards® hotels
  • Generous welcome offer
  • No foreign transaction fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

  • Rewards for spending on travel and dining
  • 25% more value when you redeem points through Chase Ultimate Rewards
  • $0 annual fee for the first year (then $95)

Compare credit cards

Name Product Welcome Offer Rewards Annual Fee
50,000 points after spending $4,000 in the first 3 months
2x points on travel and dining. 1x points on all other purchases
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months
2x miles on Delta purchases and 1x miles on all other purchases
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
75,000 points after spending $1,000 in the first 3 months
7x points on direct purchases within the Hilton Honors portfolio. 5x points at US restaurants, US supermarkets and US gas stations. 3x points on all other purchases
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
35,000 points after spending $2,000 in the first 3 months
3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees

Compare up to 4 providers

Name Product Welcome Offer Rewards Annual Fee
75,000 points after spending $1,000 in the first 3 months
7x points on direct purchases within the Hilton Honors portfolio. 5x points at US restaurants, US supermarkets and US gas stations. 3x points on all other purchases
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
125,000 points after spending $2,000 in the first 3 months
12x points on Hilton Portfolio spending, 6x points at US restaurants, US supermarkets and US gas stations and 3x points on all other purchases
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
150,000 points after spending $4,000 in the first 3 months
14x points at participating hotels or resorts within the Hilton Portfolio, 7x points on flights booked directly with airlines or amextravel.com, car rentals, and US restaurants and 3x points on all other purchases
$450
150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership.
15,000 bonus points after your first purchase
3x points on participating hotel stays, Wyndham Vacation Rental North America properties, and on-property spending and maintenance fees at Wyndham timeshare properties, 2x points on gas and 1x points on all other purchases
$0
Earn 15,000 bonus points after your first purchase.
25,000 points after spending $3,000 on purchases in the first 3 months. Plus 25,000 points after spending an additional $3,000 in the first 6 months
4x points at Hyatt hotels plus 5x points as a World of Hyatt member, 2x points on gym memberships, commuting, restaurants and on airline tickets purchased directly and 1x points on all other purchases
$95
25,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, an additional 25,000 bonus points after you spend an additional $3,000 on purchases within the first 6 months of account opening.

Compare up to 4 providers

Compare American Express credit cards
Compare Chase credit cards

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