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Marriott Bonvoy™ American Express® Card vs Chase Sapphire Preferred® Card

Need a hotel card? Compare a strong cobranded and general travel card.

The major difference between these two cards is the Marriott Bonvoy™ American Express® Card is a cobranded card for Marriott Bonvoy while the Chase Sapphire Preferred® Card is a general travel card. With the Marriott Bonvoy, you’ll earn 6x points at Marriott Bonvoy properties and 2x points everywhere else. The Chase Sapphire Preferred® Card earns you 5x points on travel through Chase Ultimate Rewards, 3x points on dining, 2x points on all other travel and 1x points on all other purchases.

Please note: All information about Marriott Bonvoy™ American Express® Card has been collected independently by Finder. Marriott Bonvoy™ American Express® Card is no longer available through Finder as American Express is no longer accepting applications for the card.

Marriott Bonvoy™ American Express® Card

Marriott Bonvoy™ American Express® Card

Terms apply, see rates & fees

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Terms apply, see rates & fees

Finder rating
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4.6 / 5.0
Best for
Best for
  • Rewards for hotel stays at popular properties
  • Travel rewards and a great signup bonus
Welcome offer
Welcome offer

75,000 points after spending $3,000 in the first 3 months

60,000 points after spending $4,000 in the first 3 months


6x points at participating SPG® and Marriott Rewards® hotels and 2x points on all other purchases

5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel

Purchase APR
Purchase APR

17.99% to 26.99% variable

18.24% to 25.24% variable

Annual fee
Annual fee $0 intro annual fee the first year, then $95 $95
Balance transfer APR
Balance transfer APR 17.99% to 26.99% variable 18.24% to 25.24% variable
Cash advance
Cash advance

APR: 27.49% variable

Fee: $3 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $38 Up to $40
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 21 days
Minimum interest
Minimum interest $0
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
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