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Stand Up To Cancer® Credit Card review
Last updated:
You can generate passive donations with this card, but other cashback cards can offer stronger rewards.
- Get this card if you want to donate to Stand Up To Cancer and want a conversation-starting product.
- Pick something else if you want to earn even more rewards.
- Apply with a good to excellent credit score of 670 or higher.
Up to 1x
Points
$0
Annual fee
0%
Intro purchase APR
for the first 12 billing cycles (then 14.74% to 25.74% variable)
0%
Intro balance transfer
for the first 12 billing cycles (then 14.74% to 25.74% variable)
Details
| Product Name | Stand Up To Cancer® Credit Card |
|---|---|
| Card type | Mastercard |
| Annual fee | $0 |
| Purchase APR | 0% intro for the first 12 billing cycles (then 14.74% to 25.74% variable) |
| Balance transfer APR | 0% intro for the first 12 billing cycles (then 14.74% to 25.74% variable) |
| Balance transfer fee | $5 or 4% of the transaction, whichever is greater |
| Cash advance rate | 24.99% variable |
| Cash advance fee | $4 or 5% of the cash advance amount, whichever is greater |
| Foreign transaction fee | 3% of the transaction value |
| Interest free period | Up to 23 days |
| Late payment fee | Up to $38 |
Expert review
Review by
Kevin Joey Chen
kevin.chen@findercrew.comKevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
Expert review
When you do the math, some charity credit cards don’t contribute much to their partner organizations. The Stand Up To Cancer® Credit Card is different, allowing you multiple ways to support Stand Up To Cancer (SU2C) with contributions that can add up substantially.
You can potentially earn more with a stronger rewards card by cashing out rewards and forwarding a contribution to SU2C yourself.
How to apply for the Stand Up To Cancer® Credit Card
- Go to Fifth Third’s website and click Credit Cards from the Bank drop-down in the top nav.
- Find the Stand Up To Cancer® Credit Card and click Apply Now.
- Complete the application with details like your name, address, contact info, Social Security number and financial information.
- Review and submit your application.
How long will it take to get my Stand Up To Cancer® Credit Card?
You’ll typically receive a decision within a few days, though it may take up to a few weeks to hear back if there are issues with your application. If you’re approved, expect the card in the mail within 10 business days.
The perks
-
Annual fee: $0.
Passively contribute to SU2C with everyday spending over the long term with no annual fee.
-
Rewards: 1x points on all purchases.
You’ll earn 1 Real Life Rewards point for every dollar you spend on all purchases. Redeem points for donations to SU2C, gift cards, statement credit or cash deposits to your Fifth Third account.
-
Contribute to Stand Up To Cancer’s mission.
If you redeem your points for a donation to SU2C, Fifth Third matches it at the cash equivalent of 10% of the donation amount. The provider also donates $5 for each active Stand Up To Cancer® Credit Card in its system annually and 0.2% of each eligible purchase to the organization.
-
Intro APR on purchases and balance transfers.
Take advantage of a 0% intro APR on purchases and balance transfers for your first 12 billing cycles. After that, your APR reverts to a variable 14.74% to 25.74%.
-
Purchase and travel benefits.
Worry-free shopping features include price protection and extended warranties on eligible items you buy with your card. When you pay your cellphone bill with your Stand Up To Cancer® Credit Card, you’ll also get coverage for your smartphone against theft or damage.
Mastercard Airport Concierge allows you to arrange for a rep to meet you once you land at an airport. They can help you with immigration processes, transporting luggage, lining up chauffeured transportation and more.
-
Zero liability and ID theft protection.
Protect yourself from unauthorized purchases and identity theft with help restoring your credit after an incident.
What to watch out for
-
Potentially high APR.
Depending on your creditworthiness, Fifth Third Bank may extend purchase and balance transfer APR that’s as high as 25.74% variable. The average credit card APR is around 16%.
-
No signup bonus.
Most rewards credit cards let you earn a bonus when you signup. If that’s what you want, compare cards with large signup bonuses.
-
Foreign transaction fees.
Avoid using this card abroad or online with foreign merchants. Otherwise, you’ll pay a 3% fee of the amount of every transaction.
What should I know before I apply?
To apply for the Stand Up To Cancer® Credit Card, you must be at least 18 years old.
Required information
- Your name, address and contact details.
- Financial information, like your total annual income.
- Identifying information, such as your Social Security number.
What credit score do I need?
To increase your chances of approval, apply with a good to excellent credit score of 670 or higher.
Compare cashback credit cards
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Stand Up To Cancer® Credit Card reviews and complaints.
You won’t find many online customer reviews for this card. The few we found were from cardholders happy about fast approval and a high credit limit.
As of October 2020, Fifth Third Bank is accredited by the Better Business Bureau and has earned an A+ rating. Most complaints have been answered or resolved according to the BBB, which is a good sign of support.
I got the card. Now what?
- Sign up for an online account. Monitor your spending, pay bills and check in on your rewards easily.
- Avoid interest. To avoid unnecessary interest on your purchases, pay off your card bill within the grace period. Balance transfers accrue interest from the day you make them.
- Avoid fees. For each late payment, you could pay a fee as high as $38.
- Keep track of your rewards. Redeem your points for donations to SU2C, gift cards, statement credit and more.
- Get help. Call 800-972-3030 or the number on the back of your card to speak with a personal banking rep.
Bottom line
The Stand Up To Cancer® Credit Card offers the potential to donate to a worthy cause with everyday spending. But you might be able to donate more with an excellent rewards card offering stronger cash back.
Frequently asked questions
Images: Fifth Third Bank