Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Southwest Rapid Rewards® Premier Credit Card vs Southwest Rapid Rewards® Plus Credit Card

Earn reward flights with either of these two frequent flyer cards.

Updated

Fact checked
The main difference between these two cards is the annual fee: the Southwest Rapid Rewards® Plus Credit Card requires a $69 annual fee, and the Southwest Rapid Rewards® Premier Credit Card hasa $99 annual fee. But the Southwest Rapid Rewards® Premier Credit Card card does offset this difference by offering 6,000 anniversary bonus points each year, compared to the Southwest Rapid Rewards® Plus Credit Card‘s 3,000 bonus points.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Rates & Fees

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.6 / 5.0

★★★★★

3.5 / 5.0
Best for
Best for
  • Earning anniversary miles
  • Earning miles with a lower annual fee
Welcome offer
Welcome offer

40,000 points after spending $1,000 in the first 3 months

40,000 points after spending $1,000 in the first 3 months

Rewards
Rewards

2x points on Southwest Airlines and 1x points on all other purchases

2x points on Southwest Airlines and 1x points on all other purchases

Purchase APR
Purchase APR

15.99% to 22.99% variable

15.99% to 22.99% variable

Annual fee
Annual fee $99 $69
Balance transfer APR
Balance transfer APR 15.99% to 22.99% variable

15.99% to 22.99% variable

Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Read review

Summary of card features

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

  • $99 annual fee
  • Earn 6,000 anniversary points each year
  • Earn reward flights with no blackout dates
  • No foreign transaction fees

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

  • $69 annual fee
  • Earn 3,000 anniversary points each year
  • Generous signup bonus
  • Earn accelerated points on Southwest

Compare airline credit cards

Name Product Welcome offer Rewards Annual fee Filter values
United℠ Explorer Card
60,000 miles after spending $3,000 in the first 3 months
2x miles at restaurants, hotels and United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.
Delta SkyMiles® Gold American Express Card
50,000 miles after spending $2,000 in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
Earn 50,000 miles after spending $2,000 in the first 3 months. Rates & fees
United Club℠ Infinite Card
100,000 miles after spending $5,000 in the first 3 months
4x miles on United purchases, 2x miles on travel and dining and 1x miles on all other purchases
$525
Get United Club membership with access for you and two guests at any United Club or Star Alliance lounge -- a value of up to $650 annually.
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
This popular travel card's signup bonus is worth up to $1,000. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
Costco Anywhere Visa® Card by Citi
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
Earn valuable cash back on everyday purchases at gas stations, restaurants and Costco as well as eligible travel with no foreign fees.
loading

Compare up to 4 providers

Guide to the Southwest Rapid Rewards program

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site