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Southwest Rapid Rewards® Premier Credit Card vs Southwest Rapid Rewards® Plus Credit Card

Earn reward flights with either of these two frequent flyer cards.

Updated

Fact checked
The main difference between these two cards is the annual fee: the Southwest Rapid Rewards® Plus Credit Card requires a $69 annual fee, and the Southwest Rapid Rewards® Premier Credit Card hasa $99 annual fee. But the Southwest Rapid Rewards® Premier Credit Card card does offset this difference by offering 6,000 anniversary bonus points each year, compared to the Southwest Rapid Rewards® Plus Credit Card‘s 3,000 bonus points.

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Rates & Fees

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.6 / 5.0

★★★★★

3.5 / 5.0
Best for
Best for
  • Earning anniversary miles
  • Earning miles with a lower annual fee
Welcome offer
Welcome offer

40,000 points after spending $1,000 in the first 3 months

40,000 points after spending $1,000 in the first 3 months

Rewards
Rewards

2x points on Southwest Airlines and 1x points on all other purchases

2x points on Southwest Airlines and 1x points on all other purchases

Purchase APR
Purchase APR

15.99% to 22.99% variable

15.99% to 22.99% variable

Annual fee
Annual fee $99 $69
Balance transfer APR
Balance transfer APR 15.99% to 22.99% variable 15.99% to 22.99% variable
Cash advance
Cash advance

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 24.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 21 days 21 days
Minimum interest
Minimum interest $0 $0
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Credit
Learn more
Learn more

Read review

Read review

Summary of card features

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

  • $99 annual fee
  • Earn 6,000 anniversary points each year
  • Earn reward flights with no blackout dates
  • No foreign transaction fees

Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

  • $69 annual fee
  • Earn 3,000 anniversary points each year
  • Generous signup bonus
  • Earn accelerated points on Southwest

Compare airline credit cards

Name Product Welcome offer Rewards Annual fee Filter values
Chase Sapphire Preferred® Card
60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a signup bonus worth $750 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Delta SkyMiles® Gold American Express Card
35,000 miles after spending $1,000 in the first 3 months
2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on all other purchases
$0 intro annual fee for the first year ($99 thereafter)
With a welcome offer worth up to $600, up to 2x miles on select purchases, and assorted Delta perks, this is a strong choice for Delta fans. Rates & fees
Delta SkyMiles® Blue American Express Card
10,000 miles after spending $500 in the first 3 months
2x miles at restaurants and on direct Delta purchases and 1x miles on all other purchases
$0
Earn 2x miles on Delta purchases and dining with this simple, entry-level Delta card, and pay no annual fee. Rates & fees
Costco Anywhere Visa® Card by Citi
N/A
4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases
$0
Get 3% back on your travel and dining purchases with no foreign transaction fees and use the card for your Costco membership.
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Guide to the Southwest Rapid Rewards program

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