Are Snappy Payday Loans really the best on the internet? |
Snappy payday loans logo

Snappy Payday Loans

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Do you want to get some extra money quickly? Take a look at what Snappy Payday Loans has to offer.

It’s never fun to be in a tight financial spot. Emergencies crop up, important dates are forgotten and sometimes you just need help getting through to the next payday. Short term loan providers like Snappy Payday Loans come into the picture when your other options have fallen through.

Snappy Payday Loans is an online direct lender that provides short term loans, also referred to as payday loans, through its own finance company. It also relies on a network of direct short term lenders across the nation.

In addition to short term loans, this company provides installment loans and revolving lines of credit, giving you greater flexibility. With Snappy Payday Loans you can apply online is fast, get your approved funds transferred into your nominated bank account automatically and enjoy the peace of mind that your personal information will not get sold to any third party businesses.

How do Snappy Payday Loans compare to other lenders?

Check the websites of any providers you’re interested in to confirm they operate in your state of residence.

Rates last updated November 19th, 2018
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Term of Loan Turnaround Time Max. Loan Amount
CashUSA Installment Loans
A connection service for quick cash loans up to $10,000.
90 days to 72 months
As early as 1 business day
OppLoans Installment Loans
Installment loans with competitive rates from a top-rated direct lender.
9 to 36 months
1 business day
Jora Installment Loans
Installment loans with repayment terms up to 30 months, depending on your state.
4–30 months, varies by state
1–2 days
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
Varies by state
1–2 business days
LendYou Short-term Loans
Apply online with this loan-connection company offering unrestricted short-term loans at high maximums — fast turnaround.
1 business day
CashNetUSA Loan
Apply for a short-term loan with an easy online application and dedicated customer service.
Varies by state
1 business day
Varies by state
ACE Cash Express Short-term Loans
Quick payday, installment and title loans with no prepayment penalty and a 72-hour satisfaction guarantee. Funds can be loaded on an ACE Elite™ Visa® Prepaid Debit Card.
Varies by state
Generally receive the money the next business day
Varies by state

Compare up to 4 providers

How does borrowing from Snappy Payday Loans work?

You’ll first need to check if you meet the required eligibility criteria to apply for a short term loan. If you do, you can submit an online application and it will go through an approval process.

A Snappy Payday Loans loan specialist will contact you after reviewing your application. Upon your application’s approval you get to review the loan contract. If you accept the terms, Snappy Payday Loans will lend you the money.

You can monitor your account and make payments through the Snappy Payday Loans website, and normally you will have to repay the entire loan amount by your next payday. It is important to note that the maximum loan term will depend on state regulations.

Why should you consider taking out a Snappy Payday Loans short term loan?

Here’s why you can think about getting a short term loan through Snappy Payday Loans:

  • Easy application process. You can apply for a Snappy Payday Loans loan using any Internet enabled device. This means you can apply from your home or office, or even when you’re on the move.
  • Get money quickly. If you complete all the required formalities you can get your hands on the required money on the day you apply.
  • Bad credit is alright. You can apply for a short term loan through this lender even if you have poor or bad creditworthiness, provided you can demonstrate an ability to repay the loan on time.
  • Use funds for any reason. Snappy Payday Loans lets you use proceeds from its short term loan for any legitimate purpose. This can include paying medical bills, repairing your car, going on a holiday or getting by until your next pay.
  • No collateral. These loans are unsecured in nature so you don’t have to worry about providing any kind of collateral.

How much will it cost you to borrow from Snappy Payday Loans?

State regulations dictate how much Snappy Payday Loans and other payday lenders can charge in the form of interest and fees. This means that short term loans through Snappy Payday Loans vary from one state to another.

If Snappy Payday Loans approves your application, you’ll get a loan contract. This document contains details of all applicable fees and charges you may have to pay during the course of the loan term. If you fail to repay the loan in a timely manner you may have to pay NSF fees as well as collection related costs, and it may negatively affect your credit score.

Are loans from Snappy Payday Loans safe?

Snappy Payday Loans provides payday loans as per applicable state regulations. Loans are provided through its own finance company as well as through its network of trusted lenders that have pledged to follows its policies.

It also keeps your loan details confidential, and uses the standard 128-bit encryption to ensure that it remains secure through transmission.

How you can apply for a short term loan from Snappy Payday Loans

Click on the “Go to Site” button if you want to apply for a short term loan through Snappy Payday Loans now. To apply, you have to meet these eligibility criteria:

  • At least 18 years old.
  • American citizen or a permanent resident of the US
  • Steady source of income
  • Online applicants should have a checking account

The application will require some basic information from you:

  • Name, home address, email address and phone number
  • Date of birth, social security number and an acceptable form of ID
  • Employer’s name, address and phone number
  • Details about your income
  • If applying online, checking account details

Frequently asked questions

Are payday loans available in my state?

Elizabeth Barry

Elizabeth is an editor for specialising in personal finance and fintech. She enjoys reading PDSs so you don’t have to.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy and Cookies Policy and Terms of Use.

US Payday Loans Offers

Important Information*
Slam Dunk Loans

Potentially get approved for a short-term loan through this lender-connection service, even with poor credit history.

LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.

Go to site