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Six Flags Rewards Visa review

Even the most enthusiastic Six Flags thrill seekers won't find much value in this card.

  • Consider this card if you spend an incredible amount of time and money at Six Flags locations.
  • Pick something else if you want to earn more rewards on a wider variety of purchases and want to redeem them on more than just amusement parks.
  • Apply with a fair credit score of 580 or higher.

Up to 3x



Annual fee


Purchase APR (variable)


Recommended credit score


Annual fee$39
Welcome offerN/A
Rewards3x points on eligible Six Flags purchases
2x points on eligible gas, grocery, and lodging purchases
1x points on all other purchases
Purchase APR23.99% variable
Balance transfer APRN/A
Minimum Credit Score580

Review by

Steven Dashiell is a writer at Finder specializing in all things credit cards. With more than 300 articles under his belt, he aims to help readers embrace credit cards and maximize their rewards. Steve is studying to become a Certified Educator in Personal Finance, and is a frequent face on Finder’s YouTube channel, offering the latest in credit card hacks and advice. His expertise has been featured on numerous outlets, including U.S. News & World Report, Time, CBS, Fox Business, Lifehacker, Martha Stewart Living and more.

Expert review

The Six Flags Rewards Visa is a cobranded card from Credit One band designed for those who want to earn and redeem points on Six Flags purchases. But for even the most enthusiastic Six Flags thrill seekers, the card doesn’t offer enough to make it worth it. It doesn’t come with a signup bonus and it earns 3x points on eligible Six Flags purchases, 2x points on eligible gas, grocery and lodging purchases and 1x points on all other purchases. Depending on your credit score, it comes with a $0 or $39 annual fee and carries a 23.99% variable APR.

Let’s just get this out of the way: Unless you live in the area and have a season pass to the park, it’s unlikely you will visit Six Flags enough to make any sort of use out of this card. It’s a bit shocking that the earning rate on this card for Six Flags purchases is just 3%. For an activity that most people probably do once or twice a year, I’d expect a return of at least 5% on those purchases. In fact, the Capital One SavorOne Cash Rewards Credit Card earns the same rate on all amusement parks, in addition to several other types of entertainment like zoos, aquariums and movies. The Six Flags Rewards Visa can also only redeem rewards on Six Flags purchases, greatly limiting the overall use of this card.

Put it together with the card’s non-existent signup bonus and lack of significant perks for Six Flags parks, and you have a card that really just doesn’t stack up to other rewards cards on the market. Look to the Savor cards or even a flat-rate cashback card if you want to earn on your amusement park excursions.

How to apply for the Six Flags Rewards Visa

  1. You can apply for the Six Flags Rewards Visa by doing the following.
  2. Go to the Credit One Bank website.
  3. Scroll down and click Browse cards.
  4. Scroll down to the Six Flags Rewards Visa and click See if you pre-qualify.
  5. Fill out the requested information and click See card offers.
  6. If you prequalify for the Six Flags Rewards Visa, you can select it from the card list and start the application process.

Six Flags Rewards Visa benefits

  • Earn points. You’ll earn 3x points on eligible Six Flags purchases, 2x points on eligible gas, grocery and lodging purchases, and 2x points on everything else.
  • Available to average credit. You can qualify for this card with average credit, though you’ll pay a $39 annual fee in this case.
  • Access to Experian credit score. You can access and monitor your Experian credit score free of charge each month.

Six Flags Rewards Visa drawbacks

  • Unimpressive earning rates. Earning 3% back on just Six Flags purchases is a poor rate compared to many of the other rewards cards on the market that earn the same amount or more on many more categories.
  • Points only redeemable at Six Flags. You can only redeem the points earned with this card on eligible Six Flags purchases.
  • No signup bonus. This card lacks any sort of signup bonus, which is unusual for a rewards card.
  • Few notable perks. Aside from the now standard features you’ll find on credit cards, such as mobile app access and Tap to Pay, you’ll find no Six Flags-specific perks on this card. This is made even worse by the fact that you might have to pay an annual fee to use this card.
  • Above average APR. The starting APR for this card is 23.99% variable. This is notably higher than the 16% industry average.

Compare rewards credit cards

If you’re curious what other rewards credit cards on the market look like, use the table below to compare other available cards.

Name Product Welcome Offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
$300 statement credit after spending $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2x miles on every purchase, every day
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Capital One Quicksilver Cash Rewards Credit Card
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Compare up to 4 providers

Six Flags Rewards Visa customer reviews and complaints

Credit One Bank, the provider behind the Six Flags Rewards Visa, is accredited with the Better Business Bureau and possesses an A- rating from the organization as of September 2021.

The bank earns a 1.5 out of 5 stars from customers on Trustpilot. Many listed complaints were lodged at the bank’s customer service and alleged hidden fees on several cards.

Bottom line

Given the wealth of other terrific rewards cards out there, there simply isn’t much reason to choose the Six Flags Rewards Visa. You can earn similar rewards on your Six Flags purchases with another entertainment rewards card or cashback card, all the while racking up additional rewards in other categories as well. Take a look at your reward credit card options to find one that offers more bang for your buck.

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