14 Sites like WorldRemit for money transfers

Explore money transfer alternatives for higher transfer limits or lower fees.

Last updated:

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

WorldRemit offers transfer to more than 140 countries worldwide, using bank-to-bank transfers, cash and even mobile top-ups. However, fees depend on where and how much you’re sending. It’s best for smaller transfers — you’ll pay more the more money you send.

Pros

  • Simple, easy-to-use site helping you make a transfer in minutes.
  • Choose from bank-to-bank transfers, cash pickups and mobile top-ups.
  • Transfer to more than 140 around the world.

Cons

  • The higher your transfer, the greater the transfer fees
  • Not available to residents of Louisiana or New York.
  • Requires government-issued ID after your first transfer.

1. XE

XE Money Transfer Logo
Like WorldRemit, XE offers transfers to more than 35 countries. But XE offers free transfers and competitive exchange rates — a better deal than WorldRemit.

Pros

  • One of the largest transfer companies in the world.
  • Competitive exchange rates and no fees on any transfers.
  • No minimum or maximum transfer amount.

Cons

  • Rate comparison tool not available until after you’ve registered with the site.
  • Bank-to-bank transfers can take up to three days.
XE (Deals) XE (Deals)

XE: $0 fees and commissions

Last verified

2. TransferWise

transferwise logo

Like WorldRemit, fees with TransferWise vary by where you transfer your money and how much — and you’ll pay more the more you send. But this peer-to-peer money transfer company allows individuals to send as much as $49,999 daily, and businesses up to $200,000. That’s significantly more than WorldRemit’s $9,000 limit.

Pros

  • Easily sign up to start transferring money in minutes.
  • Transfer from $1 to $199,999 or more, depending on your account.
  • Get a strong mid-market exchange rate with no hidden fees.

Cons

  • Transfers to bank accounts only with no cash pickup option.
  • Can take up to five days for a transfer.
  • Social Security number required.

3. Western Union

Western Union sites like
For more than 160 years Western Union has made transfers to more than 500,000 locations around the world. Like WorldRemit, you’ll pay fees for each transfer, determined by where you’re sending and how much you send. Both Western Union and WorldRemit allow cash pickups, bank-to-bank transfers and credit and debit card payments.

Pros

  • Trusted provider since 1871.
  • Transfer to more than 500,000 locations around the world in minutes.
  • Competitive live exchange rates updated regularly.
  • Transfers using credit or debit cards, cash and banks.

Cons

  • Can be more expensive than other transfer companies
  • Weak exchange rates 5% more than the mid-market rate.

4. MoneyGram

moenygram logo

The second-largest international money transfer service in the world, MoneyGram has more than 350,000 agents worldwide. Like WorldRemit, you’ll pay a fee for every transfer, with rates that depend on where and how much money you send. But MoneyGram sends money to more than 200 countries and territories — more than WorldRemit. However, WorldRemit allows transfers as high as $9,000, making it better for business transactions and payments for exports.

Pros

  • Extensive global network of 350,000 agent locations.
  • Large pool of services for sending and receiving money.
  • Secure and reliable.
  • Fast transfers, with same-day service in many locations.

Cons

  • Maximum online transfer amount of $6,000.
  • Fees vary depending on payment type and transfer destination.
  • Transfers must be made in US dollars sent only from the US.
  • Local exchange rates vary by transfer destination.

5. Walmart

Walmart Logo
Known for its retailing business, Walmart offers money transfer services to over 190 countries thanks to a partnership with MoneyGram. Funds can be picked up at any Walmart in the US or Puerto Rico or sent to any one of MoneyGram’s 350,000 agents around the world. But WorldRemit offers bank-to-bank transfers, cash and mobile top-ups in some countries — Walmart only allows cash transfers.

Pros

  • Widespread network of agents gets your money where it needs to go.
  • Transfer to more than 190 countries.
  • Efficient transfers in as little as 10 minutes.

Cons

  • Cash pickups only.
  • Rates and fees depend on destination.

6. Travelex

travelex logo
Around since 1976, Travelex sends international money transfers to 50 countries worldwide. Travelex is better than WorldRemit for large transfers — with no maximum transfers and a flat $5 fee for transactions of $5,000 or less — and no fee for larger transactions. If you want to make cash transfers, WorldRemit is a better choice. Travelex doesn’t offer cash pickups at any locations — even at official Travelex storefronts.

Pros

  • Flat fee of $5 for transactions less than $5,000, and no fee on larger amounts.
  • Exchange to more than 45 different currencies.
  • Home delivery available in some locations.

Cons

  • Exchange rates not always competitive.
  • No cash payments or cash pickups allowed.
  • High $500 minimum transfer.

7. OFX

ofx logo
OFX offers transfers and exchanges to 195 countries in 55 currencies. With a solid exchange rate — about 0.4% above the mid-market rate — and no transfer fees, OFX is good for business in exports. But transfers are limited to bank-to-bank only, so you may need to look elsewhere for cash pickups.

Pros

  • Competitive exchange rates and no transfer fees.
  • Available in 195 countries and 55 currencies.
  • Offers scheduled and recurring transfers.

Cons

  • Bank-to-bank transfers only — no cash pickups.
  • New accounts require verification by phone.

8. Ria

Ria logo

In business for more than 30 years, RIA is a global monetary transfer network with more than 240,000 agent locations in 130 countries. Ria’s fee structure is like WorldRemit’s — what you pay depends on where and how much you send. But Ria only has a $3,000 a day maximum transfer amount — so WorldRemit is better for large transfers.

Pros

  • Quick transfers, especially great for cash pickup.
  • Use a debit card, credit card or bank account to pay for your transfer.
  • With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
  • Exchange rates are stronger than most US banks.

Cons

  • Maximum daily transfer limit of $3,000 may deter customers who need to transfer larger amounts.
  • Prepare to pay a transfer fee that varies depending on your transaction.
  • Ria does not offer forward contracts or limit orders.

9. TorFX

torfx logo
TorFX is a strict money exchange and transfer company that focuses on getting your funds where they need to go quickly. But unlike WorldRemit, you can only make bank-to-bank transfers to other TorFX accounts. But with no fees and competitive exchange rates, TorFX could be the cheaper option.

Pros

  • Competitive exchange rates up to 5% less than banks.
  • No fees for transfers to more than 60 countries.
  • Fixed exchange rate protection.
  • Consult with currency experts.

Cons

  • Minimum of $150 transfers.
  • Only allows bank-to-bank transfers.
  • Site doesn’t offer easy access to info.

10. Currencies Direct

currencies direct logo money transfers

Like WorldRemit, Currencies Direct offers no daily limit on transfers in more than 35 currencies. But Currencies Direct does so without charging fees on most transactions and offers competitive exchange rates. Compared to WorldRemit, Currencies Direct is a strong contender with its market orders, forward contracts, rate alerts and other tools to make your transfers easier and more affordable.

Pros

  • No fees on most transfers and competitive exchange rates.
  • Low $100 minimum transfer with no maximum limit.
  • Worldwide service.

Cons

  • Bank-to-bank transfers only.
  • Does not support all currencies (though you can contact them if yours isn’t listed)

11. Xoom

Xoom Logo

Xoom is a leading provider in the digital money transfer market, offering transfers to 67 countries around the world — not as many as WorldRemit. Xoom streamlines money transfers without taking chunks out of your funds for commissions. Like WorldRemit, Xoom charges fees that depend on transfer amount, destination and payment method. However you WorldRemit may be better for larger transfers — Xoom is a small international network and only offers a daily maximum of $3,000.

Pros

  • Specializes in international money transfers for more than 14 years.
  • Send as little as $10.
  • Money-back guarantee if your transfer doesn’t work out.

Cons

  • Transfer fees vary depending on methods, amount and destination.
  • Sends to only 67 countries.
  • Low $2,999 maximum.

12. Paypal

Paypal Logo
You likely know PayPal’s digital service for online purchases, but you may not know that it supports wireless overseas transfers. Like WorldRemit, PayPal transfers up to 20 currencies across more than 200 countries and territories. It’s fee structure is like WorldRemit with fees depending on location, method and amount of your transfer. But you’ll get a better rate if you have a PayPal credit card or account.

Pros

  • Transfers up to $10,000 to more than 200 countries and territories.
  • Offers recurring payments.
  • Transfer in less than five minutes.
  • Multiple digital safeguards in place to protect against fraud and hacking.

Cons

  • Better for smaller transfers — the more you send, the more you pay in fees.
  • Exchange rates start at 2.5%.

Looking for a service with lower transfer fees?

Take a look at these services with low flat fees:

  • OFX: Special finder.com offer of no transfer fee.
  • XE: No transfer fees.

Compare minimum and maximum transfers

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 1 - 2 days USD 0.00 0.903 EUR 4,513 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 1 1 - 2 days USD 40.00 0.906 EUR
4,495
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
EUR 1,000 1 - 2 days USD 10.00 0.897 EUR 4,477 Use TransferMate to help you send money to almost any country around the world for a small fee. Go to site Show details
USD 1 Within an hour USD 3.99 0.902 EUR 4,509 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.897 EUR 4,486 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 1,000 1 day USD 0.00 0.897 EUR 4,486 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details
USD 5,000 1 day USD 0.00 0.897 EUR 4,486 Venstar will support you through the entire process of your international transactions, from start to finish. Go to site Show details

Compare up to 4 providers

Bottom line

WorldRemit offers transfers to most countries around the world and has options for picking up your money. But with a transfer limit of $9,000 each day and higher fees, it may not be the best for transferring large amounts of money.

If you didn’t find an international money transfer service that works for you, compare your options.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site