6 alternatives to WorldRemit for sending money | finder.com

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Alternatives to WorldRemit

Explore money transfer services similar to WorldRemit to help you find the best deal.

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Whether you’re seeking alternatives to WorldRemit because it isn’t offered in your area, you need higher transfer limits or you want cheaper transfer options, check out what other options you have using the list below.

We’ve compiled some of the most popular money transfer companies that hit the same notes as WorldRemit but excel in other areas where WorldRemit is lacking.

transferwise logo

  1. TransferWise

TransferWise offers users the mid-market rate for its transfers and is one of few companies to do so, so what you see on Google is the rate you’ll exchange at.

Why pick TransferWise instead?

  • Guaranteed better exchange rates
  • Minimum transfer of $1, good for small transfers


  • High fees can offset the benefits of mid-market exchange rates
  • Limited currency options compared to WorldRemit
XE Money Transfer Logo

  1. XE Money Transfer

XE offers transfers without an added fee and is backed by a well-known brand in the currency exchange industry.

Why pick XE Money Transfer instead?

  • No additional fees
  • Competitive exchange rates
  • Max transfer is $500,000 per transaction


  • Doesn’t accept cash or card payments
  • No cash pickup option
  • Must pay and transfer via bank accounts
OFX Logo

  1. OFX

OFX is a good alternative for sending large amounts, especially since it waives its transfer fees when sending $10,000 or more. There is also no maximum sending limit.

Why pick OFX instead?


  • Must transfer to a bank account
  • Can only pay by bank transfer
  • No cash pickup options
  • High minimum transfer amount of $1,000

  1. Western Union

With over 145 years in the business, Western Union has over 500,000 locations and a wide assortment of money transfer options.

Why pick Western Union instead?

  • Trusted provider since 1871
  • 500,000+ global locations
  • Flat fees


  • Weak exchange rates are often 5% more than the mid-market rate
  • Often more expensive than other, smaller transfer companies

  1. InstaReM

InstaReM is one of very few money transfer services to offer the mid-market currency exchange rate, but only for some currencies during certain hours of the day.

Why pick InstaReM instead?

  • Transparent fees
  • Same-day transfers for most supported currencies
  • Loyalty points system that can be redeemed against transactions


  • Transfers must be sent to a bank account
  • Must pay via bank transfer
  • Fewer supported currencies than many competitors

  1. Xoom

Xoom is smaller than WorldRemit but typically offers more competitive fees to the countries it operates in.

Why pick Xoom instead?

  • Money-back guarantee if your transfer doesn’t arrive on time
  • Integrates with PayPal accounts


  • Operates in fewer than 50 countries
  • Low maximum sending limits of $2,999
  • Transfer fees can vary depending on sending method, amount and destination

Still looking for other options?

Use the table below to see some of the other popular money transfer companies in the industry that we didn’t list above. You can compare how much a transfer would cost for each of them by entering the amount you want to send and the destination. Alternatively, learn more about WorldRemit in our review.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
$1,000 1 day USD 0.00 0.836 EUR 8,358 OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.836 EUR 8,358 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Go to site Show details
USD 1 Same day USD 0.00 0.836 EUR 8,358 XE has fast transfers with no fees and a range of foreign currency tools. Go to site Show details
$10 Within an hour USD 1.99 0.822 EUR 8,223 Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site Show details
$1 1 - 2 days USD 80.00 0.839 EUR
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
USD 10,000 1 - 2 days USD 0.00 0.832 EUR 8,321 Dunbridge Financial offers diverse transfer options to more than 120 countries. Powered by Currencycloud. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

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