Compare 15 money transfer company sites like World First | finder.com
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Sites like World First for sending money to friends or family

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The best alternative companies to World First for sending a money transfer.

World First is an online money transfer company founded in the UK in 2004. Since then, it has transferred more than $56 billion worldwide, servicing over 75,000 customers regularly. Its wide array of services keeps people coming back transfer after transfer.

Pros

  • No maximum transfer limit
  • No fees for transfers of $10,000 or more
  • Competitive exchange rates, with a promise to beat any quote you get from another international transfer service
  • Offers spot contracts, forward contracts and hedging options
  • Provides weekly updates on market exchange rates
  • Rate lock available for continuing transactions

Cons

  • High minimum transfer amount of $1,000
  • Two-step process can mean up to six days for delivery
  • Social Security number and government-issued ID required

Find alternative money transfer services to World First that offer lower minimum transfers and lower fees.

Alternative sites like World First

Click here to see World First


ofx logo

1. OFX

Like World First, OFX does not have a maximum transfer limit and both have high minimum transfer amounts of $1,000 — making both companies ideal for transferring larger amounts of money. While OFX offers no transfer fees at all, World First doesn’t offer no-fee transfers unless you’re sending $10,000 or more. However, World First offers a promise to beat any quote you get from another international transfer service — something that OFX does not offer its customers.

Pros

  • No transfer fees
  • 24-hour customer support
  • Available in 195 countries and territories and 55 currencies
  • Offers scheduled and recurring transfers
  • iOS and Android apps available for mobile transfer and tracking
  • No maximum transfer limit

Cons

  • No cash payment or pickup — no bank-to-bank transfers only
  • Verify new accounts by phone
  • High maximum transfer amount of $1,000

Go to OFX website


XE Money Transfer Logo” width=

2. XE Money Transfer

XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency — it doesn’t allow same-currency transfers like World First does. If you’re working far from home, XE is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts. While XE doesn’t have any transfer fees at all, World First only offers no-fee transfers if you’re sending $10,000 or more. Both companies have competitive exchange rates, but World First goes above and beyond with its promise to beat any quote you get from another international transfer service — something that XE doesn’t offer.

Pros

  • No transfer fees
  • Trade in over 120 currencies, allowing for money transfers to over 170 countries
  • Competitive exchange rates save you money in the long run
  • Quick turnaround means transfer is complete in 3 to 5 days
  • No minimum or maximum transfer limit

Cons

  • Bank-to-bank transfers only
  • No same-currency transfers
  • Exchange rate comparison tool not available until after you’ve registered with the site

Go to the XE Money Transfer website


transferwise logo

3. TransferWise

TransferWise is a money transfer site designed to help you save money on exchanges through a peer-to-peer system. Its unique system allows you to exchange your funds with those of another seeking to convert their money to your currency. It’s basically trading money with another person, but it doesn’t cross borders. Because of its unique platform, TransferWise doesn’t allow for same-currency transfers like World First does, but it does offer a lower minimum transfer amount of just $1, compared to World First’s $1,000 minimum. While TransferWise has fees no matter how much money you’re sending, World First waives its fees if you’re sending more than $10,000. However, TransferWise has a maximum daily sending cap of $49,999, unlike World First’s unlimited transfer amount.

Pros

  • $3 fee for transfers up to $300; a fee of 1% of the amount sent for transfers up to $5,000; a fee of 0.7% on any amount over the initial $5,000
  • Low minimum transfer amount of $1
  • High transfer limits — can send up to $49,999 a day and $199,999 a year
  • Apps for both iOS and Android
  • Uses mid-market exchange rate with no hidden fees

Cons

  • Transfers to bank accounts — no cash pickup option
  • No same-currency transfers
  • Two-step process means you must first wire your money to TransferWise, which then deposits the money to your recipient’s bank account
  • Requires a Social Security number to send money

Go to the TransferWise website


WorldRemit Logo

4. WorldRemit

Unlike World First, WorldRemit has a low minimum transfer amount of just $1 and offers cash pickup as well as home delivery. However, World First offers no fees for transfers of $10,000 or more, while WorldRemit has transfers that are higher the more money you send. WorldRemit also has a low maximum transfer cap of $5,000, while World First offers unlimited transfers.

Pros

  • Low minimum transfer amount of $1
  • Available in over 140 countries worldwide
  • Flexible payment options, including debit or credit card, bank transfer, Android Pay and ApplePay
  • Transfers to mobile wallet accounts
  • Cash pickup available
  • Home delivery available
  • Mobile airtime account transfers

Cons

  • The higher your transfer, the greater the transfer fees
  • Low maximum transfer amount of $5,000

Go to the WorldRemit website


travelex logo

5. Travelex

Around since 1976, Travelex is an international money transfer service in 177 countries worldwide. While World First doesn’t have transfer fees for transactions over $10,000, Travelex does one better and offers no-fee transfers of $5,000 or more. Moreover, Travelex offers a price promise — if you find a better price within 30 minutes, it will beat the other company, a guarantee that World First doesn’t offer. Both Travelex and World First offer spot and forward contracts, and have high minimum transfer amounts of $500 and $1,000 respectively.

Pros

  • Flat fee of $5 for any transaction under $5,000
  • No fee for transfers of $5,000 or more
  • Available in 177 countries and territories and 45 different currencies
  • Multiple transfer options including spot contracts, forward contracts, limit orders and recurring payments
  • Offers a price promise — if you find a better price within 30 minutes, it will beat it
  • Funds transferred in 1 to 4 business days, though same-day transfers are possible in select countries

Cons

  • High minimum transfer amount of $500
  • Bank-to-bank transfers only
  • No cash payments or cash pickups allowed
  • No check or credit card payments allowed

Go to the Travelex website


torfx logo

6. TorFX

Unlike World First, which allows you to send money from anywhere in the US, TorFX only allow money transfers from Australia. It’s a stricter money exchange and transfer company than others, and requires that funds to be cleared by individuals who hold TorFX accounts — meaning the money must be sent in advance before the transaction can be performed. Both TorFX and World First offer spot and forward contracts, but TorFX outshines World First in offering no transfer fees at all, along with a best rate guarantee. TorFX has a lower minimum transfer amount of $150, compared to World First’s $1,000 minimum.

Pros

  • Multiple transfer options including spot contracts, forward contracts, limit orders and stop loss orders
  • No transfer fees
  • Competitive exchange rates with fixed exchange rate protection — often beating banks by more than 3%
  • Best rate guarantee
  • Offers transfers in 60 different currencies
  • Free registration allows you to get access to free market analysis and expert advice
  • Low minimum transfer amount of $150

Cons

  • Can only send from Australia
  • Bank-to-bank transfers only
  • Users report technical and administrative problems that delay transfers

Go to the TorFX website


currencies direct logo money transfers

7. Currencies Direct

Unlike World First, which has fees for transfers under $10,000, Currencies Direct offers no-fee transfers 90% of the time. It also has a lower minimum transfer amount of $100, compared to World First’s $1,000 minimum. Both companies don’t have a maximum transfer limit and offer competitive exchange rates, but only World First has a promise to beat any quote you get from another international transfer service.

Pros

  • No fees for 90% of its transactions
  • Supports 60 market currencies
  • Competitive exchange rates
  • Low minimum transfer of $100
  • Supports large transactions at a seemingly unlimited max
  • Monitors exchange rates for your ideal transfer

Cons

  • No cash pickup option — bank-to-bank wire transfers only

Go to the Currencies Direct website


Western Union sites like

8. Western Union

Around for more than 160 years, Western Union offers money transfers to more than 200 countries and territories, with more than 500,000 agent locations worldwide. Western Union has a lower minimum transfer amount of $1, compared to World First’s $1,000 limit, and offers the ability for your recipient to pick up cash. However, Western Union has weaker exchange rates that can be nearly 5% more than the mid-market rate and has high fees, whereas World First offers competitive exchange rates with no fees for transfers over $10,000. Moreover, World First has no maximum transfer cap, while Western Union has a low maximum transfer limit of just $5,000.

Pros

  • Low minimum transfer of $1
  • Send money in minutes
  • Transfer to over 200 countries and territories across the globe
  • Multiple transfer options including paying with cash or your debit card, credit card or bank account
  • Cash pickup available
  • Trusted provider for over 160 years

Cons

  • Weak exchange rates that can be nearly 5% more than the mid-market rate
  • High fees, whereas other companies offer free transfers or low-fee transfers
  • Low maximum transfer amount of $5,000

Learn more


RIA Logo

9. Ria

In business for more than 30 years, Ria is a global monetary transfer network with more than 316,000 agent locations in 144 countries. It is the third-largest international money transfer provider in the world. Unlike World First, which has a high minimum transfer amount of $1,000, Ria offers a low minimum transfer amount of just $1 and offers cash pickup and home delivery options. However, World First has no maximum transfer limit, while Ria has a maximum daily transfer cap of $2,999.99. Ria also doesn’t offer forward or limit orders the way that World First does.

Pros

  • Low minimum transfer amount of $1
  • Wide variety of transfer payment options, including cash, debit card, credit card and bank account
  • Worldwide transfer network, with over 316,000 agent locations in more than 144 countries
  • Online price calculator simplifies money conversion
  • Home delivery option in select countries
  • Cash pickup available
  • Fast turnaround if you send money with a debit or credit card, taking just 15 minutes

Cons

  • Maximum daily transfer cap of $2,999.99; maximum amount you can send in 30 days is $7,999
  • Rates and fees depend on amount, location and method of transfer
  • Does not offer forward or limit orders
  • Bank account transfers take four business days

Go to the Ria website


moenygram logo

10. MoneyGram

The second-largest international money transfer service in the world, MoneyGram transfers currencies in over 200 countries and territories to more than 350,000 agent locations worldwide. Unlike World First, MoneyGram offers home delivery and cash pickup options with a low minimum transfer amount of just $1, compared to World First’s $1,000 minimum. However, if you’re looking to transfer larger amounts of money, you’re better off going with World First or another provider, as MoneyGram has a daily transfer cap of $6,000.

Pros

  • Extensive global network of 350,000 agent locations in over 200 countries and territories
  • Large pool of services available for sending, receiving or financing
  • Fast transfers, with same-day service in many locations
  • Home delivery and cash pickup options
  • Low minimum transfer amount of $1

Cons

  • Maximum online transfer amount of $6,000
  • Fees vary depending on payment type and transfer destination
  • Transfers must be made in US dollars from the US (no exchanges before transfer)
  • Local exchange rates vary by transfer destination

Go to the Moneygram website


Xoom Logo

11. Xoom

Xoom is a leading provider in the digital money transfer market that offers transfers to 57 countries around the world. Unlike World First, which has a high minimum transfer amount of $1,000, Xoom has a low minimum transfer amount of just $10 and also offers cash pickup and home delivery options depending on where you’re sending your funds to. However, while World First offer no-fee transfers over $10,000, Xoom’s transfer fees vary depending on where you’re sending money to, the amount you’re sending and the method you choose to send the funds.

Pros

  • Low minimum transfer amount of $10
  • Money-back guarantee if your transfer doesn’t arrive on time
  • Cash pickup and home delivery available, depending on where you’re sending your funds to

Cons

  • Transfer fees vary depending on where you’re sending money to, the amount you’re sending and the method you choose

Learn more


Sharemoney logo

12. Sharemoney

Sharemoney is a part of the Omnex group, a company that’s specialized in money transfers for over 25 years. Unlike World First, which has a high minimum transfer amount of $1,000, Sharemoney has a low minimum transfer amount of just $20. It also offers home delivery and cash pickup options, something that World First doesn’t offer. You should note that Sharemoney has limited state availability though — it’s only licensed to operate in 36 out of 50 US states — while World First allows for transfers anywhere in the United States.

Pros

  • Low transfer fees starting at just $2.99
  • Low minimum transfer amount of $20
  • Exchange rate calculator helps you see just how much money you’ll get for your dollar, with rates updated hourly
  • Fast and easy service, with cash and bank transfers taking as little as 15 minutes to 24 hours
  • Door-to-door delivery in as short as 48 hours
  • Discounts available on Facebook

Cons

  • Limited state availability, with Sharemoney only licensed to operate in 36 out of 50 US states
  • Only offers one-off transfers
  • Can only transfer money to 21 countries, which are largely limited to South America and select Asian countries
  • Exact location must be specified for cash pickup
  • Daily transfer limits of $2,999.99 every 15 days, and $9,999.99 every six months

Learn more


Walmart Logo

13. Walmart

Known for its retailing business, Walmart offers money transfer services to over 190 countries and territories thanks to a partnership with MoneyGram. Unlike World First, which has a high minimum transfer amount of $1,000, Walmart offers transfers starting at just $1 and also allows for home delivery and cash pickup options. If you’re looking to send larger amounts of funds, however, you’ll be better off going with World First or another provider, as Walmart puts a daily cap of $6,000 on transfers, while World First allows for transfers in unlimited amounts.

Pros

  • Widespread network of transfers to more than 190 countries and territories with 350,000 agents worldwide
  • Efficient transfers in as little as 10 minutes
  • Wide variety of payment options, including debit card, credit card, cash or bank account
  • Home delivery and cash pickup available
  • Low minimum transfer amount of $1

Cons

  • Rates and fees depend on location
  • Maximum sending limit of $6,000 per transaction — with a maximum of $6,000 per 30 calendar days

Learn more


Currency Online Logo

14. Currency Online

Unlike World First, which offers money transfers to all residents of the US, Currency Online does not. This money transfer company does, however, have a low minimum transfer amount of $50 — compared to World First’s $1,000 minimum. Both companies have no maximum transfer amounts, so if you’re looking to transfer large amounts of money, both are viable options.

Pros

  • Exchanges more than 25 different currencies
  • Multiple services like spot contracts and market orders
  • Quick turnaround in 1 to 4 days
  • Low minimum transfer of $50
  • No maximum transfer amount

Cons

  • No cash pickup — bank-to-bank transfers only
  • Not available in the US, Japan or Quebec, Canada
  • Threshold fee charged for some amounts

Learn more


Paypal Logo

15. PayPal

You likely know PalPal’s digital service for online purchases, but you may not know that it supports wireless overseas transfers. Its popularity around the world makes it possible to transfer up to 20 currencies across more than 200 countries. Unlike World First, which has a high minimum transfer amount of $1,000, PayPal allows you to transfer as little as $1. However, while World First doesn’t have fees for transfers over $10,000, PayPal charges larger fees the money money you transfer.

Pros

  • Send money inside the US for free
  • Available in 203 countries
  • Offers recurring payments
  • Low minimum transfer amount of $1
  • Multiple digital safeguards in place to protect against fraud and hacking

Cons

  • Fees are proportionate to the amount transferred — the larger the transfer, the more money it charges
  • Fees vary by location of transfer and method, with better deals for using a PayPal credit card or account
  • No cash pickup available

Learn more


Compare other spot contract options.

Travelex is another service that offers spot contracts for businesses.

Need a service with flat or no fees?

  • Travelex: Flat rate of $5 for transactions under $5,000.
  • OFX: No transfer fees at all.
  • WorldRemit: First transfer free, then varies by country and amount.
  • XE Money Transfer: No transfer fees at all.

Compare minimum and maximum transfer limits

Provider Minimum transfer amount Maximum transfer amount
OFX $1,000 No limit
XE Money Transfer $0 No limit
World First $1,000 No limit
WorldRemit $1 $5,000
Travelex $500 No limit
TorFX $150 No limit
Currency Online $1 No limit
Western Union $1 $5,000
TransferWise $1 $49,999
Xoom $10 $10,000
MoneyGram $1 $6,000
Ria $1 $2999.99
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2 Responses

  1. Default Gravatar
    GregoireMay 13, 2017

    I need to transfer MUR from Mauritius to France Euro.
    From 40000 to 400000 MUR. Bank in Mauritius and France.

    Any chance to fond a good player ?

    • finder Customer Care
      AnndyJuly 3, 2017Staff

      Hi Gregoire,

      Thanks for your question.

      You may compare companies that offer money transfer service from Mauritius to France on this page.

      Cheers,
      Anndy

US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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