Compare 15 money transfer companies like Walmart | finder.com
Walmart Moneygram money transfers

Sites like Walmart that could be better for money transfers

The best alternative companies to Walmart for sending a money transfer

Known for its retailing business, Walmart offers money transfer services to more than 190 countries and territories thanks to its partnership with MoneyGram. Funds can be picked up at any Walmart in the US or Puerto Rico or sent to any one of MoneyGram’s 336,000 agents around the world.

Pros

  • Widespread network of agents gets your money where it needs to go.
  • Transfer to more than 190 countries and territories.
  • Efficient transfers in as little as 10 minutes.

Cons

  • Cash pickups only.
  • Rates and fees depend on location.

Walmart is a popular option but might not be the best option out there. Compare alternatives below.

Alternative sites like Walmart

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ofx logo

1. OFX

Like Walmart, OFX offers transfers and exchanges in 55 currencies. But if you’re a large business or looking to pay for exports, OFX doesn’t have a maximum transfer limit and offers low exchange rates — as low as 0.4% above the mid-market rate.

Pros

  • 24-hour customer support.
  • Available in 195 countries and territories and 55 currencies.
  • Offers scheduled and recurring transfers.
  • Android and iOS apps available for mobile transfer and tracking.

Cons

  • Bank-to-bank transfers only.
  • Verify new accounts by phone.

Go to OFX website


Worldfirst sites like

2. World First

World First is an online money transfer company founded in the UK in 2004. Since then, it’s transferred more than $56 billion worldwide, servicing over 75,000 customers regularly. Its wide array of services keeps people coming back transfer after transfer.

Like Walmart, World First transfers your money to almost anywhere in the world — fast. But World First offers a flat $10 fee for transfers less than $10,000. With no transfer limit and options of bank-to-bank transfers, World First is better for business overseas.

Pros

  • Competitive exchange rates and no fees for transfers more than $10,000.
  • Offers spot contracts, forward contracts and hedging options.
  • Rate lock available for up to three years.

Cons

  • High minimum transfers of $1,000 or more.
  • Two-step process can mean up to six days for delivery.
  • Social Security number and government-issued ID required.

Go to the World First website


HIFX Logo

3. HIFX

HiFX is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, HiFX is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.

Pros

  • One of the most trusted money transfer names in the UK
  • Competitive exchange rates save you money in the long run
  • Quick turnaround means transfer is complete in 1 to 4 days

Cons

  • Rate comparison tool not available until after you’ve registered with the site

Go to the HIFX website


transferwise logo

4. TransferWise

TransferWise is a money transfer site designed to help you save money on exchanges through a peer-to-peer system. Its unique system allows you to exchange your funds with those of another seeking to convert their money to your currency. It’s basically trading money with another person, but it doesn’t cross borders.

Pros

  • Maximum 1% fee
  • $3 minimum fee
  • Minimum transfer of $1
  • Maximum transfer of $36,000,000
  • Apps for both iOS and Android
  • Uses mid-market exchange rate with no hidden fees

Cons

  • Transfers to bank accounts. No cash pickup option.

Go to the TransferWise website


WorldRemit Logo

5. World Remit

WorldRemit provides a variety of transfer options in more than 120 countries worldwide, including online, bank-to-bank and cash transfers. Fees vary by country you’re sending funds to and the global exchange rate at the time of your transfer. WorldRemit is ideal for small businesses, offering transfers from $1 to $2,000.

Pros

  • Flexible payment options
  • Easy three-step transfer process
  • Transfers to mobile wallet accounts
  • Cash pickup available
  • Mobile airtime account transfers

Cons

  • The higher your transfer, the greater the transfer fees

Go to the WorldRemit website


RIA Logo

6. Ria

n business for more than 30 years, RIA is a global monetary transfer network with more than 240,000 agent locations in 130 countries. It is the third-largest international money transfer provider in the world. Offering a wide variety of payment options and transfer services, RIA knows how to keep its customers happy with a simple transfer process.

Pros

  • Wide variety of transfer options
  • Good rates and minimal fees
  • Online price calculator simplifies money conversion
  • Expert advice

Cons

  • Maximum daily transfer cap of $2,999.99

Go to the Ria website


Sharemoney logo

7. Sharemoney

Sharemoney is a part of the Omnex group, a company that’s specialized in money transfers for over 25 years. Its constantly expanding service range and offer door-to-door and cash pickup options on top of the usual transfer techniques.

Pros

  • Low transfer fees
  • Exchange rate calculator helps you see just how much money you’ll get for your dollar
  • Fast and easy service
  • Door-to-door delivery in as short as 48 hours
  • Discounts available on Facebook

Cons

  • Doesn’t transfer to every country
  • Exact location must be specified for cash pickup
  • Daily transfer limits of $9,999

Go to the Sharemoney website


travelex logo

8. Travelex

Around since 1976, Travelex is an international money transfer service in 177 countries worldwide. Through its simple online process, you can transfer money to someone on the other side of the world within a couple of days. Its minimum transfer amount for overseas is $500, and it keeps you up to date on exchange rates, so you can know exactly how much money your recipients will receive in their accounts.

Pros

  • Flat fee of $5 for any transaction under $5,000
  • No fee for transfers of $5,000 or more
  • Exchange to more than 45 different currencies
  • Home delivery available

Cons

  • Exchange rates not always the most competitive
  • No cash payments or cash pickups allowed

Go to the Travelex website


moenygram logo

9. MoneyGram

The second-largest international money transfer service in the world, MoneyGram is a big contender for money transfer. Its services transfer and exchange currencies in over 200 countries and territories around the world to more than 350,000 agent locations worldwide. If you’re not confident about transferring money online, an employee can walk you through the process at of the 40,000 locations here in the States.

Pros

  • Extensive global network of 350,000 agent locations
  • Large pool of services available for sending, receiving or financing
  • Secure and reliable
  • Fast transfers, with same-day service in many locations

Cons

  • Maximum online transfer amount of $2,999
  • Fees vary depending on payment type and transfer destination
  • Transfers must be made in US dollars from the US (no exchanges before transfer)
  • Local exchange rates vary by transfer destination

Go to the Moneygram website


Western Union sites like

10. Western Union

Western Union has tons of locations and a convenient cash pickup option, but it’s not the cheapest option out there. Learn how you can save on fees and exchange rates when you compare services.

Pros

  • Low minimum transfer of $1
  • Send money in minutes
  • Transfer to a wide range of countries
  • Competitive live exchange rates updated regularly
  • Multiple transfer options
  • Trusted provider

Cons

  • Can be more expensive than other transfer companies

Go to the Western Union website


torfx logo

11. TorFX

TorFX is a strict money exchange and transfer company that focuses on getting your funds where they need to go quickly. Unlike other services, it requires that funds to be cleared by individuals who hold TorFX accounts. The money must be sent in advance before the transaction can be performed. TorFX cares about its customers, with clarity and friendly service two of its highest priorities.

Pros

  • Competitive exchange rates
  • Free market news
  • Fixed exchange rate protection
  • Can save you 5% on bank exchange rates
  • No bank charges or commissions
  • Consult with currency experts

Cons

  • Potential risks of exchange include market volatility
  • Can only send from Australia
  • Users report technical and administrative problems that delay transfers

Go to the TorFX website


currencies direct logo money transfers

12. Currencies Direct

Currencies Direct is an international money transfer service dedicated to helping its customers save more when transferring money internationally. With 39 currencies to choose from (and others that can be discussed with the company itself), it is more flexible than other money transfer services. So long as there’s a bank account available, Currencies Direct will transfer and exchange your funds at a low flat rate.

Pros

  • No fees for 90% of its transactions
  • Worldwide service
  • Competitive exchange rates
  • Low minimum transfer of $100
  • Supports large transactions at a seemingly unlimited max
  • Monitors exchange rates for your ideal transfer

Cons

  • No cash pickup option
  • Does not support all currencies (though you can contact them if yours isn’t listed)

Go to the Currencies Direct website


Xoom Logo

13. Xoom

Xoom is a leading provider in the digital money transfer market, offering transfers to 38 countries around the world. Using online money transfers, it streamlines the process without taking chunks out of your funds for commissions.

Pros

  • Specializes in international money transfers
  • More than 14 years of experience
  • Money-back guarantee if your transfer doesn’t work out

Cons

  • Small international network compared with competition

Go to the Xoom website


Currency Online Logo

14. Currency Online

Founded in 1986, Currency Online was one of the first to offer online money transfer services. HiFX became its parent company in 2008, and it continues to offer low competitive rates by cutting the usual banking fees out of the picture.

Pros

  • Exchanges more than 25 different currencies
  • Multiple services like spot contracts and market orders
  • Quick turnaround in 1 to 4 days
  • 24-hour customer service
  • No minimum transfer

Cons

  • No cash pickup
  • Not available in the US, Quebec (Canada) or Japan
  • Threshold fee charged for some amounts

Go to the Currency Online website


Paypal Logo

15. Paypal

You likely know PalPal’s digital service for online purchases, but you may not know that it supports wireless overseas transfers. Its popularity around the world makes it possible to transfer up to 20 currencies across more than 200 countries. While PayPal is like a digital banking service, its rates are competitive compared with most banks and financial institutions, making it a good choice to avoid headaches.

Pros

  • Minimum rate of $0.02
  • Available in 203 countries
  • Offers recurring payments
  • Excellent for smaller transfers
  • Multiple digital safeguards in place to protect against fraud and hacking

Cons

  • Fees are proportionate to the amount transferred. The larger the transfer, the more money they take.
  • Fees vary by location of transfer and method, with better deals for using a PayPal credit card or account

Go to the Paypal website


Looking cash pickup alternatives?

The following services offer bank account transfers or cash pick up:

Compare minimum and maximum transfer limits

ProviderMinimum transfer amountMaximum transfer amount
OFX$150No limit
HiFX$50No limit
World First$250No limit
WorldRemit$0No limit
Travelex International Payments$500No limit
TorFX$200No limit
Currency Online$0No limit
Western Union$1$50,000.00
TransferWise$1$36,000.00
Xoom$1$2999.99
MoneyGram$250$2999.99
RIA$1$2999.99
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US International Money Transfers Offers

Important Information*
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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