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Alternatives to Walmart2World

Here are the best money transfer providers like Walmart2Walmart or Walmart2World.

Walmart operates two types of transfers: Walmart2Walmart powered by Ria, and Walmart2World powered by MoneyGram. Both of these services allow you to send money, though they could both benefit from lower fees, more competitive exchange rates and higher maximum limit caps.

Use this list of alternatives to Walmart to discover how other companies can provide more trading tools and better rates.

Xe Money Transfer Logo

1. Xe Money Transfer

Xe Money Transfer helps you transfer your funds to a bank in a foreign currency. If you’re working abroad, Xe is ideal for transferring money to family or a bank account overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business users.

Why pick Xe Money Transfer instead?

  • Low or no transfer fees
  • Max transfer is per transaction
  • Support for over 55 currencies

Downsides

  • Exchange rates not available until you create an account
  • Adds a small markup to the exchange rate
WorldRemit logo

2. WorldRemit

WorldRemit matches Walmart by providing transfer options to more than 130 countries through online, bank-to-bank and cash transfers. They both have low maximum transfer limits, but WorldRemit’s flat low fees and competitive rates make it a viable alternative.

Why pick WorldRemit instead?

  • Easy three-step transfer process
  • Transfer to mobile wallet accounts
  • Mobile airtime account transfers supported
  • Transparent fees and exchange rates

Downsides

  • Relatively small daily maximum transfer amount of $9,000
  • Government-issued ID required
  • Mobile airtime, cash pickups and door-to-door transfer not available in every country
Western Union

3. Western Union

Western Union has been in the money transfer business since 1871 and has over 500,000 agent locations worldwide, making it a serious competitor for cash pickup and in-person transfers. However, like Walmart, it suffers from weak exchange rates and fees that are often bested by smaller companies.

Why pick Western Union instead?

  • Trusted money transfer provider for 150+ years
  • Low minimum transfer of $1
  • 500,000+ agent locations

Downsides

  • Weak exchange rates that can be almost 5% higher than the mid-market rate
  • Higher fees compared to other companies on this list
OFX Logo

4. OFX

OFX has no maximum transfer limits, which makes it a good option when you need to send more than Walmart’s $2,500 limit. OFX also charges no fees and offers competitive exchange rates. However, a high minimum yearly transfer requirement may deter some senders from using OFX.

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Why pick OFX instead?

  • No maximum transfer limit and no transfer fees
  • Can set up scheduled and recurring transfers
  • Hedging options such as forward contracts and limit orders

Downsides

  • Can only send to a bank account
  • Must verify new accounts by phone
  • High minimum transfer amount of $1,000
  • Doesn’t use the mid-market rate

5. Xoom

Xoom has a smaller reach than Walmart, so make sure your destination is on the list before starting a transfer. Both companies offer low minimum transfer amounts, but Xoom has a higher maximum transfer limit. Xoom stands out with its money-back guarantee if your transfer doesn’t arrive on time — a rare perk in the money transfer industry.

Why pick Xoom instead?

  • Money-back guarantee if your transfer is late
  • Integrates with your PayPal account

Downsides

  • Smaller network
  • Low maximum sending limit
  • Transfer fees vary depending on sending method, amount and destination

Still looking for other options?

Our table lets you compare the services you can use to send money abroad. Compare services on transfer speeds and fees, then click Go to site when you're ready to send.
Alternatively, learn more about Walmart Money Transfers in our review.
1 - 14 of 14
Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
Western Union
Within minutes
From $0
Enjoy $0 fee on your first online transfer. Western Union makes money from currency exchange. Not valid on credit cards or sends to Cuba.
Western Union sends money online to friends and family in 200+ countries and territories around the world.
Airwallex
Airwallex
Within minutes
$0
After spending $15k in your first 90 days, receive a one-time $500 bonus that will automatically be credited to your account on any FX conversion.
Airwallex can help you make business payments to 150+ countries in 60+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Cash App
Within minutes
From $0
With this peer-to-peer payment app make payments to your friends and family with no transfer fees within the US or from the US to the UK or EU.
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Currencies Direct (business)
24 hours
$0
Minimizes costs of international transactions and offers custom solutions for business clients. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
Currencies Direct
24 hours
$0
CurrenciesDirect makes transferring money abroad simple with bank-beating exchange rates. Currencies Direct may call you to confirm your transfer, so be prepared for a phone call shortly after initiating a transfer.
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Whether products shown are available to you is subject to individual provider sole approval and discretion in accordance with the eligibility criteria and T&Cs on the provider website.

Name Product Filter Values Fastest Transfer Speed Fees (Pay by Bank Transfer)
OFX International Money Transfers (Business)
24 hours
$0
Business customers: Send safe, no-limit transfers with no fees and competitive exchange rates.
Xe
Within minutes
$4
Xe has fast transfers with low fees and a range of foreign currency tools.
MoneyGram
Within minutes
From $0
First online transfer is free.
MoneyGram has fast cash pick-up transfers to more than 350,000 agent locations worldwide.
Instarem
24 hours
From 0%
New Instarem customers will get a special FX rate and zero-fees on their first transfer.
Instarem offers offers rewards on every transaction.
Xe Money Transfer for Business
24 hours
$0
Save your time and money with Xe Money Transfer for business.
Remitly
Within minutes
From $0
Remitly has quick, affordable transfers around the world, with both express and economy options.
CurrencyTransfer
24 hours
$0
CurrencyTransfer lets you shop around for the best exchange rate on its online marketplace.
WorldRemit - 4free
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
PayPal (business)
Within minutes
$0
Provides business solutions for small business owners in over 24 currencies worldwide. Try 3 months free of Spotify Premium when you sign up with PayPal.
Wise (TransferWise) International Money Transfers Business
Within minutes
From $8.16
Enjoy high maximum transfers into more than 20 currencies, while saving up to 90% over local banks.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
Wise (TransferWise)
Within minutes
From 0.41%
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies.
CurrencyTransfer for Business
24 hours
$0
Increase business efficiency with zero transaction fees and same-day transfers.
WorldRemit
Within minutes
From $0.99
Use promo code 3FREE and pay no fees on your first 3 transfers. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
OFX
24 hours
$0
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
CurrencyFair
24 hours
€3
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Remitly
Within minutes
From $0
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
PayPal
Within minutes
From $0
Use PayPal to safely send money and receive payments from around the world in over 25 currencies with just an email address or mobile number. Try 3 months free of Spotify Premium when you sign up with PayPal.
Xe
Within minutes
$3
Xe has fast transfers with low fees and a range of foreign currency tools.
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2 Responses

    Default Gravatar
    RachelleOctober 16, 2018

    I had money sent about two months ago Wal-Mart to Wal-Mart I never went and picked it up would it still be there? I don’t have a number to pick it up.

      Default Gravatar
      joelmarceloOctober 16, 2018

      Hi Rachelle,

      Thanks for leaving a question on finder.

      The transfer will still be there but it wouldn’t hurt to clarify it with Walmart first. Please note that depending upon the state of purchase, if you do not use or cash the money order within one to three years of the purchase date, a non-refundable service charge will be deducted from the principal amount. The service charge conditions are described on the back of the money order.

      Ask your sender for the reference number for the transaction. This number is on the receipt and included in confirmation emails for online transfer and bring a valid ID when claiming the money. It is also a good idea to give Walmart Money Transfer a call at 1-800-689-8307 to get a more direct answer.

      Please send me a message if you need anything else. :)

      Cheers,
      Joel

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