Sites like OrbitRemit for transferring money overseas | finder.com
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Sites like OrbitRemit for sending money to friends or family

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The best alternative companies to OrbitRemit for sending a money transfer.

OrbitRemit is a financial services company that sends money from Australia to recipients worldwide. It boasts low fees and competitive rates by operating with lower overhead costs than banks or other money transfer specialists.

Pros

  • Low minimum transfer amount of $50
  • Competitive exchange rates
  • Fees set for each currency — no matter how much you’re sending
  • No fee for the first time you use them, or for every 10th transfer
  • Recurring payments available
  • 24/7 customer service
  • Fast turnaround, with funds usually transfered in 2 days

Cons

  • Services are not available to US customers — Australia transfers only
  • Bank-to-bank transfers only, meaning you can’t pay with a credit or debit card
  • Low maximum transfer cap of $9,900
  • Can only send money to 12 different countries
  • No cash pickup except in China, Vietnam and the Philippines

If you’re looking to send money out of the US, you’ll need to find an alternative money transfer specialist. Read on to find options with services for US customers.

Alternative sites like OrbitRemit

Click here to see OrbitRemit

worldfirst logo

1. World First

World First is an online money transfer company founded in the UK in 2004 that allows you to transfer money from the US — something that OrbitRemit doesn’t allow. Both OrbitRemit and World First offer competitive exchange rates. However, while OrbitRemit has a low minimum transfer amount of $50, World First has a much higher one of $1,000. And while OrbitRemit has a low maximum transfer cap of $9,900, World First doesn’t have a maximum transfer limit at all. It also offers spot contracts, forward contracts and hedging options, as well as a promise to beat any quote you get from another international transfer service — something that OrbitRemit doesn’t offer.

Pros

  • No maximum transfer limit
  • No fees for transfers over $10,000
  • Competitive exchange rates, with a promise to beat any quote you get from another international transfer service
  • Offers spot contracts, forward contracts and hedging options
  • Provides weekly updates on market exchange rates
  • Rate lock available for continuing transactions

Cons

  • High minimum transfer amount of $1,000
  • Two-step process can mean up to six days for delivery
  • Social Security number and government-issued ID required

Go to the World First website


ofx logo

2. OFX

Unlike OrbitRemit, OFX allows individuals in the US to make international money transfers with no transfer fees at all. Both companies only allow for bank-to-bank transfers, offer recurring transfers and have 24-hour customer support. However, OFX has a much larger minimum transfer amount of $1,000, compared to OrbitRemit’s $50 minimum, and has no maximum transfer limit, while OrbitRemit puts a cap on transfers at $9,900. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, OFX may be ideal.

Pros

  • No transfer fees
  • 24-hour customer support
  • Available in 195 countries and territories and 55 currencies
  • Offers scheduled and recurring transfers
  • iOS and Android apps available for mobile transfer and tracking
  • No maximum transfer limit

Cons

  • Bank-to-bank transfers only — no cash payment or pickup
  • Verify new accounts by phone
  • High minimum transfer amount of $1,000

Go to OFX website


XE Money Transfer Logo” width=

3. XE Money Transfer

XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency — it doesn’t allow same-currency transfers like OrbitRemit does. If you’re working far from home, XE is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts. Unlike OrbitRemit, XE allows individuals in the US to make money transfers, has no transfer fees and has a high maximum transfer amount of $500,000 — compared to OrbitRemit’s measly $9,900 transfer cap. Both companies only allow for bank-to-bank transfers and offer competitive exchange rates to save you money in the long run.

Pros

  • No transfer fees
  • Trade in over 120 currencies, allowing for money transfers to over 170 countries
  • Competitive exchange rates save you money in the long run
  • Quick turnaround means transfer is complete in 3 to 5 days
  • No minimum or maximum transfer limits

Cons

  • Bank-to-bank transfers only
  • No same-currency transfers
  • Exchange rate comparison tool not available until after you’ve registered with the site

Go to the XE Money Transfer website


transferwise logo

4. TransferWise

TransferWise is a money transfer site designed to help you save money on exchanges through a peer-to-peer system. Its unique system allows you to exchange your funds with those of another seeking to convert their money to your currency. It’s basically trading money with another person, but it doesn’t cross borders. Because of its unique platform, TransferWise doesn’t allow for same-currency transfers like OrbitRemit does, but it does allow individuals in the US to make transfers. Both TransferWise and OrbitRemit have low minimum transfer amounts of $1 and $50 respectively, and only allow for bank-to-bank transfers. However, while OrbitRemit has a low maximum transfer cap of $9,900, TransferWise lets you send up to $49,999 a day.

Pros

  • $3 fee for transfers up to $300; a fee of 1% of the amount sent for transfers up to $5,000; a fee of 0.7% on any amount over the initial $5,000
  • Low minimum transfer amount of $1
  • High transfer limits — can send up to $49,999 a day and $199,999 a year
  • Apps for both iOS and Android.
  • Uses mid-market exchange rate with no hidden fees

Cons

  • Transfers to bank accounts — no cash pickup option
  • No same-currency transfers
  • Two-step process means you must first wire your money to TransferWise, which then deposits the money to your recipient’s bank account
  • Requires a Social Security number to send money

Go to the TransferWise website


WorldRemit Logo

5. WorldRemit

Unlike OrbitRemit, WorldRemit allows you to send money from the US with flexible payment options including debit or credit card, bank transfer, Android Pay and ApplePay. Both OrbitRemit and WorldRemit have low minimum transfer amounts of $50 and $1 respectively, and they each also have low maximum transfer caps of $9,900 and $5,000 respectively. However, WorldRemit allows for cash pickup, home delivery and mobile airtime account transfers, three options OrbitRemit doesn’t offer.

Pros

  • Low minimum transfer amount of $1
  • Available in 140 countries worldwide
  • Flexible payment options, including debit or credit card, bank transfer, Android Pay and ApplePay
  • Transfers to mobile wallet accounts
  • Cash pickup available
  • Home delivery available
  • Mobile airtime account transfers

Cons

  • The higher your transfer, the greater the transfer fees
  • Low maximum transfer amount of $5,000

Go to the WorldRemit website


travelex logo

6. Travelex

Around since 1976, Travelex is an international money transfer service that allows you to send money from the US to 177 countries worldwide — something that OrbitRemit doesn’t offer. Both companies only allow for bank-to-bank transfers and offer recurring payments, but Travelex goes even further and has other transfer options including spot contracts, forward contracts and limit orders. It also offers a price promise — if you find a better price within 30 minutes, it will beat it. Meanwhile, OrbitRemit has transfer fees that are set for each currency, while Travelex has a flat fee of $5 for any transaction under $5,000 and no fee for transfers over that amount.

Pros

  • Flat fee of $5 for any transaction under $5,000
  • No fee for transfers of $5,000 or more
  • Available in 177 countries and territories and 45 different currencies
  • Multiple transfer options including spot contracts, forward contracts, limit orders and recurring payments
  • Offers a price promise — if you find a better price within 30 minutes, it will beat it
  • Funds transferred in 1 to 4 business days, though same-day transfers are possible in select countries

Cons

  • High minimum transfer amount of $500
  • Bank-to-bank transfers only
  • No cash payments or cash pickups allowed
  • No check or credit card payments allowed

Go to the Travelex website


torfx logo

7. TorFX

Like OrbitRemit, TorFX only allows you to send money from Australia. It’s a stricter money exchange and transfer company than others, and requires that funds be cleared by individuals who hold TorFX accounts — meaning the money must be sent in advance before the transaction can be performed. Both companies only offer bank-to-bank transfers, but unlike OrbitRemit, TorFX has no transfer fees, offers a best rate guarantee and has multiple transfer options including spot contracts, forward contracts, limit orders and stop loss orders. Both OrbitRemit and TorFX do, however, have low minimum transfer amounts of $50 and $150 respectively.

Pros

  • Multiple transfer options including spot contracts, forward contracts, limit orders and stop loss orders
  • No transfer fees
  • Competitive exchange rates with fixed exchange rate protection — often beating banks by more than 3%
  • Best rate guarantee
  • Offers transfers in 60 different currencies
  • Free registration allows you to get access to free market analysis and expert advice
  • Low minimum transfer amount of $150

Cons

  • Can only send from Australia
  • Bank-to-bank transfers only
  • Users report technical and administrative problems that delay transfers.

Go to the TorFX website


currencies direct logo money transfers

8. Currencies Direct

Unlike OrbitRemit, which only allows for transfers from Australia, Currencies Direct offers international money transfers to individuals in the US and throughout the world and supports 60 different currencies. Both Currencies Direct and Orbit Remit do, however, offer bank-to-bank transfers, have competitive exchange rates and have low minimum transfers amounts of $100 and $50 respectively. But unlike OrbitRemit, Currencies Direct doesn’t have any transfer fees for 90% of its transactions and supports large transactions with no maximum cap on transfers.

Pros

  • No fees for 90% of its transactions
  • Supports 60 market currencies
  • Competitive exchange rates
  • Low minimum transfer of $100
  • Supports large transactions at a seemingly unlimited maximum
  • Monitors exchange rates for your ideal transfer

Cons

  • No cash pickup option — bank-to-bank wire transfers only

Go to the Currencies Direct website


western union logo

9. Western Union

Unlike OrbitRemit, which only allows transfers from Australia, Western Union allows transfers from individuals in the US to over 200 other countries and territories around the world. Both Western Union and OrbitRemit have low minimum transfer amounts of $1 and $50 respectively, as well as low maximum transfer caps of $5,000 and $9,900 respectively. However, Western Union allows for multiple payment options including paying with cash or your debit or credit card, while OrbitRemit only offers bank-to-bank transfers. As for exchange rates, OrbitRemit wins out its competitive rates, while Western Union is known to have weak rates that can be nearly 5% more than the mid-market rate.

Pros

  • Low minimum transfer of $1
  • Send money in minutes
  • Transfer to over 200 countries and territories
  • Multiple transfer options including paying with cash or your debit card, credit card or bank account
  • Cash pickup available
  • Trusted provider for over 160 years

Cons

  • Weak exchange rates that can be nearly 5% more than the mid-market rate
  • High fees, whereas other companies offer free transfers or low-fee transfers
  • Low maximum transfer amount of $5,000

Learn more


RIA Logo

10. Ria

In business for more than 30 years, Ria is a global monetary transfer network with more than 316,000 agent locations in 144 countries. It is the third-largest international money transfer provider in the world that allows for transfers from the US, unlike OrbitRemit, which only offers transfers from Australia. Both Ria and OrbitRemit have low minimum transfer amounts of $1 and $50 respectively, as well as low maximum daily transfer caps of $2,999 and $9,900 respectively. However, Ria allows for a wider variety of transfer payment options including cash, debit card, credit card and bank account, unlike OrbitRemit, which only offers bank-to-bank transfers. Ria also has the options of cash pickup and home delivery.

Pros

  • Low minimum transfer amount of $1
  • Wide variety of transfer payment options, including cash, debit card, credit card and bank acount
  • Worldwide transfer network, with over 316,000 agent locations in more than 144 countries
  • Online price calculator simplifies money conversion
  • Cash pickup available
  • Home delivery option in select countries
  • Fast turnaround if you send money with a debit or credit card, taking just 15 minutes

Cons

  • Maximum daily transfer cap of $2,999; maximum amount you can send in 30 days is $7,999
  • Rates and fees depend on amount, location and method of transfer
  • Does not offer forward contracts or limit orders
  • Bank account transfer take four business days

Go to the Ria website


moenygram logo

11. MoneyGram

The second-largest international money transfer service in the world, MoneyGram transfers funds in over 200 countries and territories around the world to more than 350,000 agent locations worldwide. Unlike OrbitRemit, which only allows for bank-to-bank transfers from Australia, MoneyGram offers transfers from the US and has a large pool of services available for sending and receiving funds, including home delivery and cash pickup. Both OrbitRemit and MoneyGram have low minimum transfer amounts of $50 and $1 respectively, as well as low maximum transfer caps of $9,900 and $6,000 respectively.

Pros

  • Extensive global network of 350,000 agent locations in over 200 countries and territories
  • Large pool of services available for sending, receiving or financing
  • Fast transfers, with same-day service in many locations
  • Home delivery and cash pickup options
  • Low minimum transfer amount of $1

Cons

  • Maximum online transfer amount of $6,000
  • Fees vary depending on payment type and transfer destination
  • Transfers must be made in US dollars from the US (no exchanges before transfer)
  • Local exchange rates vary by transfer destination

Go to the MoneyGram website


Xoom Logo

12. Xoom

Xoom is a leading provider in the digital money transfer market, offering transfers to 57 countries around the world — more than the 12 countries OrbitRemit offers transfers to. It also allows individuals in the US to send money overseas, unlike OrbitRemit, which only offers bank-to-bank transfers from Australia. Both Xoom and OrbitRemit have low minimum transfer amounts of $10 and $50 respectively, but only Xoom allows for cash pickup and home delivery in select countries. Moreover, Xoom offers a unique money-back guarantee if your transfer doesn’t arrive on time — a perk few transfer services offer.

Pros

  • Low minimum transfer amount of $10
  • Money-back guarantee if your transfer doesn’t arrive on time
  • Cash pickup and home delivery available, depending on where you’re sending your funds to

Cons

  • Transfer fees vary depending on where you’re sending money to, the amount you’re sending and the method you choose

Learn more


Sharemoney logo

13. Sharemoney

Sharemoney is a part of the Omnex group, a company that’s specialized in money transfers for over 25 years. It offers transfers from 36 states in the US, unlike OrbitRemit, which only allows for bank-to-bank transfers from Australia. Both Sharemoney and OrbitRemit have low minimum transfer amounts of $20 and $50 respectively, and both are limited in the countries they offer transfers to: Sharemoney only transfers money to 21 countries, while OrbitRemit is limited to 12 countries.

Pros

  • Low transfer fees starting at just $2.99
  • Low minimum transfer amount of $20
  • Exchange rate calculator helps you see just how much money you’ll get for your dollar, with rates updated hourly
  • Fast and easy service, with cash and bank transfers taking as little as 15 minutes to 24 hours
  • Door-to-door delivery in as short as 48 hours
  • Discounts available on Facebook

Cons

  • Limited state availability, with Sharemoney only licensed to operate in 36 out of 50 US states
  • Only offers one-off transfers
  • Can only transfer money to 21 countries, which are largely limited to South America and select Asian countries
  • Exact location must be specified for cash pickup
  • Daily transfer limits of $2,999 every 15 days, and $9,999.99 every six months

Learn more


Walmart Logo

14. Walmart

Known for its retailing business, Walmart offers money transfer services to over 190 countries thanks to a partnership with MoneyGram. Unlike OrbitRemit, which only allows for bank-to-bank transfers from Australia, Walmart allows individuals in the US to transfer money using a variety of payment options including debit card, credit card or bank account. Both Walmart and OrbitRemit have low minimum transfer amounts of $1 and $50 respectively, as well as low maximum daily transfer caps of $6,000 and $9,900 respectively. However, Walmart allows for home delivery and cash pickup, services that OrbitRemit does not offer.

Pros

  • Widespread network of 350,000 agents in over 190 countries worldwide
  • Efficient transfers in as little as 10 minutes
  • Wide variety of payment options, including debit card, credit card, or bank account
  • Home delivery and cash pickup available
  • Low minimum transfer amount of $1

Cons

  • Rate and fees depend on location
  • Maximum sending limit of $6,000 per transaction — with a maximum of $6,000 per 30 calendar days

Learn more


Currency Online Logo

15. Currency Online

Both Currency Online and OrbitRemit don’t allow for transfers from the US, so if you’re looking to send money from one of the 50 US states, you’ll need to find a different money transfer company. These two companies only offer bank-to-bank transfers with low minimum transfer amounts of just $50. However, while OrbitRemit caps its daily transfers at $9,900, Currency Online has no maximum transfer limit. Moreover, Currency Online offers multiple services like spot contracts and market orders, options that OrbitRemit does not offer.

Pros

  • Exchanges more than 25 different currencies
  • Multiple services like spot contracts and market orders
  • Quick turnaround in 1 to 4 days
  • 24-hour customer service
  • Low minimum transfer of $50
  • No maximum transfer amount

Cons

  • No cash pickup — bank-to-bank transfers only
  • Not available in the US, Japan or Quebec, Canada.
  • Threshold fee charged for some amounts.

Learn more


Paypal Logo

16. PayPal

You likely know PayPal’s digital service for online purchases, but you may not know that it supports wireless overseas transfers. Its popularity around the world makes it possible to transfer up to 20 currencies across more than 200 countries — a larger reach than OrbitRemit’s mere 12 countries. Furthermore, PayPal allows individuals in the US to transfer money to friends and family around the world, while OrbitRemit only offers transfers from Australia. Both OrbitRemit and PayPal do, however, have low minimum transfer amounts of $50 and $1 respectively, and neither offer a cash pickup option. While OrbitRemit’s fees are set for each currency — no matter how much you’re sending, PayPal’s fees are proportionate to the amount transferred — the larger the transfer, the more money it charges.

Pros

  • Send money inside the US for free
  • Available in 203 countries
  • Offers recurring payments
  • Low minimum transfer amount of $1
  • Multiple digital safeguards in place to protect against fraud and hacking

Cons

  • Fees are proportionate to the amount transferred — the larger the transfer, the more money it charges
  • Fees vary by location of transfer and method, with better deals for using a PayPal credit card or account
  • No cash pickup available

Learn more


Need a service with flat fees?

Compare minimum and maximum transfer limits

Provider Minimum transfer amount Maximum transfer amount
OFX $1,000 No limit
XE Money Transfer $0 No limit
World First $1,000 No limit
WorldRemit $1 $5,000
Travelex $500 No limit
TorFX $150 No limit
Currency Online $1 No limit
Western Union $1 $5,000
TransferWise $1 $49,999
Xoom $10 $10,000
MoneyGram $1 $6,000
Ria $1 $2999.99
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US International Money Transfers Offers

Important Information*
XE Money Transfer

Transfer up to $500,000 with no minimums and no fees.

WorldRemit International Money Transfers

Use promo code FINDER to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.

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