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Compare sites like OppLoans

These lenders offer similar loan amounts and terms so you can make the best choice.

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Editor's choice: OppLoans Installment Loans

OppLoans Installment Loans logo
  • Easy online application
  • Quick approval
  • Fast funding
  • Long repayment terms
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Pros

  • Offers installment loans, title loans and personal loans
  • Wide range of loan terms between 9 months to 24 months, with no prepayment penalties
  • Competitive rates of 59% to 199%

Cons

  • Must meet minimum income requirements
  • Limited state availability
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1. Check Into Cash

Check Into Cash features a low minimum loan and fast turnaround so you can take out only the amount you need.

Pros

  • Low minimum loan amount of $50
  • Quick turnaround, money deposited next business day
  • Money can be used for any purpose

Cons

  • Not available in every state
  • APR can be more than 153.73% depending on your state
  • Steep late fees

2. ACE Cash Express

With more than four decades of experience, ACE Cash Express offers payday loans, title loans and installment loans when you need cash fast.

Pros

  • Over 40 years of experience
  • Instant decision on loan status
  • 72-hour guarantee allows you to pay back loan in 72 hours for no extra money

Cons

  • Only available in California, Idaho, Florida, Kansas, Louisiana, Minnesota, Texas and Ohio
  • Costs vary by state

3. Cash Central

Cash Central is a licensed provider that boasts more than 1 million satisfied clients and quick processing of your payday loan.

Pros

  • Quick online application process
  • Easy for repeat borrowing
  • Money can be used for any purpose

Cons

  • Loans not available in every state
  • Maximum amount varies by state
  • High late fees

4. CashNetUSA

CashNetUSA features payday loans, installment loans and even lines of credit for when you need money quickly.

Pros

  • Offers payday loans, installment loans and lines of credit
  • Maximum loan of Varies by state
  • Turnaround time of one business day

Cons

  • APR varies by state
  • Not available in every state

5. Check City

Check City provides payday loans and installment loans for people with low credit scores who need money fast.

Pros

  • Payday and installment loan options
  • Loans available for those with poor credit
  • Money available in one business day

Cons

  • APR varies starting from 141.44%
  • Only available in 17 states: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, New Mexico, North Dakota, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming

6. Spotloan

Spotloan offers installment loans of $300 to $800 to qualified applicants.

Pros

  • Variable repayment plans
  • Easy online application
  • Money available the next day if you apply by 5 p.m. ET

Cons

  • Offers loans from $300 to $800 only
  • APR and fees depend on the terms you qualify for

7. Check ‘n’ Go

Check ‘n’ Go provides short term loans of $100 to $1,500 for qualified applicants who need money quickly.

Pros

  • Prepaid Mastercards available
  • More than 22 years of experience
  • Same-day funding for those who qualify

Cons

  • Offers loans from $100 to $1,500 only
  • Charges service fees for the loan

For more alternatives to OppLoans, compare our top short-term loan picks and read more about short-term lending so you can make an informed decision before you borrow.

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