Compare sites like OppLoans

1. LendUp

LendUp allows people with poor or no credit to get short term loans when money is tight.

Pros

• Fast application and quick response.
• Low minimum loan amount of $100.
• Depending on your state of residency, you may be able to participate in the LendUp Ladder program which allows eligible borrowers to apply for larger loans at lower rates.

Cons

• Low maximum loan amount of $250.
• Not licensed in every state.
• High transaction fees depending on your state.

2. Check Into Cash

Check Into Cash features a low minimum loan and fast turnaround so you can take out only the amount you need.

Pros

• Low minimum loan amount of $50.
• Quick turnaround, money deposited next business day.
• Money can be used for any purpose.

Cons

• Not available in every state.
• APR can be more than 153.73% depending on your state.
• Steep late fees.

3. SWIFT

SWIFT Money Loans connects you with the best lender based on your credit and gets you cash in one business day.

Pros

• Easy application, completed in less than five minutes.
• No fees for lender-connection service.
• Access to multiple lenders so you get connected with the best one for your finances.

Cons

• Terms and APR vary by lender.
• Some lenders require a credit check.
• Other fees vary by lender.

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4. ACE Cash Express

With more than four decades of experience, ACE Cash Express offers payday loans, title loans and installment loans when you need cash fast.

Pros

• Over 40 years of experience.
• Instant decision on loan status.
• 72-hour guarantee allows you to pay back loan in 72 hours for no extra money.

Cons

• Only available in California, Idaho, Florida, Kansas, Louisiana, Minnesota, Texas and Ohio.
• Costs vary by state.

5. Cash Central

Cash Central is a licensed provider that boasts more than 1 million satisfied clients and quick processing of your payday loan.

Pros

• Quick online application process.
• Easy for repeat borrowing.
• Money can be used for any purpose.

Cons

• Loans not available in every state.
• Maximum amount varies by state.
• High late fees.

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6. CashNetUSA

CashNetUSA features payday loans, installment loans and even lines of credit for when you need money quickly.

Pros

• Offers payday loans, installment loans and lines of credit.
• Maximum loan of Varies by state.
• Turnaround time of one business day.

Cons

• APR varies starting from Varies by state.
• Not available in every state.

7. CashAdvance.com

CashAdvance.com is a loan-connection service that connects you with the best lender for your financial needs and credit score.

Pros

• Offers cash loans.
• Loan term of up to 1 month.
• Turnaround time of one to two business days.

Cons

• APR varies starting from 15% to 1,564% .
• Fees vary by lender.

8. Check City

Check City provides payday loans and installment loans for people with low credit scores who need money fast.

Pros

• Payday and installment loan options.
• Loans available for those with poor credit.
• Money available in one business day.

Cons

• APR varies starting from 141.44%.
• Only available in 17 states: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, New Mexico, North Dakota, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming.

9. Spotloan

Spotloan offers installment loans of $300 to $800 to qualified applicants.

Pros

• Variable repayment plans.
• Easy online application.
• Money available the next day if you apply by 5 p.m. ET.

Cons

• Offers loans from $300 to $800 only.
• APR and fees depend on the terms you qualify for.

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10. Check ‘n’ Go

Check ‘n’ Go provides short term loans of $100 to $1,500 for qualified applicants who need money quickly.

Pros

• Prepaid Mastercards available.
• More than 22 years of experience.
• Same-day funding for those who qualify.

Cons

• Offers loans from $100 to $1,500 only.
• Charges service fees for the loan.

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11. Triangle Cash

Triangle Cash uses cutting-edge technology to connect you with the right lender and get approval quickly for loans of up to $1,000.

Pros

• High approval rates.
• Instant approval.
• Funding in less than one day in most cases.

Cons

• APR varies by lender and state.
• Loan amounts vary by lender.

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