Editor's choice: OppLoans Installment Loans

- Easy online application
- Quick approval
- Fast funding
- Long repayment terms
OppLoans is an online lender that offers installment loans, title loans and personal loans. Its rates range from 59% to 160% with terms from 9 to 24 months. But its minimum income requirements and limited state availability mean it’s not available to everyone. Even if you can qualify, compare these alternatives to make sure you choose the best fit.
Best low minimum loan amounts: Check Into Cash Payday Loan
Product Name | Check Into Cash Payday Loan |
---|---|
Min. Amount | $50 |
Max. Amount | $1,000 |
Loan Term |
Varies by state
|
Loan Security |
Unsecured |
Turnaround Time |
1 to 2 business days |
Costs | Varies depending on the amount and your state of residency. |
Requirements | Bank account, email address, phone number, US citizen or permanent resident, ages 21+ |
Best for when you can repay in a few days: ACE Cash Express Short-term Loans
Product Name | ACE Cash Express Short-term Loans |
---|---|
Min. Amount | $100 |
Max. Amount | $5,000 |
Loan Term |
Varies by state
|
Loan Security |
Unsecured |
Turnaround Time |
As fast as same business day |
Costs | Varies depending upon the state where you reside. |
Requirements | Steady source of income, checking or savings account, not currently in bankruptcy, ages 18+ |
Best for comparing offers: Fast5kLoans Short-term Loans Connection Service
Product Name | Fast5kLoans Short-term Loans Connection Service |
---|---|
Min. Amount | $100 |
Max. Amount | $35,000 |
Loan Term |
6 months to 6 years |
Loan Security | |
Turnaround Time |
As soon as the next business day |
Costs | |
Requirements | Regular source of income, verifiable bank account, US citizen, ages 18+ |
Best for applying in person: Check City Payday Loan
Product Name | Check City Payday Loan |
---|---|
Min. Amount | |
Max. Amount | |
Loan Term |
Varies by state
|
Loan Security |
Unsecured |
Turnaround Time |
Same business day to 1 business days |
Costs | Depends on state of residency. |
Requirements | You must have a checking account, photo ID and steady income. |
Best for loans loaded on a debit card: Check 'n Go Payday Loans
Product Name | Check 'n Go Payday Loans |
---|---|
Min. Amount | $100 |
Max. Amount | $1,500 |
Loan Term |
Varies upon state
|
Loan Security |
Unsecured |
Turnaround Time |
As soon as the same day |
Costs | Depends on state law |
Requirements | You must be 18, a permanent resident, have an active checking account and a regular source of income |
For more alternatives to OppLoans, compare our top short-term loan picks and read more about short-term lending so you can make an informed decision before you borrow.
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Los préstamos a plazos de OppLoans ofrecen financiamiento en tan solo 1 dÃa hábil y montos de préstamo desde $1,000 hasta $5,000. Disponible sólo en ciertos estados. Obtén un financiamiento rápido para mantenerte hasta tu próximo dÃa de pago.
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