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Compare sites like OppLoans

These lenders offer similar loan amounts and terms so you can make the best choice.

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Editor's choice: OppLoans Installment Loans

OppLoans Installment Loans logo
  • Easy online application
  • Quick approval
  • Fast funding
  • Long repayment terms
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  • Offers installment loans, title loans and personal loans
  • Wide range of loan terms between 9 months to 24 months, with no prepayment penalties
  • Competitive rates of 59% to 199%


  • Must meet minimum income requirements
  • Limited state availability
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1. Check Into Cash

Check Into Cash features a low minimum loan and fast turnaround so you can take out only the amount you need.


  • Low minimum loan amount of $50
  • Quick turnaround, money deposited next business day
  • Money can be used for any purpose


  • Not available in every state
  • APR can be more than 153.73% depending on your state
  • Steep late fees

2. ACE Cash Express

With more than four decades of experience, ACE Cash Express offers payday loans, title loans and installment loans when you need cash fast.


  • Over 40 years of experience
  • Instant decision on loan status
  • 72-hour guarantee allows you to pay back loan in 72 hours for no extra money


  • Only available in California, Idaho, Florida, Kansas, Louisiana, Minnesota, Texas and Ohio
  • Costs vary by state

3. Cash Central

Cash Central is a licensed provider that boasts more than 1 million satisfied clients and quick processing of your payday loan.


  • Quick online application process
  • Easy for repeat borrowing
  • Money can be used for any purpose


  • Loans not available in every state
  • Maximum amount varies by state
  • High late fees

4. CashNetUSA

CashNetUSA features payday loans, installment loans and even lines of credit for when you need money quickly.


  • Offers payday loans, installment loans and lines of credit
  • Maximum loan of Varies by state
  • Turnaround time of one business day


  • APR varies by state
  • Not available in every state

5. Check City

Check City provides payday loans and installment loans for people with low credit scores who need money fast.


  • Payday and installment loan options
  • Loans available for those with poor credit
  • Money available in one business day


  • APR varies starting from 141.44%
  • Only available in 17 states: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, New Mexico, North Dakota, Texas, Utah, Virginia, Washington, Wisconsin and Wyoming

6. Spotloan

Spotloan offers installment loans of $300 to $800 to qualified applicants.


  • Variable repayment plans
  • Easy online application
  • Money available the next day if you apply by 5 p.m. ET


  • Offers loans from $300 to $800 only
  • APR and fees depend on the terms you qualify for

7. Check ‘n’ Go

Check ‘n’ Go provides short term loans of $100 to $1,500 for qualified applicants who need money quickly.


  • Prepaid Mastercards available
  • More than 22 years of experience
  • Same-day funding for those who qualify


  • Offers loans from $100 to $1,500 only
  • Charges service fees for the loan

For more alternatives to OppLoans, compare our top short-term loan picks and read more about short-term lending so you can make an informed decision before you borrow.

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