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Compare sites like OppLoans

These lenders offer similar loan amounts and terms — and might be a better choice for you.

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Editor's choice: OppLoans Installment Loans

OppLoans Installment Loans logo
  • Easy online application
  • Quick approval
  • Fast funding
  • Long repayment terms
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OppLoans is an online lender that offers installment loans, title loans and personal loans. Its rates range from 59% to 160% with terms from 9 to 24 months. But its minimum income requirements and limited state availability mean it’s not available to everyone. Even if you can qualify, compare these alternatives to make sure you choose the best fit.

Our top 5 picks for lenders like OppLoans

Best low minimum loan amounts: Check Into Cash Payday Loan

$50 - $1,000
Loan amount
1 to 2 business days
Turnaround time
Yes
Online application
Check Into Cash is a lender that offers payday and installment loans. Its loans start at a low $50, which helps you avoid over borrowing if you need to cover an expense under $100. You can apply online and get your funds within 48 hours. Or visit a location to get your loan the same day.
  • Low minimum loan amount of $50
  • Same-day turnaround if you apply in person
  • APR can be more than 153.73% depending on your state
  • Must be 21 to apply
  • Not available in every state
Product Name Check Into Cash Payday Loan
Min. Amount $50
Max. Amount $1,000
Loan Term Varies by state
Loan Security Unsecured
Turnaround Time
1 to 2 business days
Costs Varies depending on the amount and your state of residency.
Requirements Bank account, email address, phone number, US citizen or permanent resident, ages 21+

Best for when you can repay in a few days: ACE Cash Express Short-term Loans

$100 - $5,000
Loan amount
As fast as same business day
Turnaround time
Yes
Online application
Ace Cash Express is an online and storefront lender that offers payday loans, title loans and installment loans. It's been around for over 40 years and offers online and in person applications. Like most short-term lenders, its products come with high APRs. But if you can repay the loan within 72 hours, those rates and fees don't apply.
  • 72-hour guarantee allows you to pay back loan in 72 hours for no extra money
  • Instant decision on loan status
  • No prepayment penalty
  • High rates and fees that vary by state
  • Not all products available in each state
  • Not a direct lender in all state
Product Name ACE Cash Express Short-term Loans
Min. Amount $100
Max. Amount $5,000
Loan Term Varies by state
Loan Security Unsecured
Turnaround Time
As fast as same business day
Costs Varies depending upon the state where you reside.
Requirements Steady source of income, checking or savings account, not currently in bankruptcy, ages 18+

Best for comparing offers: Fast5kLoans Short-term Loans Connection Service

$100 - $35,000
Loan amount
As soon as the next business day
Turnaround time
Yes
Online application
Fast5KLoans is an online connection service that works with lender that offer a wide range of loan amounts and terms. It's a quick way to compare offers. But some of its partners might run a credit check when you submit your information to compare providers. Avoid using this service if you plan to apply for another type of financing within the next few months.
  • Offers loans as low as $100
  • Connect with a lender in 5 minutes
  • Requires bank account
  • Applying could impact credit
Product Name Fast5kLoans Short-term Loans Connection Service
Min. Amount $100
Max. Amount $35,000
Loan Term























6 months to 6 years


Loan Security
Turnaround Time
As soon as the next business day
Costs
Requirements Regular source of income, verifiable bank account, US citizen, ages 18+

Best for applying in person: Check City Payday Loan

Depends on state of residency
Loan amount
Same business day to 1 business days
Turnaround time
Yes
Online application
This short-term lender offers payday, installment and auto title loans online and additional services like prepaid debit cards at its storefront locations. It's also a member of trade organizations that set standards for the industry like Community Financial Services Association of America (CFSA) and the Utah Consumer Lending Association (UCLA). But its fees can reach $20 per $100 borrowed — high, even compared to other payday lenders.
  • Same-day turnaround if you apply in person
  • UCLA and CFSA member
  • Not all products available online
  • Fees as high as $20 per $100 borrowed
Product Name Check City Payday Loan
Min. Amount
Max. Amount
Loan Term Varies by state
Loan Security Unsecured
Turnaround Time
Same business day to 1 business days
Costs Depends on state of residency.
Requirements You must have a checking account, photo ID and steady income.

Best for loans loaded on a debit card: Check 'n Go Payday Loans

$100 - $1,500
Loan amount
As soon as the same day
Turnaround time
Yes
Online application
Check 'n' Go has been around for 22 years, offering payday and installment loans in the states it serves. It's one of a few lenders that will load your loan onto a prepaid Mastercard, which you swipe at the store or online as needed. But like other short-term loans it's not cheap — and it charges a service fee. And customers have filed a high number of complaints against it with the Better Business Bureau (BBB).
  • Offers loans on prepaid debit cards
  • Same-day funding if you apply in person
  • In business 22 years
Product Name Check 'n Go Payday Loans
Min. Amount $100
Max. Amount $1,500
Loan Term Varies upon state
Loan Security Unsecured
Turnaround Time
As soon as the same day
Costs Depends on state law
Requirements You must be 18, a permanent resident, have an active checking account and a regular source of income

For more alternatives to OppLoans, compare our top short-term loan picks and read more about short-term lending so you can make an informed decision before you borrow.

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