Compare 6 small business lenders similar to OnDeck | finder.com
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Compare sites like OnDeck

OnDeck offers term loans of up to $250,000 and lines of credit of up to $100,000 with fast application processing and funding.

Aliyyah Camp
Aliyyah Camp

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Pros

  • Fast application, approval and funding process.
  • Available in all 50 states.
  • Loyalty benefits for returning customers.

Cons

  • Business revenue of $100,000+ per year required.
  • Some industries not eligible for a loan.

Looking for business lenders that offer higher loan amounts?

ALTERNATIVE SITES LIKE ONDECK

Kabbage logo logo business loans

1. Kabbage

Get access to ongoing funds for your small business with a Kabbage line of credit of up to $250,000.

Pros

  • Link your business accounts for added convenience when applying.
  • Borrow only what you need and pay it back on your own schedule.
  • Three ways to withdraw funds: online, mobile app, and card.

Cons

  • Monthly fee could be as high as 10% of the borrowed amount.
  • Business revenue must be over $50,000 a year.

2. LendingClub Business Loans

Offering fixed-rate loans of up to $500,000, your business can get the affordable financing it needs.

Pros

  • Prepay without penalties.
  • Fixed interest rate.
  • Quick approval.

Cons

  • Lien required for higher amounts.
  • Check fee of $7 per payment.
  • Not for new businesses.
SmartBiz logo business loans

3. SmartBiz SBA Loans

Looking to grow your business? You could qualify for up to $5,000,000 with a low interest rate, longer term SBA loan.

Pros

  • Prequalify in minutes.
  • Quick turnaround for smaller loans.
  • Long repayment terms.
  • Connects you with multiple options.

Cons

  • Fee for prepayment.
  • Longer turnaround time for large loans.
  • Good personal credit required.
  • Restrictions on how funds can be used.
Wise logo business loans

4. Wise Business Loans

Qualify for a business loan of up to $2,000,000, even if you have bad personal credit.

Pros

  • Fast turnaround, with minimal paperwork required.
  • No prepayment penalty.
  • Apply with a low personal credit score, even in the 500s.

Cons

  • No pre-approval.
  • Daily loan repayment could eat into cash flow.
  • High rate of loan renewals, which could indicate inability for borrowers to repay high rates.
  • $100,000+ minimum annual revenue required.
Biz2credit logo business loans

5. Biz2Credit

A secure business lender connection platform that could help you get up to $100,000 to finance your small business.

Pros

  • Network of legit business lenders with a wide variety of financing options.
  • Fast funding options available.

Cons

  • Not a direct lender.
  • $250 – $400 underwriting fee if you accept a loan their platform.
  • Typically requires good personal credit.

See how other top providers compare to different lenders by checking out A-to-Z directory.

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