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Compare sites like OnDeck

OnDeck offers term loans of up to $250,000 and lines of credit of up to $100,000 with fast application processing and funding.

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Aliyyah Camp
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Pros

  • Fast application, approval and funding process.
  • Available in all 50 states.
  • Loyalty benefits for returning customers.

Cons

  • Business revenue of $100,000+ per year required.
  • Some industries not eligible for a loan.

Looking for business lenders that offer higher loan amounts?

ALTERNATIVE SITES LIKE ONDECK

Kabbage small business loans


4.15 / 5
★★★★★

Read review

Get access to ongoing funds for your small business with a Kabbage line of credit of up to $250,000.

Pros
  • Link your business accounts for added convenience when applying.
  • Borrow only what you need and pay it back on your own schedule.
  • Three ways to withdraw funds: online, mobile app, and card.
Cons
  • Monthly fee could be as high as 10% of the borrowed amount.
  • Business revenue must be over $50,000 a year.
Loan amount$500 – $250,000
APRVaries
Min. Credit ScoreNo set minimum
Loan Term6 to 12 months
Requirements1+ years in business, $100,000+ annual revenue or $4,200+ monthly revenue over last 3 months

LendingClub business loans


4.5 / 5
★★★★★

Read review

Offering fixed-rate loans of up to $500,000, your business can get the affordable financing it needs.

Pros
  • Prepay without penalties.
  • Fixed interest rate.
  • Quick approval.
Cons
  • Lien required for higher amounts.
  • Check fee of $7 per payment.
  • Not for new businesses.
Loan amount$5,000 – $500,000
APR12.15% to 29.97%
Min. Credit ScoreFair or better
Loan Term12 to 60 months
Requirements12+ months in business, $50,000+ in annual sales, no bankruptcies or tax liens, at least 20% ownership of the business, fair personal credit score or better

SmartBiz business loans


4.5 / 5
★★★★★

Go to site

on SmartBiz's secure website

Looking to grow your business? You could qualify for up to $5,000,000 with a low interest rate, longer term SBA loan.

Pros
  • Prequalify in minutes.
  • Quick turnaround for smaller loans.
  • Long repayment terms.
  • Connects you with multiple options.
Cons
  • Fee for prepayment.
  • Longer turnaround time for large loans.
  • Good personal credit required.
  • Restrictions on how funds can be used.
Loan amount$30,000 – $5,000,000
APR4.75% to 7%
Loan Term10 to 25 years
Requirements640+ personal credit score, US citizen or permanent resident, 2+ years in business, $50,000+ annual revenue, no outstanding tax liens, no bankruptcies or foreclosures in past 3 years

Wise business loans

Read review

Qualify for a business loan of up to $2,000,000, even if you have bad personal credit.

Pros
  • Fast turnaround, with minimal paperwork required.
  • No prepayment penalty.
  • Apply with a low personal credit score, even in the 500s.
Cons
  • No pre-approval.
  • Daily loan repayment could eat into cash flow.
  • High rate of loan renewals, which could indicate inability for borrowers to repay high rates.
  • $100,000+ minimum annual revenue required.
Loan amount$10,000 – $2,000,000
RequirementsYou must have been in business for at least a year with annual revenue of at least $100,000 in the past 12 months. You must also have a personal credit score of 500+.

Biz2Credit business loans


3.75 / 5
★★★★★

Go to site

on Biz2Credit Inc's secure website

A secure business lender connection platform that could help you get up to $100,000 to finance your small business.

Pros
  • Network of legit business lenders with a wide variety of financing options.
  • Fast funding options available.
Cons
  • Not a direct lender.
  • $250 – $400 underwriting fee if you accept a loan their platform.
  • Typically requires good personal credit.
Loan amount$25,000 – $6,000,000
APRStarting at 5.99%
Loan Term12 to 36 months
Requirements6+ months in business; $100,000+ monthly revenue; 500+ credit score

See how other top providers compare to different lenders by checking out A-to-Z directory.

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