Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
Alternatives to Currencies Direct
The best alternative companies to Currencies Direct for sending a money transfer
Currencies Direct is an international money transfer service dedicated to helping its customers save more when transferring money internationally. With 39 currencies to choose from (and others can be discussed with the company itself), it’s more flexible than other money transfer services. So long as there’s a bank account available, Currencies Direct will transfer and exchange your funds at a low flat rate.
- No fees
- Worldwide service
- Competitive exchange rates
- Low minimum transfer of $100
- Supports large transactions at a seemingly unlimited max
- Monitors exchange rates for your ideal transfer
- No cash pickup option
- Does not support all currencies (though you can contact them if yours isn’t listed)
- XE Money Transfer
XE Money Transfer is a service designed to help you transfer your funds to a bank in a foreign currency. If you’re working far from home, XE is ideal for getting cash to your family or making investments overseas. Given how easy it is to transfer your money to foreign companies in their currency, it’s especially ideal for business accounts.
Why pick XE Money Transfer instead?
- One of the most trusted money transfer names
- Competitive exchange rates save you money in the long run
- Quick turnaround means transfer is complete in three to five days
- Rate comparison tool not available until after you’ve registered with the site
Wise is a money transfer site designed to help you save money on exchanges through a peer-to-peer system. Its unique system allows you to exchange your funds with those of another seeking to convert their money to your currency. It’s basically trading money with another person, but it doesn’t cross borders.
Why pick Wise instead?
- Maximum 1% fee
- $3 minimum fee
- Minimum transfer of $1
- Maximum transfer of $36,000,000
- Apps for both iOS and Android
- Uses mid-market exchange rate with no hidden fees
- Transfers to bank accounts. No cash pickup option.
WorldRemit provides a variety of transfer options in more than 120 countries worldwide, including online, bank-to-bank and cash transfers. Fees vary by country you’re sending funds to and the global exchange rate at the time of your transfer. WorldRemit is ideal for small businesses, offering transfers from $1 to $2,000.
Why pick WorldRemit instead?
- Flexible payment options
- Easy three-step transfer process
- Transfers to mobile wallet accounts
- Cash pickup available
- Mobile airtime account transfers
- The higher your transfer, the greater the transfer fees
TorFX is a strict money exchange and transfer company that focuses on getting your funds where they need to go quickly. Unlike other services, it requires that funds to be cleared by individuals who hold TorFX accounts.
The money must be sent in advance before the transaction can be performed. TorFX cares about its customers, with clarity and friendly service two of its highest priorities.
Why pick TorFX instead?
- Competitive exchange rates
- Free market news
- Fixed exchange rate protection
- Can save you 5% on bank exchange rates
- No bank charges or commissions
- Consult with currency experts
- Potential risks of exchange include market volatility
- Can only send from Australia
- Users report technical and administrative problems that delay transfers
In business for more than 30 years, RIA is a global monetary transfer network with more than 240,000 agent locations in 130 countries. It is the third-largest international money transfer provider in the world. Offering a wide variety of payment options and transfer services, RIA knows how to keep its customers happy with a simple transfer process.
Why pick Ria instead?
- Wide variety of transfer options
- Good rates and minimal fees
- Online price calculator simplifies money conversion
- Expert advice
- Maximum daily transfer cap of $2,999.99
- Western Union
Around for more than 160 years, Western Union makes money transfers easy in the United States and overseas. In more than 200 countries and territories across the globe and with more than 500,000 agent locations worldwide, money pickups are a breeze.
Why pick Western Union instead?
- Low minimum transfer of $1
- Send money in minutes
- Transfer to a wide range of countries
- Competitive live exchange rates updated regularly
- Multiple transfer options
- Trusted provider
- Can be more expensive than other transfer companies
The second-largest international money transfer service in the world, MoneyGram is a big contender for money transfers. Its services transfer and exchange currencies in over 200 countries and territories around the world to more than 350,000 agent locations worldwide. If you’re not confident about transferring money online, an employee can walk you through the process at of the 40,000 locations here in the States.
Why pick MoneyGram instead?
- Extensive global network of 350,000 agent locations
- Large pool of services available for sending, receiving or financing
- Secure and reliable
- Fast transfers, with same-day service in many locations
- Maximum online transfer amount of $6,000
- Fees vary depending on payment type and transfer destination
- Transfers must be made in US dollars from the US (no exchanges before transfer)
- Local exchange rates vary by transfer destination
OFX offers transfers and exchanges into 55 different currencies. If you’re a larger business looking to pay for exports or just need to transfer a larger sum to an account overseas, this service may be ideal.
Why pick OFX instead?
- 24-hour customer support
- Available in 195 countries and 55 currencies
- Offers scheduled and recurring transfers
- iOS and Android apps available for mobile transfer and tracking
- No cash payment or pickup. OFX only delivers funds through bank deposit.
Xoom is a leading provider in the digital money transfer market, offering transfers to 38 countries around the world. Using online money transfers, it streamlines the process without taking chunks out of your funds for commissions.
Why pick Xoom instead?
- Specializes in international money transfers
- More than 14 years of experience
- Money-back guarantee if your transfer doesn’t work out
- Small international network compared with competition
Sharemoney is a part of the Omnex group, a company that’s specialized in money transfers for over 25 years. Its constantly expanding service range and offer door-to-door and cash pickup options on top of the usual transfer techniques.
Why pick Sharemoney instead?
- Low transfer fees
- Exchange rate calculator helps you see just how much money you’ll get for your dollar
- Fast and easy service
- Door-to-door delivery in as short as 48 hours
- Discounts available on Facebook
- Doesn’t transfer to every country
- Exact location must be specified for cash pickup
- Daily transfer limits of $9,999
Known for its retailing business, Walmart offers money transfer services to over 190 countries thanks to a partnership with MoneyGram. Funds can be picked up at any Walmart in the US or Puerto Rico or sent to any one of MoneyGram’s 336,000 agents around the world.
Why pick Walmart instead?
- Widespread network of agents gets your money where it needs to go
- Transfer to more than 190 countries
- Efficient transfers in as little as 10 minutes
- Cash pickups only
You likely know PayPal’s digital service for online purchases, but you may not know that it supports wireless overseas transfers. Its popularity around the world makes it possible to transfer up to 20 currencies across more than 200 countries. While PayPal is like a digital banking service, its rates are competitive compared with most banks and financial institutions, making it a good choice to avoid headaches.
Why pick Paypal instead?
- Minimum rate of $0.02
- Available in 203 countries
- Offers recurring payments
- Excellent for smaller transfers
- Multiple digital safeguards in place to protect against fraud and hacking
- Fees are proportionate to the amount transferred. The larger the transfer, the more money they take.
- Fees vary by location of transfer and method, with better deals for using a PayPal credit card or account
Still looking for other options?Alternatively, learn more about Currencies Direct in our review.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
More guides on Finder
Dunbridge Financial international money transfers review
Sign up for an account and pay no fees to send quick and easy money transfers to multiple beneficiaries.
Sigue international money transfers review
Sigue offers speedy money transfers to 50+ countries, but you have to set up a transfer to see the transaction fees.
Boss Revolution money transfer review
Join Boss Revolution with an email address and phone number, and send money within minutes.
Usend combines money transfers, bill pay and mobile phone reloading.
Paysend offers transfers to more than 70 countries through its app and online service.
Review: Boxypay international money transfers
Pairing international calls with money transfers makes Boxypay a unique choice.
How do international money orders work?
Using international money orders to send money overseas? Learn about better options.
What is a remittance address?
Sending a payment to a company but confused about which address to use? Learn about remittance addresses with our guide.
US remittance statistics
We’ve unpacked the most recently available data from the World Bank to get an idea of how much money is being sent around the globe.
Learn about how TransferMate’s personal product works and what it can do for you.
Ask an Expert