Signature Loan personal loans review June 2019 |

SignatureLoan personal loans review

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  • Clicking Go to site will take you to your Online Application on the product issuer's website. You do not need to be an existing customer of this provider to apply.
  • Your application will typically take you no more than 10-15 minutes to complete.
  • Conditional approval will typically happen within 1 business day after submitting your application. In many cases, you will have your funds within a week.
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Quickly find the right lender by using this connection service.

SignatureLoan is a connection service that has a large network of lenders that offers up to $35,000. But there aren’t many reviews, and there’s no guarantee you’ll be able to borrow such a large amount.
Product NameSignatureLoan Personal Loans
Min. Loan Amount$1,000
Max. Loan Amount$35,000
APR5.99% to 35.99%
Interest Rate TypeFixed
Minimum Loan Term0.25 years
Maximum Loan Term6 years
RequirementsAt least 18 years of age with a regular income. US resident or citizen.
Go to site
  • Be at least 18 years old
  • Be either a U.S. citizen or permanent resident
  • Possess an email address
  • Have a valid telephone number
  • Have a valid checking account

Do I qualify?

Although exact eligibility criteria will depend on the lender you’re connected with, SignatureLoan requires you to meet a few basic points when you submit your information.

  • You must have a gross monthly income of at least $1,100
  • You must have a checking or savings account.
  • You must be a US citizen, permanent resident or hold a long-term visa
  • You must be at least 18 years old

How does SignatureLoan work?

Rather than borrow directly from SignatureLoan, you instead submit a form to see if you qualify for a personal loan from one of the lenders in its network. Loan amounts vary from $1,000 to $35,000, and approval depends on a variety of factors, including your credit score, income, current debts and bankruptcy history.

Your APR will also depend on the lender you’re connected with, though rates start as low as 5.99%. However, these low rates are usually for borrowers with good to excellent credit — those with fair or bad credit may face much higher rates.

How does SignatureLoan stack up against other loan brokers?

Updated June 18th, 2019
Name Product Filter Values Minimum Credit Score Max. Loan Amount APR
All credit types welcome
5.99% to 35.99%
Its network of lenders offer affordable loans with reasonable rates.
Good to excellent credit
5.34% to 35.99%
Get personalized rates in minutes and then choose a loan offer from several top online lenders.
3.99% to 35.99%
Quickly compare multiple online lenders with competitive rates depending on your credit.
3.84% to 35.99%
Get connected to competitive loan offers instantly from top online consumer lenders.
Good to excellent credit
Varies by lender
Receive up to five loan offers in just minutes through LendingTree's simple online form.

Compare up to 4 providers

What are the benefits of using SignatureLoan?

  • Accepts all credit backgrounds. SignatureLoan works with a variety of lenders to find the best option for a wide range of people, including those with bad credit.
  • Quick online form. It only takes about five minutes to complete a request. If you meet all of the eligibility requirements, you could be connected with a lender just a few moments later.
  • Available in most states. SignatureLoan provides services in all states except Maine. However, loan amount, APR and repayment terms vary by lender, state law and your credit score.
  • Large loan amount. You can borrow up to $35,000 through SignatureLoan’s partner lenders — but make sure the interest rate and repayment options match your budget.
  • E-signature. Signature Loan utilizes e-signatures to speed up loan approval and processing. E-signature allows you to complete all documents online without any physical paperwork or scanning. Not needing to send in documentation means faster processing times, meaning you can get your funds sooner.

What to watch out for

  • Biweekly repayments. Some of SignatureLoan’s partner lenders ask for bi-weekly instead of monthly repayments. Make sure you know how often payments apply when considering the cost of a loan.
  • Potentially short terms. You might end up with a short loan term, which can result in high monthly repayments on larger amounts.
  • Few online reviews. While this might not necessarily be a bad thing, it makes it difficult to know what to expect when you’re taking out a loan.

What does the Internet say about SignatureLoan?

There isn’t much out there on SignatureLoan. It’s not uncommon for loan connection services — many borrowers review the lender they’re connected with, not the connection service itself.

If you are connected with a lender, check its Better Business Bureau (BBB) or Trustpilot rating. This can help you decide if you want to pursue a loan with the lender.

Am I eligible?

To fill out SignatureLoan’s form, you must meet a few basic requirements:

  • You must be a US citizen, permanent resident or in the US on a valid long-term visa
  • You must have a monthly income of at least $1,100 after taxes
  • You must have a bank account
  • You must be at least 18 years old

Although SignatureLoan has lenders in many states, residents of Maine aren’t eligible.

How do I get started?

  1. Click Go to Site to be redirected to SignatureLoan’s website.
  2. Enter the amount you would like to borrow, your zip code, your estimated credit, your monthly income, your full name and your email address. Then click Get Started.
  3. Select the reason you need a loan, your date of birth and if you’re an active duty military member. Click Continue to Step 2.
  4. Enter information about yourself, including your phone number, address, income and employment.
  5. Read over its Privacy Policy, Terms and Conditions and other important documents. Then click Submit.

It may take a few minutes for SignatureLoan to connect you with a lender. If you are, you’ll be redirected to its website to complete the application process.

I was connected with a lender. Now what?

Once you’ve been connected to a lender, read over its terms carefully. Most lenders in SignatureLoan’s network only require an e-signature to get a loan, but a few may require additional documentation that you’ll need to submit during the application process.

Depending on your lender, you may have to make a repayment once or twice a month.

You can choose to pay off the full loan before it’s due, which may help you save on interest. Many of the lenders in SignatureLoan’s network don’t charge prepayment fees.

Bottom line

If you’re looking for a quick way to get a personal loan up to $35,000, SignatureLoan may be able to connect you to a lender. But with limited online reviews and a potentially expensive loan, it might not be the best choice for you.

Before choosing to go with SignatureLoan, make sure to compare your personal loan options to see what rates you can get.

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2 Responses

  1. Default Gravatar
    MichelleAugust 7, 2017

    I am only receiving SSDI benefits and I haven’t worked since 2013 but all the apps ask for employer info. Can I get a loan without a job and is my credit score of 564 enough?

    • Avatarfinder Customer Care
      HaroldAugust 7, 2017Staff

      Hi Michelle,

      Thank you for your inquiry.

      While Signature Loan personal loans requires regular income. You may want to consider an “Unemployed loan” instead

      I hope this information has helped.


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