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SignatureLoan personal loans review

Quickly find the right lender by using this connection service.’s rating: 3.5 / 5.0


SignatureLoan is a connection service that has a large network of lenders that offers up to $35,000. But there aren’t many reviews, and there’s no guarantee you’ll be able to borrow such a large amount.


Min. Loan Amount$1,000
Max. Loan Amount$35,000
APR5.99% to 35.99%
Interest Rate TypeFixed
Min. Credit Score330
Loan Term3 months to 6 years
Turnaround TimeVaries by amount
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Do I qualify?

Although exact eligibility criteria will depend on the lender you’re connected with, SignatureLoan requires you to meet a few basic points when you submit your information.

  • You must have a gross monthly income of at least $1,100
  • You must have a checking or savings account.
  • You must be a US citizen, permanent resident or hold a long-term visa
  • You must be at least 18 years old

How does SignatureLoan work?

Rather than borrow directly from SignatureLoan, you instead submit a form to see if you qualify for a personal loan from one of the lenders in its network. Loan amounts vary from $1,000 to $35,000, and approval depends on a variety of factors, including your credit score, income, current debts and bankruptcy history.

Your APR will also depend on the lender you’re connected with, though rates start as low as 5.99%. However, these low rates are usually for borrowers with good to excellent credit — those with fair or bad credit may face much higher rates.

How does SignatureLoan stack up against other loan brokers?

Name Product Filter Values APR Min. Credit Score Loan Amount
Credible personal loans
2.49% to 35.99%
Fair to excellent credit
$600 – $100,000
Get personalized rates in minutes and then choose an offer from a selection of top online lenders.
Best Egg personal loans
5.99% to 35.99%
$2,000 – $50,000
A prime online lending platform with multiple repayment methods.
PenFed Credit Union personal loans
4.99% to 17.99%
$600 – $25,000
With over 80 years of lending experience, this credit union offers personal loans for a variety of expenses.
SoFi personal loans
5.74 to 20.28%
$5,000 – $100,000
A highly-rated lender with competitive rates, high loan amounts and no fees.
Monevo personal loans
1.99% to 35.99%
$500 – $100,000
Quickly compare multiple online lenders with competitive rates depending on your credit.
Tally+ Express Line of Credit
7.9% to 25.9%
$2,000 – $30,000

Only available for Line of Credit and Debt consolidation

Upgrade personal loans
5.94% to 35.97%
$500 – $50,000
Affordable loans with two simple repayment terms and no prepayment penalties.
Avant personal loans
9.95% to 35.99%
$2,000 – $35,000
Conveniently check your loan options without affecting your credit score.

Compare up to 4 providers

What are the benefits of using SignatureLoan?

  • Accepts all credit backgrounds. SignatureLoan works with a variety of lenders to find the best option for a wide range of people, including those with bad credit.
  • Quick online form. It only takes about five minutes to complete a request. If you meet all of the eligibility requirements, you could be connected with a lender just a few moments later.
  • Available in most states. SignatureLoan provides services in all states except Maine. However, loan amount, APR and repayment terms vary by lender, state law and your credit score.
  • Large loan amount. You can borrow up to $35,000 through SignatureLoan’s partner lenders — but make sure the interest rate and repayment options match your budget.
  • E-signature. Signature Loan utilizes e-signatures to speed up loan approval and processing. E-signature allows you to complete all documents online without any physical paperwork or scanning. Not needing to send in documentation means faster processing times, meaning you can get your funds sooner.

What to watch out for

  • Biweekly repayments. Some of SignatureLoan’s partner lenders ask for bi-weekly instead of monthly repayments. Make sure you know how often payments apply when considering the cost of a loan.
  • Potentially short terms. You might end up with a short loan term, which can result in high monthly repayments on larger amounts.
  • Few online reviews. While this might not necessarily be a bad thing, it makes it difficult to know what to expect when you’re taking out a loan.

SignatureLoan reviews and complaints

There isn’t much out there on SignatureLoan. It’s not uncommon for loan connection services — many borrowers review the lender they’re connected with, not the connection service itself.

If you are connected with a lender, check its Better Business Bureau (BBB) or Trustpilot rating. This can help you decide if you want to pursue a loan with the lender.

Am I eligible?

To fill out SignatureLoan’s form, you must meet a few basic requirements:

  • You must be a US citizen, permanent resident or in the US on a valid long-term visa
  • You must have a monthly income of at least $1,100 after taxes
  • You must have a bank account
  • You must be at least 18 years old

Although SignatureLoan has lenders in many states, residents of Maine aren’t eligible.

How do I get started?

  1. Click Go to Site to be redirected to SignatureLoan’s website.
  2. Enter the amount you would like to borrow, your zip code, your estimated credit, your monthly income, your full name and your email address. Then click Get Started.
  3. Select the reason you need a loan, your date of birth and if you’re an active duty military member. Click Continue to Step 2.
  4. Enter information about yourself, including your phone number, address, income and employment.
  5. Read over its Privacy Policy, Terms and Conditions and other important documents. Then click Submit.

It may take a few minutes for SignatureLoan to connect you with a lender. If you are, you’ll be redirected to its website to complete the application process.

I was connected with a lender. Now what?

Once you’ve been connected to a lender, read over its terms carefully. Most lenders in SignatureLoan’s network only require an e-signature to get a loan, but a few may require additional documentation that you’ll need to submit during the application process.

Depending on your lender, you may have to make a repayment once or twice a month.

You can choose to pay off the full loan before it’s due, which may help you save on interest. Many of the lenders in SignatureLoan’s network don’t charge prepayment fees.

Bottom line

If you’re looking for a quick way to get a personal loan up to $35,000, SignatureLoan may be able to connect you to a lender. But with limited online reviews and a potentially expensive loan, it might not be the best choice for you.

Before choosing to go with SignatureLoan, make sure to compare your personal loan options to see what rates you can get.

Frequently asked questions

Personal loan ratings

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Read the full methodology of how we rate personal loan providers.

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    Default Gravatar
    August 7, 2017

    I am only receiving SSDI benefits and I haven’t worked since 2013 but all the apps ask for employer info. Can I get a loan without a job and is my credit score of 564 enough?

      Avatarfinder Customer Care
      August 7, 2017

      Hi Michelle,

      Thank you for your inquiry.

      Generally, it’s possible for you to get a loan if you are on disability benefit. There are loans for people with disabilities that you can compare. Short-term loans are the easiest to qualify for, however, you may also be able to find competitive offers from Federal Credit Unions or even the Federal government.

      Before applying, please ensure that you meet all the eligibility criteria and read through the Product Disclosure Statements/Terms and Conditions to see whether it is right for you.

      I hope this information has helped.


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