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When you have unplanned expenses and are on a tight budget, a payday loan could be helpful. Payday loans, a type of short-term loan, give you quick access to money when you need it. Read on to find out about the laws in Michigan and everything else you should know about how payday advances work.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We compare the following short-term lenders
Payday loans can be an option if you need cash to pay for an emergency expense, but you’ll want to make sure you’re getting the best deal. Read our guide on payday loans in Michigan before you take one out to save yourself time and money.
Can I get a payday loan in Michigan?
Yes, payday loans are allowed in Michigan. You can borrow up to $600 to be repaid in 31 days or less. Section 487.2121 et seq. of the Michigan Compiled Laws, referred to as the Deferred Presentment Service Transactions Act (Act 244 of 2005), governs the functioning of payday lenders.
This list simplifies how much you can borrow and what it will cost.
- Maximum loan: $600
- Loan term: 31 days or less
- Financing fee: Varies by loan amount
- APR: A 14-day $100 loan has an APR of 390%
- Collection fees: Lenders are allowed one $25 non-sufficient funds (NSF) fee
A breakdown of financing fees:
- First $100: 15%
- Second $100: 14%
- Third $100: 13%
- Fourth $100: 12%
- Fifth and sixth $100: 11%
You may only have two payday loans at once, but they must be from different lenders. Rolling over/refinancing your loan isn’t permitted unless the lender doesn’t charge a fee.
If you find any irregularities in your loan or wish to file a complaint, contact the Department of Insurance and Financial Services.
Possible changes to current laws
Be on the lookout for more information regarding the bills SB 430, SB 431 and SB 432. These would increase the amount consumers can borrow, which further increases the high-cost of payday loans. There are many consumer groups and activists against the bills, but even if they pass, remember that you should only borrow as much as you can afford.
Compare payday loans offered in Michigan
Check the websites of any providers you’re interested in to confirm they operate Michigan.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How to apply for a payday loan in Michigan
Lenders require you to be at least 18 years old, a citizen or permanent resident of the US and that you have a regular source of income. If you meet these basic requirements, you’ll need to supply your Social Security number, date of birth, information about your employment, contact details and a valid form of ID to fully complete your application.
If you’re applying online, you’ll also need to give the lender access to your checking account. This is so your loan can be deposited directly and your payments debited when your loan is due. Be careful, though–if you don’t have enough to pay back your loan, you can be charged overdraft fees by the bank and a NSF fee by the lender.
Payday loan alternatives in Michigan
A payday loan can be a good option when you’re facing a financial crisis like an unexpected bill or a shortfall in your budget, but they aren’t best for long-term solutions to ongoing financial problems. Consider contacting local programs like Project FRESH or the Michican Medicare/Medicade Assitance Program (MMAP). These can help take care of other bills while you work on paying down your debt.
Check out our payday loan alternatives guide
Payday loan locations in Michigan
Payday loan locations in Ann Arbor, MI
- Advance America – 361 North Maple Road Ann Arbor MI, 48103 – Tel: (734) 222-0270
- Approved Cash Advance – 4890 Washtenaw Ave Ann Arbor MI, 48108 – Tel: (734) 973-1880
- Mr Bucks Check Cashing – 5680 Jackson Rd Ann Arbor MI, 48103 – Tel: (734) 761-6922
- Mr Cash – 3050 Platt Rd Ann Arbor MI, 48108 – Tel: (734)-973-1880
Payday loan locations in Battle Creek, MI
- Advance America – 590 Columbia Avenue West Suite F Battle Creek MI, 49015 – Tel: (269) 962-0698
- Allied Cash Advance – 1571 Capital Ave Ne Battle Creek MI, 49017 – Tel: (269) 963-3357
- Approved Cash Advance – 1525 Michigan Ave W Battle Creek MI, 49017 – Tel: (269) 964-8120
- Cash Connection – 52 Main Street Battle Creek MI, 49014 – Tel: (269) 968-4632
- Check Into Cash – 589 Columbia Ave W Battle Creek MI, 49015 – Tel: (269) 964-2063
Payday loan locations in Bay City, MI
- Advance America – 3970 Wilder Road Bay City MI, 48706 – Tel: (989) 667-5740
- Anderson Pharmacy – 1108 Marquette Street Bay City MI, 48706 – Tel: (989) 684-8905
- Cash Plus – 803 N Euclid Ave Bay City MI, 48706 – Tel: (989) 686-2000
- Cash Store – 4072 Wilder Rd Bay City MI, 48706 – Tel: (989) 671-4007
Payday loan locations in Burton, MI
- Cash N Hand – 1069 E Bristol Rd Burton MI, 48529 – Tel: (810) 233-0105
- Cash Store – 2424 S Center Rd Ste B Burton MI, 48519 – Tel: (810) 715-0097
- Super Cash – G4232 S Saginaw St Burton MI, 48529 – Tel: (810) 744-4777
Payday loan locations in Dearborn, MI
- Advance America – 1320 North Telegraph Road Dearborn MI, 48128 – Tel: (313) 563-8540
- Advance America – 5096 Schaefer Rd Dearborn MI, 48126 – Tel: (313) 624-9109
- Approved Cash Advance – 1525 Michigan Ave W Battle Creek MI, 49017 – Tel: (269) 964-8120
- Mike’s Party Store No 3 – 24623 Michigan Avenue Dearborn MI, 48124 – Tel: (313) 277-3258
Payday loan locations in Dearborn Heights, MI
- Advance America – 8607 N Telegraph Rd Dearborn Heights MI, 48127 – Tel: (313) 724-9525
- Check Into Cash – 26429 Ford Rd Dearborn Heights MI, 48127 – Tel: (313) 724-8361
- First Cash Advance – 4515 S Telegraph Rd Dearborn Heights MI, 48125 – Tel: (313) 278-2508
Payday loan locations in Detroit, MI
- A 1 Check Cashing – 19131 Telegraph Rd Detroit MI, 48219 – Tel: (313) 255-9400
- Advance America – 10606 W 7 Mile Rd Detroit MI, 48221 – Tel: (313) 345-3662
- Advance America – 10942 E Jefferson Ave Detroit MI, 48214 – Tel: (313) 821-2943
- Advance America – 19655 Mound Rd Detroit MI, 48234 – Tel: (313) 366-3975
- Advance America – 15234 Wyoming St Detroit MI, 48238 – Tel: (313) 934-2480
- Advance America – 3959 W Vernor Hwy Detroit MI, 48216 – Tel: (313) 843-1486
- Advance America – 4407 Livernois Ave Detroit MI, 48210 – Tel: (313) 899-4139
- Advance America – 8665 Rosa Parks Blvd Detroit MI, 48206 – Tel: (313) 896-4051
- Advance America – 10772 Gratiot Ave Detroit MI, 48213 – Tel: (313) 924-0058
- Advance America – 14383 Gratiot Ave Ste 2 Detroit MI, 48205 – Tel: (313) 527-4577
- Advance America – 15405 Gratiot Ave Ste 150 Detroit MI, 48205 – Tel: (313) 371-0229
- Advance America – 14720 Mack Ave Detroit MI, 48215 – Tel: (313) 821-5128
- Advance America – 8000 W Outer Dr Ste 3 Detroit MI, 48235 – Tel: (313) 387-4463
- Advance America – 13601 W 7 Mile Rd Detroit MI, 48235 – Tel: (313) 342-1060
- Advance America – 19135 Telegraph Rd Detroit MI, 48219 – Tel: (313) 794-7081
- Advance America Cash Advance Center Inc – 19655 Mound Road Detroit MI, 48234 – Tel: (313) 366-3975
- Advantage Cash Advance 7 – 18997 Telegraph Rd Detroit MI, 48219 – Tel: (313) 242-2274
- Amparos Check Cashing Li – 5638 Mcmillan St Detroit MI, 48209 – Tel: (313) 841-6839
- Cash Now – 16443 Harper Ave Detroit MI, 48224 – Tel: (313) 882-9666
- Cadieux Check Cashing – 17163 Harper Ave Detroit MI, 48224 – Tel: (313) 881-8888
- Cash Connection – 10800 Grand River Ave Detroit MI, 48204 – Tel: (313) 491-8400
- Cash Connection – 11600 Kelly Road Detroit MI, 48224 – Tel: (313) 521-0800
- Cash Connection – 2646 East Jefferson Avenue Detroit MI, 48207 – Tel: (313) 393-7101
- Cash Connection – 10800 Grand River Avenue Detroit MI, 48204 – Tel: (313) 491-8400
- Cash Connection – 2646 E Jefferson Ave Detroit MI, 48207 – Tel: (313) 393-7101
- Cash Mart – 14661 Fenkell Street Detroit MI, 48227 – Tel: (313) 272-2274
- Cash Mart – 14661 Fenkell St Detroit MI, 48227 – Tel: (313) 272-2274
- Cash Now – 6232 Michigan Ave Detroit MI, 48210 – Tel: (313) 898-5626
- Cash Now Xix – 9240 Conant St Detroit MI, 48212 – Tel: (313) 664-0620
- Cash Point Check Cashing – 11935 East Warren Avenue Detroit MI, 48214 – Tel: (313) 922-8870
- Cater First – 17585 Wisconsin St Detroit MI, 48221 – Tel: (313) 340-0443
- Central Clearing Co – 8904 W 8 Mile Rd Detroit MI, 48220 – Tel: (248) 414-6633
- Central Clearing Co – 11600 Kelly Rd Detroit MI, 48224 – Tel: (313) 521-0800
- Central Clearing Co – 14391 Woodward Ave Detroit MI, 48203 – Tel: (313) 883-2274
- Central Clearing Co – 14114 Telegraph Rd Detroit MI, 48239 – Tel: (313) 537-9450
- Check Cashing – 9300 Woodward Avenue Detroit MI, 48202 – Tel: (313) 873-9300
- Check Cashing – 14854 Grand River Avenue Detroit MI, 48227 – Tel: (313) 273-7786
- Check Cashing – 5181 Grand River Ave Detroit MI, 48208 – Tel: (313) 895-7000
- Check Cashing – 10384 Gratiot Ave Detroit MI, 48213 – Tel: (313) 923-6000
- Check Cashing – 20011 Plymouth Rd Detroit MI, 48228 – Tel: (313) 273-6202
- Check Cashing Number One – 10384 Gratiot Avenue Detroit MI, 48213 – Tel: (313) 923-6000
- Check Cashing 2 Inc – 5181 Grand River Avenue Detroit MI, 48208 – Tel: (313) 895-7000
- Check Cashing Etc – 719 Griswold St Detroit MI, 48226 – Tel: (313) 887-0815
- Check Cashing Etc – 15238 Wyoming Street Detroit MI, 48238 – Tel: (313) 834-9000
- Check Cashing Express Inc – 20511 Dequindre St Detroit MI, 48234 – Tel: (313) 366-0065
- Check Group Corp – 2790 W Grand Blvd Detroit MI, 48202 – Tel: (313) 872-6444
- Checks N Cash – 15509 Livernois Ave Detroit MI, 48238 – Tel: (313) 416-8032
- Chief’s Daily Lottery & Check Cashing Co –7652 Fenkell Street Detroit MI, 48238 – Tel: (313) 863-2144
- City Check Cashing Inc – 9300 Woodward Ave Detroit MI, 48202 – Tel: (313) 873-9300
- Clairmont Check Cashing – 9137 Linwood Street Detroit MI, 48206 – Tel: (313) 898-5810
- Complete Check Cashing Plus – 23699 West 7 Mile Road Detroit MI, 48219 – Tel: (313) 537-1020
- Convenient Check Cashing – 13240 E Mcnichols Rd Detroit MI, 48205 – Tel: (313) 839-6280
- Crusader Cash Advance – 26340 Plymouth Rd Detroit MI, 48239 – Tel: (313) 937-1401
- Detroit Check Cashing – 18225 Grand River Ave Detroit MI, 48223 – Tel: (313) 837-6666
- Detroit Check Cashing – 18232 Fenkell St Detroit MI, 48223 – Tel: (313) 837-6666
- Dexter Check Cashing – 13237 Dexter Avenue Detroit MI, 48238 – Tel: (313) 834-0008
- Dexter Check Cashing No 3 – 10616 West 7 Mile Road Detroit MI, 48221 – Tel: (313) 342-4244
- Dexter Plymouth Check Cashing – 13551 Plymouth Road Detroit MI, 48227 – Tel: (313) 491-6944
- Dolax Dollar Express – 3938 West Vernor Highway Detroit MI, 48216 – Tel: (313) 849-2253
- Eastside Check Cashing – 13240 East Mcnichols Road Detroit MI, 48205 – Tel: (313) 839-6280
- Fast Cash – 615 Griswold St Detroit MI, 48226 – Tel: (313) 961-4801
- Foodlane Check Cashing – 14854 Grand River Ave Detroit MI, 48227 – Tel: (313) 273-7786
- Grand Express – 20270 Grand River Ave Detroit MI, 48219 – Tel: (313) 534-2686
- Grand River Check Cashers – 9251 Grand River Avenue Detroit MI, 48204 – Tel: (313) 491-2700
- Gratiot Check Cashing – 14189 Gratiot Avenue Detroit MI, 48205 – Tel: (313) 372-8020
- Gratiot Check Cashing – 7645 Gratiot Ave Detroit MI, 48213 – Tel: (313) 923-1845
- Happy Food & Checks – 14601 West 8 Mile Road Detroit MI, 48235 – Tel: (313) 342-5051
- Harper Check Cashing – 17163 Harper Avenue Detroit MI, 48224 – Tel: (313) 881-8888
- Harper Check Cashing – 14453 Harper Avenue Detroit MI, 48224 – Tel: (313) 372-7179
- L & T Hurst Enterprises Inc – 14189 Gratiot Ave Detroit MI, 48205 – Tel: (313) 372-6856
- Laplaza Money Center & Cellular – 4639 West Vernor Highway Detroit MI, 48209 – Tel: (313) 843-9333
- MBM Check Cashing & Gold – 11500 Morang Dr Detroit MI, 48224 – Tel: (313) 371-7400
- Mega Pawn Inc – 15440 East 8 Mile Road Detroit MI, 48205 – Tel: (313) 371-8201
- Midtown Check Cashing – 8642 Woodward Ave Detroit MI, 48202 – Tel: (313) 874-5556
- Money Stop Check Cashing – 14297 Gratiot Avenue Detroit MI, 48205 – Tel: (313) 526-2274
- Money Stop Check Cashing – 14243 Gratiot Ave Detroit MI, 48205 – Tel: (313) 526-2274
- Mr Check Cashing – 8065 West Vernor Highway Detroit MI, 48209 – Tel: (313) 849-2221
- Nasah Inc – 14384 Gratiot Ave Detroit MI, 48205 – Tel: (313) 372-5000
- Party Needs Liquor Store – 13316 14th Street Detroit MI, 48238 – Tel: (313) 868-5677
- Quick Cash Caliph Inc – 13585 Greenfield Road Detroit MI, 48227 – Tel: (313) 659-2000
- Quick Cash Caliph Inc – 15439 Schoolcraft St Detroit MI, 48227 – Tel: (313) 659-2000
- Saks Check Cashing – 20011 Plymouth Rd Detroit MI, 48228 – Tel: (313) 273-1111
- Three Mile & Warren Check Cashing & Party Store – 16301 East Warren Avenue Detroit MI, 48224 – Tel: (313) 882-2818
- United Check Cashing – 15370 Grand River Avenue Detroit MI, 48227 – Tel: (313) 838-2274
- Van Dyke 8 Check Cashing – 20516 Van Dyke St Detroit MI, 48234 – Tel: (313) 368-1781
- Vernor Check Cashers – 5460 West Vernor Highway Detroit MI, 48209 – Tel: (313) 841-2003
- Vernor-Junction Check Cashing – 5460 W Vernor Hwy Detroit MI, 48209 – Tel: (313) 841-2003
- Woodward Check Cashers – 3401 Woodward Avenue Detroit MI, 48201 – Tel: (313) 832-4155
- Wyoming Check Cashing – 9924 Wyoming St Detroit MI, 48204 – Tel: (313) 934-4793
Payday loan locations in Eastpointe, MI
- Allied Cash Advance – 18085 E 8 Mile Rd Eastpointe MI, 48021 – Tel: (586) 778-9045
- Cash Now – 21319 Gratiot Ave Eastpointe MI, 48021 – Tel: (586) 443-5626
- Check Into Cash Inc – 14943 E 9 Mile Rd Eastpointe MI, 48021 – Tel: (586) 779-1251
- Purpose Financial – 22641 Gratiot Ave Eastpointe MI, 48021 – Tel: (586) 447-9883
Payday loan locations in Flint, MI
- Advance America – 3316 S Dort Hwy Ste 3 Flint MI, 48507 – Tel: (810) 743-6340
- Advance America – 3312 Miller Road Flint MI, 48503 – Tel: (810) 720-3524
- Approved Cash Advance – 3116 Flushing Rd Flint MI, 48504 – Tel: (810) 767-6333
- Approved Cash Advance – 1627 W Atherton Rd Flint MI, 48507 – Tel: (810) 233-3010
- Approved Cash Advance – 915 S Dort Hwy Ste G Flint MI, 48503 – Tel: (810) 232-3913
- Cash Now – 4510 W Pierson Rd Flint MI, 48504 – Tel: (810) 720-3668
- Cash Connexion – 1391 W Bristol Rd Flint MI, 48507 – Tel: (810) 341-9641
- Cash Connexion – 826 Welch Boulevard Flint MI, 48504 – Tel: (810) 232-7955
- Cash Connexion – 1205 N Dort Hwy Flint MI, 48506 – Tel: (810) 422-2274
- Cash Connexion – 3609 Corunna Rd Flint MI, 48532 – Tel: (810) 232-7764
- Cash Store – 5094 Corunna Rd Flint MI, 48532 – Tel: (810) 230-0720
- Cash Store – 3865 Lapeer Rd Flint MI, 48503 – Tel: (810) 742-3640
- Check Into Cash – 4309 Warrington Dr Flint MI, 48504 – Tel: (810) 230-0834
- Check Into Cash – 4368 W Pierson Rd Flint MI, 48504 – Tel: (810) 230-0834
- Check Into Cash – 3098 S Dort Hwy Flint MI, 48507 – Tel: (810) 743-0994
- Checks Cashed – 1205 North Dort Highway Flint MI, 48506 – Tel: (810) 422-2274
- EZ Cash – 2227 E Hill Rd Grand Blanc Twp Flint MI, 48501 – Tel: (810) 603-3990
- Money Convenience – 3020 Richfield Rd Flint MI, 48506 – Tel: (810) 250-2454
- National Pawnbrokers Outlet – 3825 Corunna Road Flint MI, 48532 – Tel: (810) 235-1900
- Super Cash – 1701 North Dort Highway Flint MI, 48506 – Tel: (810) 767-7777
Payday loan locations in Garden City, MI
- Advance America – 5914 Middlebelt Road Garden City MI, 48135 – Tel: (734) 524-1321
- Cash Now – 28540 Ford Rd Garden City MI, 48135 – Tel: (734) 524-5626
- Cash Land – 33471 Ford Rd Garden City MI, 48135 – Tel: (734) 525-3963
- Instant Cash – 27573 Warren Rd Garden City MI, 48135 – Tel: (734) 525-9999
Payday loan locations in Grand Rapids, MI
- Advance America – 3914 Plainfield Avenue Northeast Grand Rapids MI, 49525 – Tel: (616) 363-4634
- Advance America – 3835 28th Street Southeast Grand Rapids MI, 49512 – Tel: (616) 285-5494
- Advance America – 1410 28th Street Southeast Grand Rapids MI, 49508 – Tel: (616) 475-0080
- Alexander Collection Agency – 1471 Brookmark Street Southeast Grand Rapids MI, 49508 – Tel: (616) 281-3403
- Allied Cash Advance – 2440 28th St Se Grand Rapids MI, 49512 – Tel: (616) 974-3001
- Allied Cash Advance – 73 54th St Sw Grand Rapids MI, 49548 – Tel: (616) 530-3034
- Approved Cash Advance – 5300 Kellogg Woods Dr Se Apt 3 Grand Rapids MI, 49548 – Tel: (616) 406-0713
- Approved Cash Advance – 619 Leonard St Nw Grand Rapids MI, 49504 – Tel: (616) 776-7742
- Approved Cash Advance – 3514 Plainfield Ave Ne Grand Rapids MI, 49525 – Tel: (616) 447-9480
- Bonnners Outlet – 2850 Division Avenue South Grand Rapids MI, 49548 – Tel: (616) 452-4795
- Budget Solution – 1779 28th St Sw Grand Rapids MI, 49519 – Tel: (616) 249-2274
- Cash Connection – 2311 Division Avenue South Grand Rapids MI, 49507 – Tel: (616) 245-1855
- Cash N Advance – 2616 Alpine Ave Nw Grand Rapids MI, 49544 – Tel: (616) 254-8122
- Cash Now – 4308 Division Ave S Grand Rapids MI, 49548 – Tel: (616) 261-9669
- Cash Store – 3674 Plainfield Ave Ne Grand Rapids MI, 49525 – Tel: (616) 363-4498
- Central Clearing Co – 2311 Division Ave S Grand Rapids MI, 49507 – Tel: (616) 245-1855
- Check Alert – 233 Fulton Street East Grand Rapids MI, 49503 – Tel: (616) 459-6530
- Check Into Cash – 3131 Alpine Ave Nw Grand Rapids MI, 49544 – Tel: (616) 647-0242
- Check Into Cash – 5372 Division Ave S Grand Rapids MI, 49548 – Tel: (616) 249-0212
- Check Into Cash – 1621 Leonard St Ne Grand Rapids MI, 49505 – Tel: (616) 454-9179
- Checkquest – 1359 Northlawn Street Northeast Grand Rapids MI, 49505 – Tel: (616) 831-5322
- First Cash Advance – 4364 Division Ave S Grand Rapids MI, 49548 – Tel: (616) 531-4050
- Instant Cash Advance – 3890 Lake Michigan Drive Northwest Grand Rapids MI, 49544 – Tel: (616) 453-0001
- Instant Cash Advance – 3544 Plainfield Avenue Northeast Grand Rapids MI, 49525 – Tel: (616) 364-8888
- Cash N Advance – 1029 28th St Sw Grand Rapids MI, 49509 – Tel: (616) 261-4449
- Quick Check Cashing Llc – 1717 8Th St Nw Grand Rapids MI, 49504 – Tel: (616) 530-8552
Payday loan locations in Holland, MI
- Advance America – 2279 North Park Drive Suite 440 Holland MI, 49424 – Tel: (616) 395-4034
- Advanced To Go – 977 Butternut Drive Suite 9 Holland MI, 49424 – Tel: (616) 738-2274
- Cash Store – 12465 James St Holland MI, 49424 – Tel: (616) 399-7603
- Check Into Cash – 716 Chicago Dr Holland MI, 49423 – Tel: (616) 396-4668
- Check Into Cash – 520 W 21st St Holland MI, 49423 – Tel: (616) 396-4668
- Instant Cash Advance – 587 East 8th Street Holland MI, 49423 – Tel: (616) 355-0122
- Instant Cash Advance – 65 Douglas Ave Holland MI, 49424 – Tel: (616) 355-0122
- Ortiz Foundation Evangelical – 101 West 1 7th Street Holland MI, 49423 – Tel: (616) 392-6803
- Quick Cash Payday Advance – 897 Washington Ave Holland MI, 49423 – Tel: (616) 396-1608
- Quick Check Cashing Inc – 20 N River Ave Holland MI, 49423 – Tel: (616) 394-5961
- Quick Check Cashing Inc – 280 North River Avenue Holland MI, 49424 – Tel: (616) 394-5961
Payday loan locations in Inkster, MI
- Advance America – 27353 Cherry Hill Road Inkster MI, 48141 – Tel: (313) 359-2180
- Cash Connection – 7515 Michigan Ave Inkster MI, 48141 – Tel: (313) 359-4744
- Check Cashing USA Inc – 297 Inkster Rd Inkster MI, 48141 – Tel: (313) 359-1900
Payday loan locations in Jackson, MI
- Advance America – 927 North Wisner Street Jackson MI, 49202 – Tel: (517) 784-2977
- Allied Cash Advance – 1194 N West Ave Jackson MI, 49202 – Tel: (517) 787-5007
- Cashland – 1184 N West Ave Jackson MI, 49202 – Tel: (517) 796-0557
- Check Into Cash – 2107 W Michigan Ave Jackson MI, 49202 – Tel: (517) 782-2239
- Crusaders Cash Advance – 1709 Spring Arbor Rd Jackson MI, 49203 – Tel: (517) 787-8057
Payday loan locations in Kalamazoo, MI
- Advance America – 4412 South Westnedge Avenue Kalamazoo MI, 49008 – Tel: (269) 385-8160
- Advance America – 5462 Gull Road Suite 2 Kalamazoo MI, 49048 – Tel: (269) 276-9474
- Approved Cash Advance – 5145 Gull Rd Kalamazoo MI, 49048 – Tel: (269) 381-1408
- Approved Cash Advance – 1710 W Main St Kalamazoo MI, 49006 – Tel: (269) 344-8327
- Cash on Demand – 1727 W Main St Kalamazoo MI, 49006 – Tel: (269) 553-3325
- Cash Store – 5582 Gull Rd Kalamazoo MI, 49048 – Tel: (269) 342-8372
- Check Into Cash – 635 N 9th St Kalamazoo MI, 49009 – Tel: (269) 353-4858
- Check Into Cash – 706 Portage Ct Kalamazoo MI, 49001 – Tel: (269) 388-4369
- Check Into Cash – 5455 Gull Rd Kalamazoo MI, 49048 – Tel: (269) 381-5594
- Check Into Cash – 3721 S Westnedge Ave Kalamazoo MI, 49008 – Tel: (269) 388-4369
- Express Auto Finance & Check Cashing Center – 525 Riverview Drive Kalamazoo MI, 49048 – Tel: (269) 349-6033
- Instant Cash Advance – 3480 Gull Rd Kalamazoo MI, 49048 – Tel: (269) 342-9000
- Paychex – 3483 Smithfield Way Kalamazoo MI, 49009 – Tel: (269) 372-2061
- Paychex Inc – 5598 Summer Ridge Hill Kalamazoo MI, 49009 – Tel: (269) 226-0949
- See it Here First – 3225 Bronson Blvd Kalamazoo MI, 49008 – Tel: (269) 345-8856
- The Cash Store – 5340 Holiday Ter Kalamazoo MI, 49009 – Tel: (269) 353-6759
Payday loan locations in Lansing, MI
- 1 First Class Inc. – 4880 S Waverly Rd Ste A Lansing MI, 48911 – Tel: (517) 394-3900
- A Check Cashing Store – 405 North Clippert Street Lansing MI, 48912 – Tel: (517) 337-6060
- Advance America – 6030 South Pennsylvania Avenue Lansing MI, 48911 – Tel: (517) 882-9150
- Advance America – 1122 West Holmes Road Suite 18 Lansing MI, 48910 – Tel: (517) 394-2685
- Advance America – 6229 West Saginaw Highway Lansing MI, 48917 – Tel: (517) 327-2923
- Allied Cash Advance – 6334 W Saginaw Hwy Lansing MI, 48917 – Tel: (517) 886-8923
- Allied Cash Advance – 5212 S Cedar St Lansing MI, 48911 – Tel: (517) 887-9315
- Allied Cash Advance – 3280 S Waverly Rd Lansing MI, 48911 – Tel: (517) 272-7616
- Allied Cash Advance – 5210 S Cedar St Lansing MI, 48911 – Tel: (517) 394-8275
- Approved Cash Advance – 3025 W Saginaw St Lansing MI, 48917 – Tel: (517) 321-4613
- Approved Cash Advance – 3022 S Martin Luther King Jr B Lansing MI, 48910 – Tel: (517) 394-8560
- Cash N Hand – 3201 West Saginaw Street Lansing MI, 48917 – Tel: (517) 327-7800
- Cash Now – 3233 W Saginaw St Lansing MI, 48917 – Tel: (517) 327-7800
- Cash Now – 930 E Mount Hope Ave Lansing MI, 48910 – Tel: (517) 371-2888
- Cash Store – 619 N Marketplace Blvd Ste 267 Lansing MI, 48917 – Tel: (517) 622-4974
- Cash Store – 5525 S Cedar St Lansing MI, 48911 – Tel: (517) 887-6124
- Cash Land – 2521 S Cedar St Lansing MI, 48910 – Tel: (517) 482-2063
- Check Cashing Store – 405 N Clippert St Lansing MI, 48912 – Tel: (517) 337-6060
- Check Into Cash – 5601 W Saginaw Hwy Lansing MI, 48917 – Tel: (517) 703-9052
- Check Into Cash – 3109 S Martin Luther King Jr B Lansing MI, 48910 – Tel: (517) 272-4308
- Checks & More – 3121 East Grand River Avenue Lansing MI, 48912 – Tel: (517) 487-2930
- Dick & Deal Cash Center – 1917 W Saginaw St Lansing MI, 48915 – Tel: (517) 346-7676
- First Cash Advance – 5751 S Cedar St Lansing MI, 48911 – Tel: (517) 887-7060
- Instant Cash Advance – 742 N Clippert St Lansing MI, 48912 – Tel: (517) 333-7000
- Instant Cash Advance – 6100 S Cedar St Lansing MI, 48911 – Tel: (517-) 272-1177
- Page Iii Inc – 5220 S Cedar St Lansing MI, 48911 – Tel: (517) 394-1600
Payday loan locations in Lincoln Park, MI
- Advance America – 2271 Fort Street Lincoln Park MI, 48146 – Tel: (313) 294-9130
- Advance America – 1859 Southfield Rd Lincoln Park MI, 48146 – Tel: (313) 383-1732
- Approved Cash Advance – 2617 Dix Hwy Lincoln Park MI, 48146 – Tel: (313) 294-9677
- Cash Connection – 3954 Dix Toledo Rd Lincoln Park MI, 48146 – Tel: (313) 827-5134
Payday loan locations in Livonia, MI
- Advance America – 28015 8 Mile Road Livonia MI, 48152 – Tel: (248) 427-9254
- Advance America – 29208 Joy Road Livonia MI, 48150 – Tel: (734) 427-0637
- Advance America – 5914 Middlebelt Road Livonia MI, 48150 – Tel: (734) 524-1321
- Cash and Checks – 27560 Schoolcraft Rd Livonia MI, 48150 – Tel: (734) 293-5848
- Cash Now – 36147 Plymouth Rd Livonia MI, 48150 – Tel: (734) 367-9390
- Check Into Cash – 30210 Plymouth Rd Livonia MI, 48150 – Tel: (734) 261-7812
- Checksmart – 33320 Plymouth Rd Livonia MI, 48150 – Tel: (734) 261-3857
- Checksmart – 29235 6 Mile Rd Livonia MI, 48152 – Tel: (734) 261-2318
- United States Check Cashing – 19596 Middlebelt Rd Livonia MI, 48152 – Tel: (248) 427-0661
- United States Check Cashing – 29562 7 Mile Road Livonia MI, 48152 – Tel: (248) 427-0661
Payday loan locations in Madison Heights, MI
- Access to Cash – 27639 John R Rd Madison Heights MI, 48071 – Tel: (248) 548-0000
- Advance America – 31632 John R Road Madison Heights MI, 48071 – Tel: (248) 307-1220
- Advantage Cash Advance – 29267 Dequindre Rd Madison Heights MI, 48071 – Tel: (248) 658-5626
- Allied Cash Advance – 27080 John R Rd Madison Heights MI, 48071 – Tel: (248) 548-5082
- Cash N’ Go – 26100 John R Road Madison Heights MI, 48071 – Tel: (248) 547-2274
- Check Into Cash – 30210 Plymouth Rd Livonia MI, 48150 – Tel: (734) 261-7812
- Cash Connection – 26093 John R Road Madison Heights MI, 48071 – Tel: (248) 591-0084
- Cash Land – 28147 John R Rd Madison Heights MI, 48071 – Tel: (248) 547-7130
Payday loan locations in Midland, MI
- Advance America – 913 S Saginaw Rd Midland MI, 48640 – Tel: (989) 835-3461
- Check Into Cash – 305 S Saginaw Rd Midland MI, 48640 – Tel: (989) 839-0465
- Quick Check Cashing – 6815 Eastman Ave Midland MI, 48642 – Tel: (989) 839-6497
Payday loan locations in Muskegon, MI
- Access Cash International – 3381 Mccracken St Muskegon MI, 49441 – Tel: (231) 755-1916
- Allied Cash Advance – 3355 Henry St Muskegon MI, 49441 – Tel: (231) 733-7304
- Cash Store – 2646 Henry St Muskegon MI, 49441 – Tel: (231) 737-3470
- Cash Store – 1817 E Sherman Blvd Muskegon MI, 49444 – Tel: (231) 739-2274
- Check Into Cash – 3328 5th St Muskegon MI, 49444 – Tel: (231) 733-7460
- Check Into Cash – 3328 5th St Muskegon MI, 49444 – Tel: (231) 733-7460
- Check Into Cash – 1848 E Sherman Blvd Muskegon MI, 49444 – Tel: (231) 733-7460
- First Cash Advance – 3089 Henry St Muskegon MI, 49441 – Tel: (231) 737-1205
- Instant Cash Advance – 885 E Apple Ave Muskegon MI, 49442 – Tel: (231) 777-7840
Payday loan locations in Oak Park, MI
- A Plus Check Cashing – 22118 Coolidge Hwy Oak Park MI, 48237 – Tel: (248) 541-7777
- Advance America – 22140 Coolidge Highway Oak Park MI, 48237 – Tel: (248) 545-4474
- Cash Now – 13720 West 8 Mile Road Oak Park MI, 48237 – Tel: (810) 244-2274
- Cash Now X LLC – 13720 W 8 Mile Rd Oak Park MI, 48237 – Tel: (248) 582-5626
- Cummins-Allison Corporation – 21700 Greenfield Road Suite 273 Oak Park MI, 48237 – Tel: (248) 968-0303
Payday loan locations in Plymouth, MI
- Access Cash – 40855 Ann Arbor Rd E Plymouth MI, 48170 – Tel: (734) 416-0787
Payday loan locations in Pontiac, MI
- Ace Cash Express – 167 South Telegraph Road Pontiac MI, 48341 – Tel: (248) 335-6435
- Advance America – 1626 North Perry Street Pontiac MI, 48340 – Tel: (248) 364-0188
- Advance America – 759 Baldwin Avenue Pontiac MI, 48340 – Tel: (248) 322-2450
- Allied Cash Advance – 290 S Telegraph Rd Pontiac MI, 48341 – Tel: (248) 681-8410
- Discount Check Cashing – 16 Whittemore St Pontiac MI, 48340 – Tel: (248) 332-4200
- GMMALTD – 684 Stirling Street Pontiac MI, 48340 – Tel: (248) 475-9738
- Pontiac Check Cashing – 398 W Huron St Pontiac MI, 48341 – Tel: (248) 332-4200
Payday loan locations in Port Huron, MI
- Advance America – 1003 24th Street Port Huron MI, 48060 – Tel: (810) 982-0902
- Advance America – 3506 Pine Grove Avenue Port Huron MI, 48060 – Tel: (810) 966-1065
- Allied Cash Advance – 1042 Griswold St Port Huron MI, 48060 – Tel: (810) 966-9650
- Cash & Go – 3952 24th Ave Port Huron MI, 48060 – Tel: (810) 987-4179
Payday loan locations in Portage, MI
- Check Into Cash – 6190 Applegrove Ln Portage MI, 49024 – Tel: (269) 353-4858
Payday loan locations in Redford, MI
- Advance America – 14685 Telegraph Rd Redford MI, 48239 – Tel: (313) 387-0697
- Cash Connection – 14114 Telegraph Rd Redford MI, 48239 – Tel: (313) 537-0622
Payday loan locations in Roseville, MI
- Allied Cash Advance – 18675 E 10 Mile Rd Roseville MI, 48066 – Tel: (586) 778-8066
- Approved Cash Advance – 16970 E 13 Mile Rd Roseville MI, 48066 – Tel: (586) 498-7590
- First Cash Advance – 26151 Gratiot Ave Roseville MI, 48066 – Tel: (586) 771-3445
- Payday Advances LLC – 27738 Gratiot Ave Roseville MI, 48066 – Tel: (586) 447-8025
Payday loan locations in Royal Oak, MI
- Advance America – 22140 Coolidge Highway Royal Oak MI, 48067 – Tel: (248) 545-4474
- Advance America – 828 East 11 Mile Road Royal Oak MI, 48067 – Tel: (248) 414-4269
Payday loan locations in Shelby, MI
- Accelerated Payment Options – 7433 West Buchanan Road Shelby MI, 49455 – Tel: (231) 861-2245
Payday loan locations in Southfield, MI
- Advance America – 20112 West 8 Mile Road Southfield MI, 48075 – Tel: (248) 827-3612
- Advance America – 22538 Telegraph Road Southfield MI, 48034 – Tel: (248) 304-2836
- Advance America – 26062 West 12 Mile Road Southfield MI, 48034 – Tel: (248) 356-3730
- Advantage Cash Advance – 18236 W 10 Mile Rd Southfield MI, 48075 – Tel: (248) 663-0888
- Allied Cash Advance – 15600 W 10 Mile Rd Southfield MI, 48075 – Tel: (248) 443-7406
- Apple Auto Cash – 17117 West 9 Mile Road Southfield MI, 48075 – Tel: (248) 353-4447
- Base Check Cashing & More – 24490 W 10 Mile Rd Southfield MI, 48034 – Tel: (248) 353-8111
- Cash Connection – 21421 Hilltop Street Suite 17 Southfield MI, 48034 – Tel: (313) 537-9450
- Cash Now Xviii Llc – 27204 W 8 Mile Rd Southfield MI, 48034 – Tel: (248) 353-3100
- Central Clearing Co – 21421 Hilltop St Ste 7 Southfield MI, 48034 – Tel: (248) 945-0427
- Telecheck Michigan Inc – 23800 West 10 Mile Road Suite 150 Southfield MI, 48034 – Tel: (248) 233-9600
- United States Check Cashing – 21500 Northwestern Hwy Southfield MI, 48075 – Tel: (248) 557-0030
Payday loan locations in Southgate, MI
- Advance America – 14165 Eureka Road Southgate MI, 48195 – Tel: (734) 324-4670
- Check Into Cash – 13742 Cambridge St Southgate MI, 48195 – Tel: (734) 284-5215
- Check Smart – 19095 Eureka Rd Southgate MI, 48195 – Tel: (734) 281-1474
- Instant Cash – 15311 Dix Toledo Road Southgate MI, 48195 – Tel: (734) 246-1111
Payday loan locations in Sterling Heights, MI
- Cash Now – 44628 Mound Rd Sterling Heights MI, 48314 – Tel: (586) 991-0999
- Cash Land – 4075 E 14 Mile Rd Sterling Heights MI, 48310 – Tel: (586) 978-2953
- Check Into Cash – 36827 Mound Rd Sterling Heights MI, 48310 – Tel: (586) 983-2453
Payday loan locations in Taylor, MI
- Advance America – 8229 Telegraph Road Taylor MI, 48180 – Tel: (734) 374-2960
- Advance America – 27256 Eureka Road Taylor MI, 48180 – Tel: (734) 955-9503
- Advance America – 11472 Telegraph Road Taylor MI, 48180 – Tel: (734) 374-2960
- Approved Cash Advance – 9056 Telegraph Rd Taylor MI, 48180 – Tel: (313) 299-7870
- Cash Connection – 11607 Telegraph Rd Taylor MI, 48180 – Tel: (734) 374-0474
- Cash N’ Go – 22312 Goddard Rd Taylor MI, 48180 – Tel: (313) 291-0469
- Cash Land – 9025 Pardee Rd Taylor MI, 48180 – Tel: (313) 295-0731
- Check Into Cash – 8700 Telegraph Rd Taylor MI, 48180 – Tel: (313) 291-0462
- Checksmart – 7840 Telegraph Rd Taylor MI, 48180 – Tel: (313) 299-7768
- Checksmart – 26150 Eureka Rd Taylor MI, 48180 – Tel: (734) 946-0672
- First Cash Advance – 10185 Telegraph Rd Taylor MI, 48180 – Tel: (313) 291-5710
- Instant Cash Advance – 24356 Ecorse Rd Taylor MI, 48180 – Tel: (313) 827-1111
- Purpose Financial – 23011 Eureka Rd Taylor MI, 48180 – Tel: (734) 287-3191
- Taylor Town Check Cashing & PA – 22513 Ecorse Rd Taylor MI, 48180 – Tel: (313) 299-7760
Payday loan locations in Warren, MI
- Advance America – 2197 East 8 Mile Road Warren MI, 48091 – Tel: (586) 757-0565
- Advance America – 30780 Hoover Road Warren MI, 48093 – Tel: (586) 582-0380
- Allied Cash Advance – 11567 E 13 Mile Rd Warren MI, 48093 – Tel: (586) 795-9622
- CK Framing – 26285 Hoover Road Warren MI, 48089 – Tel: (586) 443-5626
- Cash Connection – 7627 E 9 Mile Rd Warren MI, 48091 – Tel: (586) 757-4500
- Cash Land – 6768 E 12 Mile Rd Warren MI, 48092 – Tel: (586) 558-4749
- Computer Broker – 2229 John B Avenue Warren MI, 48091 586-758-7221
- First Cash Advance – 27127 Van Dyke Ave Warren MI, 48093 – Tel: (586) 757-8995
- MBM Check Cashing – 11817 E 8 Mile Rd Warren MI, 48089 – Tel: (586) 771-7728
- MBM Check Cashing – 20723 Van Dyke Avenue Warren MI, 48089 – Tel: (586) 754-0160
- Paychex – 5505 E 13 Mile Rd Warren MI, 48092 – Tel: (586) 274-0697
Payday loan locations in Waterford, MI
- Advance America – 457 Elizabeth Lake Road Waterford MI, 48328 – Tel: (248) 706-1841
- Advance America – 5570 Dixie Highway Waterford MI, 48329 – Tel: (248) 623-6119
- Cash Now – 3448 Highland Road Waterford MI, 48328 – Tel: (810) 244-2274
- Check Into Cash – 4998 Highland Rd Waterford MI, 48328 – Tel: (248) 618-0138
- First Cash Advance – 6005 Highland Rd Waterford MI, 48327 – Tel: (248) 666-5940
- International Check Cashing – 5308 Highland Rd Waterford MI, 48327 – Tel: (248) 618-0151
Payday loan locations in West Bloomfield, MI
- A1 Check Cashing – 7495 Finnegan Dr West Bloomfield MI, 48322 – Tel: (248) 539-7907
- Check Cashing Etc Inc – 7660 Barnsbury West Bloomfield MI, 48324 – Tel: (248) 459-1941
- Cash Plus – 803 N Euclid Ave Bay City MI, 48706 – Tel: (989) 686-2000
- Cash Store – 4072 Wilder Rd Bay City MI, 48706 – Tel: (989) 671-4007
Payday loan locations in Westland, MI
- Advance America – 2753 S Wayne Rd Westland MI, 48186 – Tel: (734) 595-9120
- Advance America – 34518 Warren Road Westland MI, 48185 – Tel: (734) 458-8512
- Advance America – 2390 S Wayne Rd Westland MI, 48186 – Tel: (734) 326-1365
- Allied Cash Advance – 1633 S Merriman Rd Westland MI, 48186 – Tel: (734) 641-9830
- Cash Connection – 6060 North Wayne Road Westland MI, 48185 – Tel: (734) 467-4900
- Cash Land – 2221 S Wayne Rd Westland MI, 48186 – Tel: (734) 721-9803
- Check Into Cash – 33693 Glen St Westland MI, 48186 – Tel: (734) 722-3050
- Check Into Cash – 793 S Wayne Rd Westland MI, 48186 – Tel: (734) 722-3050
- Crusader Cash Advance – 8367 N Wayne Rd Westland MI, 48185 – Tel: (734) 425-9241
- Instant Cash Advance – 6594 N Wayne Rd Westland MI, 48185 – Tel: (734) 641-7300
Payday loan locations in Wyoming, MI
- Allied Cash Advance – 1051 Rogers Plz Sw Wyoming MI, 49509 – Tel: (616) 532-1745
- Approved Cash Advance – 823 Twenty Eighth Sw Wyoming MI, 49418 – Tel: (616) 406-0713
- Budget Solution – 1779 28Th Street Southwest Wyoming MI, 49509 – Tel: (616) 249-2274
- Cash N Advance – 1029 28th St Sw Wyoming MI, 49509 – Tel: (616) 261-4449
- Check Into Cash – 2240 Twenty-Eighth Sw Wyoming MI, 49418 – Tel: (616) 249-0178
- Instant Cash Advance – 3577 Clyde Park Avenue Southwest Wyoming MI, 49509 – Tel: (616) 261-4500
Bottom line
When you’re looking into paday loans, be sure to consider all the costs, how much interest you’ll be charged and the other options available to you before making a decision. Payday loans can be expensive, but when you’re in a rough patch, they can be used to get by and help pay down other debts.
Frequently asked questions
A lender can offer an extension on a payday loan, provided it does not charge any additional fee for the same. Keep in mind this extension can only be for an additional 61 days. Lenders aren’t required to grant this extension.
If you get eight payday loans from any one payday lender in a 12-month period, you have the option to repay the eighth loan and every additional transaction in the given 12-month period through a written repayment plan, subject to terms and conditions.
Kellye Guinan is a freelance editor and writer, specializing in consumer lending. Her writing and analysis has been featured on Bankrate, MSN and MediaFeed. She holds degrees in anthropology and German language and literature from Middle Tennessee State University.
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I need a loan to move
Hi Tyangel,
Thank you for getting in touch with Finder.
If you’re from Michigan and thinking to apply for a short-term loan, please click the blue Show me my options button to start comparing your options. Once you have decided which to go with please click on the green go to site button to be redirected to the provider’s page where you may learn more about their offered products or even start your online application. Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
I do not have a checking account. I have used a rush card debit account for the past 7 years. I started receiving social security in 2012 and my social security check has always been deposited into this account. Are there any lenders that will consider using a debit account for a payday loan?
Hi Diane,
Thank you for your inquiry.
Yes, there are lenders who also consider debit account. Please compare your debit card loan options and see which one would best meet your needs.
I hope this information has helped.
Cheers,
Harold