Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

UOB Visa Signature Card Review

Earn 10X UNI$ on eligible overseas, online, petrol and contactless transactions.

Avatar

By

Zyane Tan

Updated

Fact checked

One of the longest-standing credit cards from UOB, the UOB Visa Signature card offers generous rewards for foreign spending. Earn up to 4 miles per $1 spent (equivalent to UNI$10 for every $5 spent) on overseas, online, petrol and contactless transactions. Cardholders can also enjoy an annual fee waiver in the first year, complimentary trip coverage and the convenience of paying for public transport via SimplyGo.

Use this guide to compare the benefits and costs of the UOB Visa Signature card so you can decide if it’s the right card for you.

Benefits of using the UOB Visa Signature Card

Here are some of the features you can expect with this card:

  • Sign-up offer. Receive S$150 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 30 June 2021.
  • 10X UNI$ bonus earn. Earn 10X UNI$ on overseas, online, petrol (except at SPC and Shell) and contactless transactions when you charge a minimum of S$1000 to the card in the statement period. The maximum number of UNI$ you can earn at this elevated rate is capped at UNI$4,000.
  • UNI$1 for every $5 spent. For all other eligible transactions, you’ll be awarded UNI$1 for every $5 spent. There is no cap to the amount of UNI$ you can earn on this basic tier.
  • Flexible redemption options. Depending on your preference, you may choose to convert your UNI$ to a cash rebate to offset your purchases or redeem them for dining, shopping and travel vouchers from over 100 participating merchants. Take note that the UNI$ are only valid for two years after they were accrued (by quarterly period), so make sure to redeem them before they expire.
  • One-year fee waiver. Benefit from an annual fee waiver in the first year. After that, the card charges a standard annual fee of S$214 p.a.
  • Complimentary supplementary card. You can also apply for your first supplementary card for free, but subsequent cards will cost S$53.50 p.a. each.
  • Petrol discounts. Save on your fuel cost with up to 24% off petrol at SPC and 20.80% off at Shell.

Features of the UOB Visa Signature Card

The UOB Visa Signature Card provides the following features:

  • Complimentary travel insurance. Travel with peace of mind knowing that you’re covered up to S$500,000 for personal accidents on public transportation and up to S$500,000 for emergency medical assistance, evacuation and repatriation when you charge the full airfare to your card.
  • SimplyGo. Enjoy the convenience of paying for your public bus and train rides directly with your contactless UOB cards and mobile payments. This way, you don’t need to queue up for a balance reload or carry multiple cards in your wallet.

      How to apply for the UOB Visa Signature Card

      If you have compared your options and decided to apply, you can begin your application by clicking on the green “Go to Site” button at the top of this page.

      Existing UOB account holders can apply directly through Internet banking, with instant approval for applications using MyInfo as long as it is submitted between 7am to 8pm. Principal credit card customers can also start an application by sending an SMS. If you don’t have a UOB bank account but are a SingPass holder, you can submit an application by clicking on “Apply & Pay within minutes”. This fast, simple and secure application process will speed up the process by retrieving your personal details and income information directly from MyInfo.

      Before applying, make sure that you meet the eligibility criteria and have the required documents ready:

      Eligibility criteria

      • Earn at least S$50,000 p.a.
      • Have a good credit rating
      • Be at least 21 years of age or older

      Required documents

      Frequently asked questions

      If you tend to spend a lot of online shopping or travel overseas frequently, the UOB Visa Signature card promises more reward points on your non-Singapore dollar purchases. However, there is a maximum cap on the amount of UNI$ you can earn from the 10X accelerated earn rate. Before applying, make sure you compare it to a range of other no annual fee and rewards cards so that you can find the right option for you.

      Compare other credit cards from UOB

      1 - 9 of 9
      Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
      UOB Absolute Cashback Card
      UOB Absolute Cashback Card
      Enjoy 1.7% limitless cashback with no minimum spend and no spend exclusions.
      Enjoy 1.7% limitless cashback with no minimum spend and no spend exclusions.
      $0 annual fee for the first 1 year and $192.60 thereafter
      $30,000
      UOB One Credit Card
      UOB One Credit Card
      Receive a gift worth up to $250 Grab vouchers when you apply and spend a minimum of $1,500 within 30 days from card approval date.
      Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending.
      $0 annual fee for the first 1 year and $192.60 thereafter
      $30,000
      More Info
      UOB PRVI Miles American Express Card
      UOB PRVI Miles American Express Card
      Earn 1.4 miles for every $1 spent locally and 2.4 miles for every $1 spent overseas.
      Get $100 cash credit when you apply.
      $0 annual fee for the first 1 year and $256.80 thereafter
      $30,000
      More Info
      UOB EVOL Credit Card
      UOB EVOL Credit Card
      Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel.
      Up to 8% cashback on online and mobile contactless spend.
      $192.60
      $30,000
      More Info
      KrisFlyer UOB Credit Card
      KrisFlyer UOB Credit Card
      Earn 3 KrisFlyer miles per $1 when you spend with Singapore Airlines, Scoot and KrisShop and 1.2 KrisFlyer miles per $1 on all other spend.
      Receive 7,000 miles or $100 cash credit
      $0 annual fee for the first 1 year and $192.60 thereafter
      $30,000
      More Info
      UOB Lady's Card
      UOB Lady's Card
      Earn 10X UNI$ (or 20 miles) per $5 spent on a chosen spending category with no min. spend required, and 1X UNI$ (or 2 miles) on other purchases.
      Receive $100 cash credit when you apply for a new credit card.
      $0 annual fee for the first 1 year and $192.60 thereafter
      $30,000
      More Info
      UOB PRVI Miles Visa Card
      UOB PRVI Miles Visa Card
      6 air miles for every $1 spent through Expedia, Agoda and UOB Travel
      Receive $100 cash credit when you apply for a new credit card and spend at least $1,500 within 30 days from card approval date.
      $0 annual fee for the first 1 year and $256.80 thereafter
      $30,000
      More Info
      UOB PRVI Miles World Mastercard
      UOB PRVI Miles World Mastercard
      Earn 1.4 miles per $1 spent locally and 2.4 miles per $1 spent overseas, including online shopping.
      Receive $100 cash credit when you apply for a new credit card.
      $0 annual fee for the first 1 year and $256.80 thereafter
      $30,000
      More Info
      UOB Visa Infinite Metal Card
      UOB Visa Infinite Metal Card
      Get 2 air miles per $1 spent overseas and 1.4 air miles per $1 spent locally
      N/A
      $642
      $150,000
      More Info
      loading
      Back to top

      More guides on Finder

      Ask Finder

      You are about to post a question on finder.com:

      • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
      • finder.com is a financial comparison and information service, not a bank or product provider
      • We cannot provide you with personal advice or recommendations
      • Your answer might already be waiting – check previous questions below to see if yours has already been asked

      Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

      By submitting your comment or question, you agree to our Privacy Policy and Terms.

      Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
      Go to site