UOB Visa Infinite Metal Card Review

Feel a cut above the rest with the decadent metal finish of the UOB Visa Infinite Metal Card.

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$642

Annual Fee

26.9%

Effective Interest Rate

$150,000

Min Income - Singaporean and PR

Details

Product NameUOB Visa Infinite Metal Card
RewardGet 2 air miles per $1 spent overseas and 1.4 air miles per $1 spent locally
Effective Interest Rate26.9%
Interest Free PeriodUp to 21 days
Minimum Monthly Repayment3% of current balance or $50, whichever is higher, plus any overdue amounts

There’s something about a metal card that exudes luxury and prestige, and you’ll certainly be looked after by having the UOB Visa Infinite Metal Card in your wallet. As well as a 24/7 concierge service to take care of your needs at home or abroad, you can enjoy special discounts on dining and hotel stays with your Gourmet Collection membership. Plus, get access to private airport lounges.

Read on to find out what you need to know about the UOB Visa Infinite Metal Card.

Benefits of using UOB Visa Infinite Metal Card

  • Welcome gift. Receive up to 25,000 miles (UNI$12,500) when you’ve paid the annual fee. T&Cs apply.
  • UNI$. The Infinite Metal card allows you to earn UNI dollars when you spend on local and overseas transactions. Be aware that UNI$ points – which can be transferred over to miles – will expire after two years.
  • Concierge. No matter where you are in the world, the dedicated UOB Visa Infinite Concierge can make bookings for you or find an item you want to purchase. The concierge can be accessed by phone or through an iOS or Android app.
  • Airport lounge visits. Enjoy four free airport lounge visits when you activate your DragonPass Programme membership.
  • Gourmet Collection membership. Included membership to the exclusive private dining and lifestyle club.
  • WhiteCoat. Access to the WhiteCoat app that allows you to meet with a Singaporean doctor over video call to get a diagnosis, medical certificate and medication delivered to your home.

Features of the UOB Visa Infinite Metal Card

  • Annual fee. A yearly fee of $642 applies for the principal card. Supplementary cards have a yearly fee of $288; however, the first card is free for the first year.
  • Get rewarded for spending. Get 2 air miles per $1 spent overseas and 1.4 air miles per $1 spent locally
  • Priority banking service. Get preferential service and priority queues when you visit a UOB branch throughout Singapore.
  • Home assistance. Get emergency home assistance services such as electrical, plumbing or a locksmith, with two callouts covered a year for up to $100.
  • Travel and medical assistance. For trips overseas no longer than 60 days, be covered against the unexpected. This includes medical repatriation, transfers and emergency translation services.
  • Vehicle assistance. Up to two times a year, this card offers emergency roadside repairs and towing, as well as assistance if your car is stolen.
  • Leisure discounts. Enjoy discounts on hotels, spas and green fees at locations around Singapore.

How to apply for the UOB Visa Infinite Metal Card?

If you’re excited about the UOB Visa Infinite Metal Card and want to start your application, you can do so via this provider’s website. Make sure you meet the eligibility criteria listed below and have the appropriate documents available. Applying online is simple for existing UOB customers as you can do everything through your internet banking, or via SMS.

Eligibility criteria

  • At least 21 years old
  • An annual income of at least $150,000 for Singaporeans, permanent residents and foreigners

Required documents

For Singaporeans or PR

If you are a SingPass holder without a UOB bank account your personal information can be retrieved from MyInfo to submit an application. If you are not a SingPass holder then you will need to submit the following:

  • Photocopy of your NRIC (front and back)
  • 3 months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment

For self-employed

  • Photocopy of your NRIC (front and back)
  • 2 years’ income tax notice of assessment

For foreigners

  • Photocopy of your passport (with at least 6 months validity)
  • Employment pass (with at least 6 months validity)
  • A bill to show proof of address such as telephone or utilities bill
  • 3 months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment

Bottom line

While the UOB Visa Infinite Metal Card does require a minimum income of $150,000 and comes with a high annual fee, the amount of benefits that you get is simply outstanding. Having access to both a normal and medical concierge at any time of day makes life a lot easier and there are many memberships and perks to enjoy while at home in Singapore or when travelling abroad. However, since there are other credit cards on the market that offer great benefits – for example, points which have no expiry date – make sure to compare your options before applying to make sure that this is the right option for your lifestyle.

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