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UOB UnionPay Platinum Card

Earn cash rebates with no minimum spend, enjoy fuel savings and more.

Designed for frequent travellers to China, the UOB UnionPay Platinum Card offers easy payment in places where Visa and Mastercards aren’t widely accepted. Plus, earn up to 2% cash rebates with no minimum spending required.

Read on to find out what you need to know about the UOB UnionPay Platinum Card.

Benefits of using UOB UnionPay Platinum Card

  • Sign-up offer. Receive S$150 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 31 July 2021.
  • Cash rebates. Enjoy 2% cash rebates on all local and overseas spend with no minimum spending. Monthly rebates capped at S$50 per calendar month.
  • Concierge service. Cardmembers with their daily affairs or special needs, including travel, entertainment, shopping, business, and different personal needs.
  • Petrol savings. Get up to 20% off your petrol purchases at SPC and 14% at Shell.
  • Save on duty-free shopping. Enjoy special discounts – including up to 10% off – at over 100 airport shops across the globe.
  • Chinese visa application express service. Chinese Visa Application Service is only applicable to UnionPay cardholders in Australia, Singapore, South Korea and Malaysia.

Features of the UOB UnionPay Platinum Card

  • Annual fee. Yearly fees for the principal card are S$192.60 but there will be a 3-year waiver. Your first supplementary card is free but the subsequent card will incur an annual fee of S$96.30 p.a.
  • UnionPay Mobile QuickPass. Take advantage of cashless and convenient shopping experiences. This service employs both contactless and QR code payments, as well as online in-app payment instantly from your mobile.

Compare more credit card offers from UOB

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
UOB Absolute Cashback Card
UOB Absolute Cashback Card
Enjoy 1.7% limitless cashback with no minimum spend and no spend exclusions.
Enjoy 1.7% limitless cashback with no minimum spend and no spend exclusions.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to 5% cashback (equivalent to S$150) when you apply for a new credit card and spend your first S$3,000. T&Cs apply. Ends 31 July 2021.
UOB One Credit Card
Receive S$150 cash credit when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date.
Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive S$150 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 31 July 2021.
UOB PRVI Miles American Express Card
Earn 1.4 miles for every S$1 spent locally and 2.4 miles for every S$1 spent overseas.
Get S$150 cash credit when you apply. T&Cs apply.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Enjoy up to 20,000 bonus miles if you charge S$50,000 to your card in a year. Apply today and enjoy free transfers to Changi Airport.
UOB EVOL Card
Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel.
Up to 8% cashback on online and mobile contactless spend.
S$192.60 annual fee
S$30,000
Receive Apple Watch SE or Nintendo Switch Lite when you apply for a new UOB EVOL Credit Card and spend a minimum of S$1,000 within 30 days from card approval date. First 100 successful applicants. T&C apply. Ends 16 Aug 2021.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot and KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive up to 10,000 miles when you apply for a new credit card, make your first transaction (minimum of S$5 and spend at least S$4,000 within first 90 days (ends 31 July 2021). T&Cs apply.
UOB Lady's Card
Earn 10X UNI$ (or 20 miles) per S$5 spent on a chosen spending category with no min. spend required, and 1X UNI$ (or 2 miles) on other purchases.
Receive S$150 cash credit when you apply for a new credit card. T&C apply.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Receive S$150 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 31 July 2021.
UOB PRVI Miles Visa Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Receive S$150 cash credit when you apply for a new credit card. T&C apply.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Receive S$150 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 31 July 2021.
UOB PRVI Miles World Mastercard
Earn 1.4 miles per S$1 spent locally and 2.4 miles per S$1 spent overseas, including online shopping.
Receive S$150 cash credit when you apply for a new credit card. T&C apply.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Receive S$150 cash credit (for first 100 successful UOB personal credit card applications) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. T&C apply. Ends 31 July 2021.
UOB Visa Infinite Metal Card
Get 2 air miles per S$1 spent overseas and 1.4 air miles per S$1 spent locally
N/A
S$642 annual fee
S$150,000
Receive up to 25,000 miles (UNI$12,500) when you’ve paid the annual fee. T&Cs apply.
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How to apply for the UOB UnionPay Credit Card

If you’ve decided that you would like to apply for the UOB UnionPay Platinum Card, you can do so via the UOB website. New-to-bank customers can use MyInfo to complete their application online, with real-time approval via SMS.

Make sure that you meet the eligibility criteria and have the required documents before beginning your application.

Eligibility criteria

  • Principal cardholder must be 21 years or older
  • An income of at least S$30,000 for Singapore citizens, or a fixed-deposit collateral of minimum S$10,000
  • Foreigners require an annual income of at least S$80,000 or a fixed-deposit collateral of minimum S$10,000

Required documents

Salaried employees

  • Photocopy of NRIC (front and back)
  • Latest billing proof (within the last six months) as per your local home address (e.g. telephone or utilities bills, etc) if differs from address in NRIC, and

Income documents (any of the following):

  • Latest 12 months’ CPF Contribution History Statement, or
  • Latest Computerised Payslip (Fixed income earner with Basic Salary of more than $2,500)
  • Latest three months’ Computerised Payslip (Variable Income earner with Basic Salary < $2,500), or
  • Latest Income Tax Notice of Assessment + Latest 12 months’ CPF Contribution History Statement.

Self-employed

  • Photocopy of NRIC (front and back)
  • Latest billing proof
  • Latest income tax assessment

Foreigners

  • Valid passport with at least 6 months’ validity)
  • Employment Pass (EP or S Pass only with at least 6 months’ validity)
  • Latest billing proof (within the last 6 months) as per your local home address (e.g. telephone or utilities bills etc)

Income documents (any of the following):

  • Latest Computerised Payslip (in Singapore Dollar currency) or
  • Latest Income Tax Notice of Assessment + Latest Computerised Payslip (in Singapore Dollar currency) or
  • Company Letter certifying Employment and Monthly Salary (in Singapore Dollar currency) dated within 3 months.

Bottom line

The UOB UnionPay card is a Platinum card that gives you a 2% cash rebate without any minimum monthly spending requirement. You’ll also get to enjoy UnionPay card benefits, such as concierge services, discounts from UnionPay merchants across the world and petrol savings with SPC.

It’s hard to find a cashback credit card that does not require minimum monthly spending, which helps this card stand out from its competitors. This card could also suit someone who travels frequently in order to make full use of the concierge service, which is usually only available to premium credit cards. While the annual card fee of S$192.60 is not insignificant, there’s a 3-year waiver that can help you decide if it’s the right card for you before you start paying yearly card fees.

Frequently asked questions

Who is UnionPay?

UnionPay is the world’s biggest card payment organisation, similar to Visa and MasterCard. It is accepted throughout China and further afield – totalling close to 54 million merchants and 3 million ATMs worldwide.

However, be aware that UnionPay won’t be accepted everywhere in Singapore and this is a factor to keep in mind when you’re comparing credit cards.

What kind of concierge service can I use with the UOB UnionPay card?

Cardholders get to enjoy privileges such as assistance with flight information, travel recommendations and rentals. Reservations for entertainment and activities such as golf courses, restaurants, and private clubs. Business travellers can also enquire for conference information, gain access to translation services and courier services.

Are there any exclusions for the 2% cash rebate?

While most of the transactions on your card will qualify for the cash rebates, some exclusions apply. These include any payments made to:

  • Government institutions and services
  • Charitable or religious organisations
  • Any educational institutions
  • Member financial institutions, including securities brokers and dealers
  • Stored value card purchases
  • Betting/casino/lotto
  • Any payment of funds to any prepaid accounts including top-ups made for any prepaid card.
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