UOB PRVI Miles World Mastercard Review

Enjoy fast mile accrual rate on your expenses and redeem them at over 40 partner airlines

With the highest local and overseas earns rate, the UOB PRVI Miles World Mastercard® is undoubtedly one of the best air miles cards on the market. Rack up 1.4 miles per $1 spent locally, 2.4 miles overseas, and up to 6 miles on major airlines and hotels via selected online travel partners, without having to worry about any minimum spends or rewards cap.

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$0 annual fee for 1 year - $256.80 thereafter

Annual Fee


Effective Interest Rate


Min Income - Singaporean and PR


Product NameUOB PRVI Miles World Mastercard
RewardEarn 1.4 miles per $1 spent locally and 2.4 miles per $1 spent overseas, including online shopping.
Effective Interest Rate26.9%
Interest Free PeriodUp to 21 days
Minimum Monthly Repayment3% of current balance or $50, whichever is higher, plus any overdue amounts

Benefits of using the UOB PRVI Miles World Mastercard

Here are some of the features you can expect with this card:

  • Up to 6 miles for every $1 spent on selected travel partners. Earn up to 6 miles for every $1 spent on major airlines and hotels booked through Expedia, Agoda and UOB Travel.
  • High miles per dollar earn rate on all other categories. Earn UNI$3.5 for every $5 spent (equivalent to 1.4 miles for every dollar spent) locally and UNI$6 for every $5 spent overseas (equivalent to 2.4 miles for every dollar spent) overseas.
  • Various reward redemption options. Depending on your preference, you may choose to redeem your air miles from over 40 partner airlines and convert them to cash to offset your spending or the cost of travel packages. Note that the UNI$ are only valid for two years after they were accrued (by quarterly period), so make sure to redeem them before they expire.
  • One-year fee waiver. Benefit from an annual fee waiver in the first year. After that, a $256.80 annual fee applies.
  • Complimentary supplementary card. You can also apply for up to two supplementary cards for free, but extra cards will cost $128.40 p.a. each.
  • Petrol discounts. Save on your fuel cost with 20% off petrol at SPC and 14% off at Shell.

Features of the UOB PRVI Miles World Mastercard

Besides the elevated mileage earn rate, here are the other key features to the UOB PRVI Miles Mastercard that you can benefit from:

  • UOB PRVI Travel Butler. The card comes with a travel concierge service that can assist you with your travel arrangements, such as accommodation, flights, insurance, travel packages and car rental bookings.
  • Choice of card issuer. The UOB PRVI Miles Card comes with three provider options: American Express, Mastercard or Visa. You’ll get to choose your preferred card issuer when applying.
  • Travel insurance. Enjoy complimentary personal accident coverage and emergency medical assistance of up to $500,000 when you charge the full airfare to your card. If you prefer to travel with complete ease of mind, you have the option to enhance your partial cover to full protection with a 60% discount on your single trip plan.
  • Eligible for KrisFlyer UOB Account’s bonus mile earn. Maximise your miles by earning an extra 5 miles per $1 spent when you open a KrisFlyer UOB Deposit Account and maintain a $1,000 monthly average balance. If you credit your salary (minimum $2,000) monthly into the account, you can earn an extra 6 miles per $1 spent. Note that the total bonus miles from this account are capped at 5% of your monthly average balance.
  • Sign-up offer. Receive 15,000 welcome miles when you apply and spend at least $4,000 minimum spend within 60 days from card approval date. T&Cs apply. Ends 30 Sep 2022.
  • Exclusive Grab discount. Enjoy savings on airport transfers with $10 off Grab rides to or from the Changi Airport with promo code: UOBPM. T&Cs apply. Ends 31 Dec 2022.

    American Express or Mastercard or Visa?

    The UOB PRVI Miles Card offers three choices of issuers that you can choose from when you apply: American Express, Mastercard and Visa. How should you decide which one is best for you?

    Regardless of which card issuer you opt for, the UOB PRVI Miles Card offers the same standard benefits. However, each of them may come with their own additional perks and promotions from time to time.

    Choosing between them may just be a matter of personal preference. But compared to Mastercard and Visa, there are a few downsides to AMEX cards that you should factor into your consideration. For example, some smaller overseas merchants may refuse to accept AMEX cards due to its significantly higher swipe fees that they’d have to pay. AMEX exchange rates are usually higher than Mastercard’s and Visa’s as well.

    Make sure to consider the advantages and drawbacks of each network before making your decision.

    How to apply for the UOB PRVI Miles World Mastercard

    If you’ve compared your options and have decided that the UOB PRVI Miles Mastercard is ideal for you, you can begin your application by clicking on the green “Go to Site” button at the top of this page. Existing UOB account holders can apply directly through Internet banking, with instant approval for applications using MyInfo and submitted between 7am to 8pm. Principal credit card customers can also start an application by sending an SMS.

    Before applying, make sure that you meet the eligibility criteria and have the required documents ready:

    Eligibility criteria

    • Earn at least $30,000 p.a. if you’re a Singaporean or permanent resident, or $40,000 if you’re a foreigner
    • Fixed deposit collateral of at least $10,000 if you don’t meet the income requirements
    • Have a good credit rating
    • Be at least 21 years of age or older

    Required documents

    Frequently asked questions

    If your main reward goal is to accumulate as many miles as possible and redeem them within two years, the UOB PRVI Miles World Mastercard may be ideal for you due to its industry-beating mile per dollar earn rate. However, with other air miles cards offering complimentary extras (e.g. airport lounge access, 24-hour global concierge service, golfing privileges and free hotel stays), it’s worth weighing up this card against others so you can choose the one that fits your needs.

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