UOB PRVI Miles Visa Card Review

Benefits of using the UOB PRVI Miles Visa Card

Here are some of the key benefits you can look forward to:

• Up to 6 miles for every S$1 spent on selected travel partners. Earn up to 6 miles for every S$1 spent on major airlines and hotels booked through Expedia, Agoda and UOB Travel.
• High miles per dollar earn rate on all other categories. Earn UNI$3.5 for every S$5 spent (equivalent to 1.4 miles for every dollar spent) locally and UNI$6 for every S$5 spent overseas (equivalent to 2.4 miles for every dollar spent) overseas.
• Wide array of reward redemption options. Depending on your preference, you may choose to redeem your air miles from over 40 partner airlines and convert them to cash to offset your spending or the cost of travel packages. Note that the UNI$ are only valid for two years after they were accrued (by quarterly period), so make sure to redeem them before they expire.
• No minimum spend or earn cap. You’re entitled to UNI$ for every eligible transaction charged to the card, regardless of how much or how little you spend.
• One year fee waiver. Benefit from an annual fee waiver in the first year. After that, a S$256.80 annual fee applies. You can also apply for up to two supplementary cards for free, but subsequent cards will cost S$128.40 p.a.
• Petrol discounts. Save on your fuel cost with 20% off petrol at SPC and 13.60% off at Shell.

• UOB PRVI Miles Visa Card Promotions

  Agoda

  Get additional 7% off accommodation bookings worldwide. T&Cs apply. Booking period until 31 Dec 2020. Travel period until 30 Jun 2021.

  Zalora

  Existing customers:
  Get 15% off with miimum S$100 spend (Promo code: UOB2020).
  
  New customers:
  Get 26% off (capped at S$40) with no minimum spend (Promo code: UOBNEW2020).
  
  T&Cs apply. Ends 31 Dec 2020.

  Deliveroo

  New customers:
  Get S$4 off your first 3 orders. (Promo code: UOBNEW)
  
  Existing customers:
  Get S$4 off with minimum spend of S$20 (Promo code: UOB4OFFSEP)
  Get S$6 off with minimum spend of S$30 (Promo code: UOB6OFFSEP)
  
  T&Cs apply. Ends 30 Sep 2020.

  Foodpanda

  New customers:
  Get S$5 off your first 3 orders (Promo code: UOB5NEW)
  
  Existing customers:
  Get S$6 off with minimum spend of S$30 (Promo code: UOB + first 3 letters of the month e.g. UOBAPR/UOBMAY/UOBJUNE)
  
  T&Cs apply. Ends 28 February 2021.

Features of the UOB PRVI Miles Visa Card

In addition to its elevated mileage earn rate, there are other features to the UOB PRVI Miles Card that should be of interest to you:

• UOB PRVI Travel Butler. The card comes with a travel concierge service that can assist you with your travel arrangements, such as accommodation, flights, insurance, travel packages and car rental bookings.
• Choice of card issuer. The UOB PRVI Miles Card comes with three provider options: American Express, Mastercard or Visa. You’ll get to choose your preferred card issuer when applying.
• Travel insurance. Enjoy complimentary personal accident coverage and emergency medical assistance of up to S$500,000 when you charge the full airfare to your card. If you prefer to travel with complete ease of mind, you have the option to enhance your partial cover to full protection with a 60% discount on your single trip plan.
• Eligible for KrisFlyer UOB Account’s bonus mile earn. Maximise your miles by earning an extra 5 miles per S$1 spend when you open a KrisFlyer UOB Deposit Account and maintain a S$1,000 monthly average balance. If you credit your salary (minimum S$2,000) monthly into the account, you can earn an extra 6 miles per S$1 spend. Note that the total bonus miles from this account are capped at 5% of your monthly average balance.
• Sign-up offer. Get S$150 cash credit when you apply and spend a minimum of S$1,500 within 30 days from the approval date of the credit card. First 200 new customers only. T&Cs apply. Ends 30 September 2020.

How to apply for the UOB PRVI Miles Card

If you’ve compared your options and have decided that the UOB PRVI Miles Card is for you, you can begin your application by clicking on the green “Go to site” button at the top of this page. Existing UOB account holders can apply directly through Internet banking with instant approval for applications using MyInfo and submitted between 7am and 8pm. Principal credit card customers can also start an application by sending an SMS.

Before applying, make sure that you meet the eligibility criteria and have the required documents ready:

Eligibility criteria

• Earn at least S$30,000 p.a. if you’re a Singaporean or permanent resident, or S$40,000 if you’re a foreigner
• Fixed deposit collateral of at least S$10,000 if you don’t meet the income requirements
• Have a good credit rating
• Be at least 21 years of age or older

Required documents

• For Singaporeans or PR

  If you do not have a UOB bank account but are a SingPass holder, you can submit an application using personal information retrieved from MyInfo. Otherwise, you will need to submit the following:

  • Photocopy of your NRIC (front and back)
  • 3 months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment

• For self-employed

  • Photocopy of your NRIC (front and back)
  • 2 years’ income tax notice of assessment

• For foreigners

  • Photocopy of your passport (with at least 6 months’ validity)
  • Employment pass (with at least 6 months’ validity)
  • 3 months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment
  • A bill to show proof of address such as telephone or utilities bill

Bottomline

If your primary reward goal is to accumulate as many miles as possible and redeem them within two years, UOB PRVI Miles Card may be ideal for you due to its industry-beating mile per dollar earn rate.

However, with other air miles cards offering complimentary extras (e.g. airport lounge access, 24-hour global concierge service, golfing privileges and free hotel stays), it’s worth weighing up this card against others so you can choose the one that fits your needs.

Frequently asked questions

• Are there any conversion fees when I convert my UNI$ to air miles?

  Yes, a fee of S$25 will apply for each conversion.

• Can my UNI$ be converted to miles automatically?

  Yes, you have the option to enrol in UOB’s Frequent Flyer Conversion Programme, which will automatically convert your accumulated UNI$ to KrisFlyer Miles at the end of each month. However, note that you’re required to maintain a minimum balance of UNI$15,000 (which will not be converted) in your account at all times, and your UNI$ will be converted in blocks of UNI$2,500 for 5,000 KrisFlyer miles.

  This auto-conversion programme costs S$50 per year.

• Which frequent flyer programme can I transfer to?

  At the time of writing, miles converted from UNI$ can only be transferred to Singapore Airlines’ KrisFlyer and Cathay Pacific’s Asia Miles loyalty schemes.