UOB PRVI Miles American Express Card Review

Benefits of using the UOB PRVI Miles American Express Card

• Sign-up offer. Apply and spend at least $1,500 within 30 days and receive $150 cash credit. For first 100 new-to-UOB credit cardmembers. T&Cs apply. Valid until 28 Feb 2022.
• Airport transfers. Get up to two complimentary airport transfers to Changi Airport in a quarter, with a minimum charge of $1,000 overseas spend within the same qualifying period. The cost of airport transfer will first be charged to member’s card account and credited as rebate at the end of the quarter. T&Cs apply.
• 20,000 loyalty miles. Receive UNI$10,000 (equivalent to 20,000 miles) with a minimum spend of $50,000 or more in a membership year based on a 12-month statement period.
• Annual fee waiver. Benefit from an annual fee waiver in the first year. The $256.80 annual fee for subsequent years will be automatically waived upon renewal if you’ve charged a minimum collective spend of $50,000 on both principal and supplementary card(s) during the membership year.

The following are some other notable benefits of this card:

• Up to 6 miles for every $1 spent on selected travel partners. Earn up to 6 miles for every $1 spent on major airlines and hotels booked through Expedia, Agoda and UOB Travel.

• High miles per dollar earn rate on all other categories. Earn UNI$3.5 for every $5 spent (equivalent to 1.4 miles for every dollar spent) locally and UNI$6 for every $5 spent overseas (equivalent to 2.4 miles for every dollar spent) overseas.
• Various reward redemption options. Depending on your preference, you may choose to redeem your air miles from over 40 partner airlines and convert them to cash to offset your spending or the cost of travel packages. Note that the UNI$ are only valid for two years after they were accrued (by quarterly period), so make sure to redeem them before they expire.
• Complimentary supplementary card. You can also apply for up to two supplementary cards for free, but extra cards will cost $128.40 p.a. each.
• Petrol discounts. Save on your fuel cost with 20% off petrol at SPC and 14% off at Shell.

• UOB PRVI Miles American Express Card Promotions

  Zalora

  Get 15% off sitewide with minimum spend of $80 using Promo code: UOBZAL21. T&Cs apply. Ends 31 Jan 2022.
  

  Shopee

  New customers:
  Get $8 off with minimum $16 spend. Promo code: UOB8NEW
  
  T&Cs apply. Ends 31 Dec 2022.

Features of the UOB PRVI Miles American Express Card

On top of its elevated mileage earn rate, UOB PRVI Miles American Express Card comes with other travel-focused features designed for jet setters:

• UOB PRVI Travel Butler. A travel concierge service that can help with your travel arrangements, such as for accommodation, flights, insurance, travel packages and car rental bookings.
• Travel insurance. Enjoy complimentary personal accident coverage and emergency medical assistance of up to $500,000 when you charge the full airfare to your card.

How to apply for the UOB PRVI Miles American Express Card

If you’ve compared your options and decide that the UOB PRVI Miles American Express Card is ideal for you, you can begin your application by clicking on the green “Go to site” button at the top of this page. Existing UOB account holders can apply directly through Internet banking, with instant approval for applications using MyInfo and submitted between 7am to 8pm. Principal credit card customers can also start an application by sending an SMS.

Before applying, make sure that you meet the eligibility criteria and have the required documents ready:

Eligibility criteria

• Earn at least $30,000 p.a. if you’re a Singaporean or permanent resident, or $80,000 if you’re a foreigner
• Fixed deposit collateral of at least $10,000 if you don’t meet the income requirements
• Have a good credit rating
• Be at least 21 years of age or older

Required documents

• For Singaporeans or PR

  If you do not have a UOB bank account but are a SingPass holder, you can submit an application using personal information retrieved from MyInfo. Otherwise, you will need to submit the following:

  • Photocopy of your NRIC (front and back)
  • 3 months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment

• For self-employed

  • Photocopy of your NRIC (front and back)
  • 2 years’ income tax notice of assessment

• For foreigners

  • Photocopy of your passport (with at least 6 months’ validity)
  • Employment pass (with at least 6 months’ validity)
  • 3 months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment
  • A bill to show proof of address such as telephone or utilities bill

Frequently asked questions

• Are there any conversion fees when I convert my UNI$ to air miles?

  Yes, a fee of $25 will apply for each conversion.

• Can my UNI$ be converted to miles automatically?

  Yes, you have the option to enrol in UOB’s Frequent Flyer Conversion Programme, which will automatically convert your accumulated UNI$ to KrisFlyer Miles at the end of each month. However, note that you’re required to maintain a minimum balance of UNI$15,000 (which will not be converted) in your account at all times, and your UNI$ will be converted in blocks of UNI$2,500 for 5,000 KrisFlyer miles.

  This auto-conversion programme costs $50 per year.

• Which frequent flyer programme can I transfer to?

  At the time of writing, miles converted from UNI$ can only be transferred to Singapore Airlines’ KrisFlyer and Cathay Pacific’s Asia Miles loyalty schemes.

If your primary reward goal is to accumulate as many miles as possible and redeem them within two years, the UOB PRVI Miles American Express Card may be ideal for you due to its industry-beating mile per dollar earn rate. However, with other air miles cards offering complimentary extras (e.g. airport lounge access, 24-hour global concierge service, golfing privileges and free hotel stays), it’s worth weighing up this card against others so you can choose the one that fits your needs.