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UOB Professionals Platinum Card Review

Enjoy cash rebates, air miles and an indefinite annual fee waiver.

If you’re a shopaholic who likes to be rewarded as you spend, The UOB Professionals Platinum card meet your needs. With this exclusive credit card, you can earn rebates on purchases made in a range of shopping categories. You can also convert rewards into air miles and upgrades to get the most out of your travels.

Read on to find out the main points of the UOB Professionals Platinum Card.

Benefits of using UOB Professionals Platinum Card

  • Rewards for spending. Earn UNI$ as you spend on retail purchases and redeem them for a range of dining, shopping and travel benefits in the UOB Rewards programme. Or convert your UNI$ to air miles. (Some transactions are excluded.)
  • Annual fee waiver. Your annual card fee on your principal card is waived every year; any subsequent cards typically cost $96.30 per year. However, you can also get this fee waived for the card’s first year.
  • UOB dining privileges. Enjoy exclusive dining offers at Din Tai Fung, The Fullerton Hotel Singapore, Goodwood Park Hotel, Timbre and others.
  • SMART$ rebates. Get up to 10% off your next purchase at participating outlets, including Shell, Cathay Cineplexes, Cold Storage, Giant, Guardian, World of Sports and many more. One SMART$ is equivalent to $1.
  • Bonus interest. Get up to 2.50% in additional interest if you spend at least $500 per month using a UOB credit card, and credit your salary of at least $2,000 to your UOB One Account.
  • Save on fuel. Get up to 14% off fuel at Shell and 20% at SPC.

Features of the UOB Professionals Platinum Card

  • UOB Privileges Passport. Unlock a range of further shopping, dining and travel benefits. In Singapore, this can include up to 10% cashback on accommodation bookings with booking.com.
  • Unique card design. You can enjoy a card design with your professional organisation’s name.
  • Security features. UOB will send you card alert notifications about your transactions to your mobile via SMS, giving you extra peace of mind against fraudsters.

Compare other credit cards from UOB

1 - 9 of 9
Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
UOB Absolute Cashback Card
UOB Absolute Cashback Card
Enjoy 1.7% limitless cashback with no minimum spend and no spend exclusions.
Enjoy 1.7% limitless cashback with no minimum spend and no spend exclusions.
$0 annual fee for the first 1 year and $192.60 thereafter
$30,000
UOB One Credit Card
Receive a gift worth up to $250 Grab vouchers when you apply and spend a minimum of $1,500 within 30 days from card approval date.
Up to 10% cashback with some merchants including Grab,7-Eleven and Cold Storage; 6% for Singapore Power Utilities bills; and 5% back on all other retail spending.
$0 annual fee for the first 1 year and $192.60 thereafter
$30,000
UOB PRVI Miles American Express Card
Earn 1.4 miles for every $1 spent locally and 2.4 miles for every $1 spent overseas.
Get $100 cash credit when you apply.
$0 annual fee for the first 1 year and $256.80 thereafter
$30,000
UOB EVOL Credit Card
Enjoy a wide variety of discounts and cashback rebates on dining, entertainment, online shopping and travel.
Up to 8% cashback on online and mobile contactless spend.
$192.60
$30,000
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per $1 when you spend with Singapore Airlines, Scoot and KrisShop and 1.2 KrisFlyer miles per $1 on all other spend.
Receive 7,000 miles or $100 cash credit
$0 annual fee for the first 1 year and $192.60 thereafter
$30,000
UOB Lady's Card
Earn 10X UNI$ (or 20 miles) per $5 spent on a chosen spending category with no min. spend required, and 1X UNI$ (or 2 miles) on other purchases.
Receive $100 cash credit when you apply for a new credit card.
$0 annual fee for the first 1 year and $192.60 thereafter
$30,000
UOB PRVI Miles Visa Card
6 air miles for every $1 spent through Expedia, Agoda and UOB Travel
Receive $100 cash credit when you apply for a new credit card and spend at least $1,500 within 30 days from card approval date.
$0 annual fee for the first 1 year and $256.80 thereafter
$30,000
UOB PRVI Miles World Mastercard
Earn 1.4 miles per $1 spent locally and 2.4 miles per $1 spent overseas, including online shopping.
Receive $100 cash credit when you apply for a new credit card.
$0 annual fee for the first 1 year and $256.80 thereafter
$30,000
UOB Visa Infinite Metal Card
Get 2 air miles per $1 spent overseas and 1.4 air miles per $1 spent locally
N/A
$642
$150,000
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How do I apply for a credit card with UOB?

A quick way to apply for a credit card with UOB is to choose your card and click on the green ‘Go to site’ button in the table above. You’ll be taken to the UOB website to start your application. Check the eligibility criteria for this credit card to ensure that you meet the requirements before doing so.

Applying online is easy for existing UOB customers, as it can be done through your internet banking; or you can send an SMS.

Eligibility criteria

  • At least 21 years old
  • Annual income of at least $30,000 for Singapore citizens and permanent residents; or have at least $10,000 in fixed deposit collateral.
  • Annual income of at least $80,000 for foreigners; or at least $10,000 fixed deposit collateral.

You will also have to be a member of one of the following organisations:

  • Law Society of Singapore
  • Alumni Association (of Singapore)
  • Institute of Singapore Chartered Accountants (ISCA)
  • Singapore Medical Association (SMA)
  • The Association of Chartered Certified Accountants (ACCA).

Required documents

For Singaporeans and PR

If you don’t have a UOB bank account but are a SingPass holder, you can submit an application using personal information retrieved from MyInfo. Otherwise, you will need to submit the following:

  • Photocopy of your NRIC (front and back), and
  • Three months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment.

For self-employed

  • Photocopy of your NRIC (front and back)
  • Two years’ income tax notice of assessment.

For foreigners

  • Photocopy of your passport (with at least six months’ validity)
  • Employment pass (with at least six months’ validity)
  • Three months’ computerised payslip; or
  • Latest 12 months’ CPF statement; or
  • Latest income tax notice of assessment
  • A bill to show proof of address such as telephone or utilities bill.

Bottom line

The UOB Professionals Platinum Card is a rewards credit card that offers incentives as you spend. You can take advantage of rewards in a few different ways, including the UOB Rewards Points and UOB SMART$ rebates. We think you’ll get more from UOB Rewards, where you can choose between cash rebates or vouchers. You can also convert your UNI$ to air miles and be on your way to free flights and upgrades. Cardholders can enjoy further savings of up to 20% at SPC and up to 13.6% at Shell when you fill up the tank.

With this card, you’ll get a perpetual annual fee waiver for the first (or principal) card. The annual fee for your first supplementary card is also waived for a year. If you’re thinking of getting a further card for someone in your family, this may be a really good option for you.

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