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UOB Delight Debit Card

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Earn a range of rewards as you spend. Plus, enjoy hassle-free day-to-day spending.

The UOB Delight Debit Card is a rewards debit card with offers including free grocery delivery and up to 10% off as you spend at some leading retail brands. Cardholders can also enjoy either benefits such as contactless payments and free delivery on groceries at some Giant Hyper stores.

Read on to find out if the UOB Delight Debit Card can meet your shopping and other spending needs.


Annual Fee


Product NameUOB Delight Debit Card
Annual FeeS$21.40
Card typeVisa
RewardsEarn 3% rebate at Cold Storage, Giant, Guardian, 7-Eleven, Marketplace, Jasons and Jason’s Deli
Mobile paymentsApple Pay
More Info

Review by

James Martin is a senior writer at Finder. He has written on a range of finance and business topics for over five years and his work has been featured in publications including The Irish Times, Companies 100, In Business and Q Magazine (UK). As a trained journalist, James can drill into the finer details of financial products to help you save time and money. In his spare time, James is a committed sports fan, novel reader and Thai food enthusiast.

Expert review

The UOB Delight Debit Card is a rewards debit card with benefits that are focused on groceries and shopping. If you like to be rewarded for day-to-day spending in a wide range of categories, then you may feel a little restricted by this card. However, being a UOB cardholder will let you unlock savings in a number of locations.

Discontinuation of the UOB Delight Card

The UOB Delight Card Program will be discontinued in February 2021. Do note that SMART$ rebates will no longer be awarded for any transactions made on this card since 12 August 2020.

Key Features of the UOB Delight Debit Card

  • Shopping discounts. Save 10% on your next purchase on house brands at Cold Storage, Giant and Guardian. These discount aren’t available for online transactions or items which are already on promotion.
  • Free delivery of groceries. This benefit is available on groceries from certain Giant Hyper stores. Keep in mind there’s a minimum spend of S$150 per delivery to your home.
  • Contactless payments. This card enables fast and easy payments with Visa payWave. You simply wave your card in front of a secure reader when making a purchase under S$100.
  • Apple Pay. Use Apple Pay to make contactless purchases in-store without the need to use your physical debit card.
  • Dining privileges. You can enjoy over 1,000 dining and entertainment benefits, including 100 buffet specials.

Eligibility criteria

  • Minimum age. You need to be at least 16 years of age.
  • Income requirements. There’s no minimum required income with this debit card.
  • UOB customers only. You have to hold either a UOB Savings Account or a Current Account to get this card.

How to apply for the UOB Delight Debit Card

There are two ways to apply for a debit card with UOB:

  • By visiting any UOB Group Branch in Singapore during banking hours.
  • By downloading a copy of the application form on UOB’s website, and mailing the completed form to: UOB Card Centre Robinson Road, P.O. Box 1688, Singapore 903338.

Required documents

You have to submit a photocopy of your passport with at least six months’ validity, or a valid National Registration Identity Card (NRIC).

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