Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Travel insurance for Canada

Get Canada travel insurance by comparing your options from travel insurance brands with a quick quote.

Starr TraveLead Travel Insurance

Starr TraveLead Travel Insurance logo
  • 35% off for all destinations (Code: FINDER35)
  • Flexible and affordable coverage
  • COVID-19 related trip cancellation/curtailment
  • Up to $100,000 for overseas COVID-19 related medical expenses
Get quote

Make sure you’re covered for your hikes in the stunning Rocky Mountains, the slopes of Whistler and the uneven cobble stoned streets of Old Montreal. Not to mention a missed flight, lost luggage or a mid-holiday injury. So before you fly to The Great White North, you’ll need to tick one more thing off your to-do list – travel insurance.

Compare Canada travel insurance

1 - 11 of 20
Name Product Medical Cover Cancellation Cover Baggage Delay With COVID-19 Coverage? Offer
DISCOUNT 35%
Starr TraveLead Travel Insurance - Single Trip
Up to $1,000,000
Up to $15,000
Up to $1,200
Yes
Includes coverage of up to $100,000 for Overseas COVID-19 related medical expenses and up to $1,000 for COVID-19 Trip related cancellation/curtailment.
Enjoy 35% off for all destinations (Code: FINDER35).
DISCOUNT 25%
FWD Premium Travel Insurance
Up to $200,000
Up to $18,750
$150
Optional
Get 20% discount using promo code FINTRIP20 when you purchase either Single or Annual Travel Insurance plan. T&Cs apply. Ends 30 Sep 2022.
Plus, weekly lucky draws for new plans from now till 23rd October! Stand a chance to win gadgets, vouchers and even a grand prize of $6000. T&Cs apply.
Allianz Single Trip Travel Insurance
Up to $1,000,000
Up to $15,000
Up to $1,400
Yes
12% off all travel insurance till 31st Oct using promo code: Travel12. Enjoy comprehensive cruise coverage with Allianz Travel Platinum plans. Includes COVID-19 cover. Opt for annual plans to get unlimited coverage in a year.
Income Standard Plan Travel Insurance
Up to $3,000,000
Up to $45,000
Up to $4,000
Yes
A travel insurance plan with a standard array of benefits, ranging from medical and personal accident to trip inconvenience benefits such as trip cancellation, flight delays and baggage loss.
MSIG TravelEasy Standard
Up to $800,000
Up to $12,500
Up to $1,200
Yes
Enjoy 40% off single trip plans and 20% off annual trip plans. T&Cs apply. Valid until 31 Oct 2022.
Includes COVID-19 coverage to all Single Trip and Annual plans with no additional premium. T&Cs apply.
Tiq Travel Insurance
Up to $1,000,000
Up to $10,000
Up to $200
Optional
Get 40% off single trips and 60% off annual plans using promo code TAKE60 till 30 Sep, including cruises to nowhere. Enjoy benefits such as coverage for trip cancellations or postponements, emergency evacuation while onboard and post-trip medical expenses.
Optional COVID-19 coverage.
DirectAsia Single Trip Plan
Up to $1,250,000
Up to $37,500
Up to $2,500
Optional
Get 40% discount when you purchase either Single or Annual Travel Insurance plan. T&Cs apply.
Budget Direct Insurance Basic Cover
Up to $50,000
N/A
Up to $400
No
DISCOUNT 25%
FWD First Travel Insurance
Up to $1,000,000
Up to $37,500
Up to $900
Optional
Get 20% discount using promo code FINTRIP20 when you purchase either Single or Annual Travel Insurance plan. T&Cs apply. Ends 30 Sep 2022.
Plus, weekly lucky draws for new plans from now till 23rd October! Stand a chance to win gadgets, vouchers and even a grand prize of $6000. T&Cs apply.
DISCOUNT 35%
Starr TraveLead Travel Insurance - Annual
Up to $1,000,000
Up to $15,000
Up to $1,200
Yes
Includes coverage of up to $100,000 for Overseas COVID-19 related medical expenses and up to $1,000 for COVID-19 Trip related cancellation/curtailment.
Enjoy 35% off for all destinations (Code: FINDER35).
Allianz Annual Multi-Trip Travel Insurance
Up to $1,000,000
Up to $15,000
Up to $1,400
Yes
12% off all travel insurance till 31st Oct using promo code: Travel12. Enjoy comprehensive cruise coverage with Allianz Travel Platinum plans. Includes COVID-19 cover. Opt for annual plans to get unlimited coverage in a year.
loading

Compare up to 4 providers

What does travel insurance generally cover?

Unlike many other things we tend to hoard around on our travels, a comprehensive travel insurance policy for your trip to Canada is a non-negotiable, must-pack item.

While each travel insurance policy will offer different premiums for higher or lower coverage, some common protections you can expect in your travel insurance policy include:

  • Overseas emergency medical cover for medical, hospital, surgical, nursing and emergency dental treatment
  • Cancellation fees and lost deposits in case you lose your accommodation bonds or flight costs
  • Luggage and personal effects if they are lost, damaged or stolen
  • Delayed luggage allowance so you can get on with your trip feeling fresh while you wait for your bags to arrive
  • Travel delay in case you have to unexpectedly spend an extra night somewhere
  • Accidental death if you pass away from an injury you have suffered on your trip
  • Personal liability to cover you for legal liability and legal expenses
  • 24/7 worldwide assistance so you’re never left alone without help in an emergency

Does travel insurance offer COVID-19 cover?

While not all insurers offer COVID benefits, most of them now extend coverage (in varying extent) for inconveniences caused by the pandemic, such as:

  • Trip cancellation/postponement
  • Medical expenses
  • Overseas hospitalisation cash benefit
  • Overseas quarantine allowance

Please note that claims will only be valid if you’ve taken the necessary precautions against COVID, such as wearing a mask, and comply to any travel advisory and regulations put forth by both the Singapore Government and the local authority at your trip destination.

Travel insurance for Canada general exclusions

Having a comprehensive Canada travel insurance could be worthless if your insurance claims are rejected due to exclusions. As with any insurance policy, it’s important to look out for all exclusions listed in your policy document.

Your Canada travel insurance claim will typically not be paid if:

  • You ignored the travel warning advisories from the Ministry of Foreign Affairs and travelled to a region that had a DO NOT TRAVEL warning
  • You were irresponsible such as acting up while under the influence of alcohol or leaving your luggage without supervision in a public place
  • You were under the influence of drugs other than those prescribed by a medical practitioner and taken accordingly
  • You’re claiming for a pre-existing medical condition that you didn’t tell your insurer about when you first applied for your Canada travel insurance
  • You acted illegally or unlawfully
  • You were participating in high-risk adventure sports or activities
  • It relates to self-inflicted harm, including suicide
  • It relates to acts of war, rebellion or terrorism

There are also certain exclusions and COVID situations where travel insurance will not cover you. Singapore travellers are advisable to check the SafeTravel site for the most updated COVID-related information before you travel.

Back to top

Canada health and safety background for travellers

Travel insurance in Canada can cost as low as just $4 per day. Compare that to the fact hospital charges can escalate to $1,000-$2,000 for foreigners, getting cover is a no-brainer.

Overall, Canada is a safe travel destination with the majority of hospitals and medical clinics offering an excellent standard of care, but accidents can happen anywhere, especially if you’re enjoying Canada’s great outdoors and hiking in the mountains or skiing down the slopes.

Without travel insurance, you could be sorely unprepared for the full payment that will be required before receiving appropriate medical attention. In the worst case scenario, you may even have to cut your trip short after being left out of pocket by an unexpected injury or illness, taking home more than you bargained for with additional lost deposits and cancellation fees.

With comprehensive travel insurance, you’ll be able to enjoy the magnificence of Canada with an easy peace of mind, being covered for both medical emergencies and any additional costs if you have to reschedule.

Back to top

Travel insurance for a working holiday in Canada is compulsory

Health insurance is a compulsory requirement for all working holiday permit holders in Canada. Upon entering Canada, you will be asked to show proof of your health insurance for the entire duration of your intended stay. So if you intend to stay for two years but only have enough health insurance for one year, you will only be able to receive a visa valid to last 12 months.

“But can’t I just get a cheaper Canadian health insurance when I get there?”

Repatriation coverage is included in your health insurance during your working holiday, which leaves Canadian health insurance out of the question. Plus with the added benefits of being covered for extra things such as lost or damaged luggage and cancellation costs for those extra weekend trips away, why wouldn’t you pick a comprehensive travel insurance policy?

Comparing travel insurance policies doesn’t have to be a pain. Use Finder Singapore to easily compare Canada travel insurance policies to match your budget and your needs to ensure a smooth start to your working holiday in Canada.

Back to top

Winter sports travel insurance for Canada

Canada is one of the top destinations in the world for skiing enthusiasts with your choice of marked runs, alpine bowls and glaciers in multiple provinces. But before you pack your snow gear and rush over to carve down your favourite mountains, have you considered what you would do if you were wiped out on a slope or in the event of a piste closure?

If you are headed to conquer the miles of snow outstretched in Canada, a ski insurance policy could save you multiple headaches and your hard-earned savings with coverage for things such as:

  • Medical treatment
  • Emergency rescue
  • Luggage and ski equipment
  • Ski pack reimbursement
  • Piste closure
  • Bad weather and avalanche closure
Back to top

Who do I contact in an emergency?

If you find yourself in an emergency in Canada, some of helpful contacts include:

  • You travel insurer. Your insurance provider will have a 24/7 helpline for claims and medical emergencies.
  • National emergency hotline. You can reach this service by dialling 911.
  • Singaporean embassies and consulates. Singapore has consulates in Toronto and Vancouver.
Back to top

Canada travel tips

Canada is a beautiful country but with its large size and countless sights to take in, it can feel a little overwhelming. Luckily, the locals are known for their friendliness and English is the official language, which means that you are bound to have no trouble finding your way around the local gems.

Here are some tips to help get you started:

  • Visas for tourists – Because Canada is one of our friendly sisters of the Commonwealth, you won’t need to apply for a visa if you intend to travel with your Singapore passport.
  • Drive safe – Renting a car and taking a road trip across the provinces is a popular option for Singaporeans to discover Canada. But beware of your Singaporean driving habits – they drive on the right hand side of the road!
  • Tipping – It is customary to tip approximately 15% of the total bill before tax, and around 20% for exceptional service. If you are a larger group of 8 or more, restaurants may charge an automatic 15% on your bill. An easy method to figure out the appropriate amount for a 15% tip is to multiply the 5% GST amount shown on the bill by three.
  • Parlez-vous Français? – Heading to Quebec and worried because you don’t speak any French? Not a problem. Most Quebecois are fluently bilingual and it is common to be greeted with “Bonjour, Hi” at the shops and restaurants, allowing you to choose whether you wish to converse in English or French.
Back to top

Frequently asked questions

Back to top

Compare travel insurance for Canada online and save

Canada is one of the destinations for Singapore travellers with a wide array of explorations on offer. Whether you’re headed to hike in British Columbia, off to ski the slopes at Whistler or explore the historic French sights of Quebec, a comprehensive Canada travel insurance will give you invaluable peace of mind for whatever adventure you choose to take on in the land of the maple leaf.

Compare quotes for Canada travel insurance online

More guides on Finder

Ask Finder

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site