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The Comparison Of Comparisons: 7 Reasons to be truly Money Smart and not a Sing-spender

GoBear was created to be an easy-to-use comparison platform for users to find themselves the most suitable financial product in the shortest possible time. It has cemented its place as THE comparison site among the other financial sites

Here are not one, not two, but seven reasons why The Bear is your best bet in becoming the ultimate Sing-saver.

Since we love to make comparison easy in the most transparent way, here is a table to compare us with two other comparison sites we found to be existing online:


1. Fair Game Comparison


We act in your interest and not of financial instituitions.

Just like how you can’t wait to click the ‘Skip’ button five seconds into a YouTube ad, you are probably doing the same when inundated with popups and strategically-placed labels on sites promoting a particular product which may not be entirely relevant to your needs. Unlike our competitors, GoBear does not sell or advertise nor do we get a referral fee or commission for promoting a particular product. We therefore act solely in YOUR interests by sticking to what we do best i.e. ensuring a fair, unbiased and transparent comparison of the various financial products out there.

2. Most Comprehensive Range of Financial Products


GoBear gives you the widest selection of cards.

As an example, a simple search on credit cards on SingSaver and MoneySmart yields a mere 56 options. With GoBear, our results present you with up to 109 different cards.

3. Side-by-side Comparison


We are smarter – we have room for four.

It is a waste of time to be opening tabs on an individual bank’s product page and then doing a manual comparison on promotions, rewards and fees (which honestly defeats the purpose of having a comparison site to begin with). GoBear gathers everything you need to know about your preferred options and juxtapositions them all on a single page for ease of comparison – in other words, we actually do what we say we do i.e. compare the widest range of financial products in the simplest, most transparent and efficient way possible. Although MoneySmart boasts a comparison feature, they only allow room for a maximum of three products for comparison. We are smarter – we have room for four.

4. Personalised Recommendations


Generic search vs GoBear’s bespoke and personalised search.

MoneySmart and Singsaver recommend what THEY feel are best credit cards based on the rewards preference you selected – either cash back or air miles. We at GoBear take a more personalised approach – after making a selection of whether you want top recommendations for cash back or air mile cards, you can put down your monthly expenditure figures broken down into various categories (e.g. groceries, shopping, dining). From there, you can be sure that the results GoBear produces are bespoke and tailored to your unique lifestyle rather than a generic one.

5. Advanced Filter Options


GoBear out-filters everyone.

Already have a bank in mind? Need the convenience of wireless payment? Hate the sound of annual fees? Easily sift through the pile of credit cards by checking the ever-expanding list of filter options, and then get straight to the heart of your top matches. The filter list also contains an ‘Annual income’ box for you to fill in so you can immediately eliminate credit cards that you don’t qualify for.

That’s right, we out-filter the rest too.

6. The GoBear Denomination


GoBear speaks your language by converting reward points into currency.

How much do you remember about fractions back in your math class? We’re guessing you still know how to convert fractions into common denominators so you can add or subtract them, right?

Similarly, rewards points come in different shapes and sizes throughout all the credit cards on the market out there and it would be nothing short of tedious to calculate the real value you get from each of them. Some examples include UOB’s UNI$ and Citibank’s Rewards Points. GoBear simplifies this process for you by converting all these into a ‘common denominator’ so you can get your answer at a glance. This is a comparison feature unique only to GoBear. ‘Nuff said.

7. Bonus: We Give Back To You

We’ve saved the best for last. Like we said right at the start, GoBear was started by a man’s dream to make financial comparisons a cinch. Now that the dream has been realised, it’s our turn to make yours become a reality.

If you don’t already know, GoBear is organising a ‘#GoBearDreams’ contest in which you stand to win up to S$10,000 in cash prize. And no, there are no strings attached like personal loans or shady moneylenders. All you have to do is upload a 30-second video of yourself sharing your hopes, dreams and aspirations to gobear.com.sg/dreams. Which of the other comparison sites gives such immense value back to the people? That’s right, none. Again, this is something unique only to GoBear.

That said, we could still go days on end about GoBear’s merits. But bear this in mind: Singapore is one of the most expensive places in the world to live in and it’s certainly not easy to build your ideal lifestyle. If you’re a smart Singaporean looking to stretch your dollar for your pursuits, following the way of The Bear is money.

Compare the best and widest range of Credit Cards on GoBear now!

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