Standard Chartered offers a range of competitive loans tailored to meet individual needs – and one of its leading products is the CashOne Personal Loan. With this loan, you can take advantage of a first year annual fee waiver worth S$199 on your loan or credit card account.
3.88% EIR: 7.67%
Interest Rate From
Up to 4x your monthly salary, subject to a cap of S$250,000
Maximum Loan Amount
1 - 5 years
Loan Tenure
| Special Offer | Cashback amounting to 50% of your first month’s loan instalment, resulting in a S$199 refund on your loan account equivalent to the amount of the first-year annual fee charged on your approved loan. T&Cs apply. Valid till 30 June 2020. |
|---|---|
| Interest Rate From | 3.88% EIR: 7.67% |
| Minimum Loan Amount | S$1,000 |
| Maximum Loan Amount | Up to 4x your monthly salary, subject to a cap of S$250,000 |
| Loan Tenure | 1 - 5 years |
| Approval Duration | Next working/banking day. T&C's apply |
| Loan Account Type | Line of credit |
| Go to site More Info |
You can borrow for any type of expense with Standard Chartered. Loans start at S$1,000 and go Up to 4x your monthly salary, subject to a cap of S$250,000 but the amount you can get (if any) will depend on your personal circumstances including your annual income.
The overall cost of your loan varies depending on factors including your income, how much you’re borrowing and your repayment instalments.
Standard Chartered has an effective interest rate starting at 7.67% per annum. Some of the fees which apply to this loan include a S$50 fee if you change your loan terms and an S$80 fee for late payments, plus interest. If two full repayments are late within six consecutive months, you’ll revert to a default interest rate and will have to pay additional interest.
Make sure you read your loan terms carefully so that you’re fully aware of all the fees and charges that apply before you sign up.
To be eligible for a Standard Chartered personal loan you must:
If you’re a new customer applying for a loan, you’ll typically have to provide:
Additional Documents:
Additional Documents:
Additional Documents:
Existing customers: If you’re a customer of Standard Chartered and hold a credit card account with this provider, you shouldn’t need to show any documents (unless you’ve had a recent change in your income).
