Standard Chartered Business Platinum Credit Card Review

Standard Chartered Business Platinum Credit Card
Standard Chartered Business Platinum Credit Card
  • Annual fee waived for 3 years
  • Up to 19.78% petrol savings at Caltex stations. T&Cs apply. Valid till 31 Dec 2019
  • Earn 1 Rewards point for every S$1 charged to your card
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The Standard Chartered Business Platinum credit card gives you exclusive travel and lifestyle offers plus rewards on every dollar you spend, thanks to 360° rewards.

Enrol in the comprehensive Standard Chartered 360° rewards program and get a range of exclusive dining, travel and golfing benefits when you apply for the Standard Chartered Business Platinum card. Your card also includes access to the 24/7 Visa Platinum concierge service that can assist you with travel, lifestyle and dining bookings.

Product NameStandard Chartered Business Platinum Credit Card
RewardEarn 1 Rewards point for every S$1 charged to your card
Effective Interest Rate26.9%
Interest Free PeriodApplicable if you choose to make full payment
Maximum Credit LimitUp to S$250,000
Minimum Monthly RepaymentThe higher of S$50 or 1%
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Annual FeeS$0 annual fee for 3 years - S$160.50 thereafter
Supplementary Annual FeeS$0
Late Payment FeeSG$80
Cash Advance Charge6% on the Cash Advance, subject to a minimum fee of S$15 plus Finance Charges at 0.077% per day
Foreign Currency Transaction Fee3.5%
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Min Income - Singaporean and PRS$30,000
Min Income - ForeignerS$60,000
Min Age - Primary Holder21
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The Standard Chartered Business Platinum Credit Card provides a comprehensive range of benefits in exchange for an annual fee of S$160.50. You can recover some of this annual fee via 360° rewards, a rewards program that features plenty of redemption options, such as dining and shopping vouchers.

Visa’s Platinum concierge service can make life more convenient, and you can get special privileges at dining establishments, hotels and golf courses. You’re automatically entitled to all the benefits of Standard Chartered’s The Good Life program including 1-for-1 dining offers at participating restaurants.

Benefits of the Standard Chartered Business Platinum Credit Card

  • 360°rewards program. Almost every S$1 you spend on your credit card leads to 1 point in the Standard Chartered 360° rewards program. You may also earn 360° Rewards points on other products such as fixed deposits and selected current account, online transactions, investments and mortgages. You can redeem your points for goods and services as well as redeem them with redemption partners, such as KrisFlyer.
  • 24-hour concierge service. Your Standard Chartered Business Platinum Credit Card gives you access to the Visa Platinum concierge service, the around-the-clock phone number that can help you book travel arrangements as well as book ticket and dining reservations.
  • The Good Life by Standard Chartered. Cardholders get access to a program of benefits and privileges that covers over 3,000 merchants around the world including 1-for-1 Dining offers at participating restaurants, thanks to the bank’s The Good Life program.
  • 0% instalment plan. Ask for Standard Chartered’s 0% interest instalment plan at participating merchants and enjoy interest-free arrangements of up to 36 months on large purchases, with no set-up fee.
  • Caltex 2019 Promotion. Up to 19.78% petrol savings at Caltex stations. T&Cs apply. Valid till 31 Dec 2019

Features of the Standard Chartered Business Platinum Credit Card

The card is designed around the 360° rewards scheme as well as a range of benefits and offers exclusive to cardholders. See below for the most important features of this card.

  • Annual fee and waiver. Your annual fee will be S$160.50, but this fee is waived for 3 years.
  • Rewards points validity. The rewards points you collect are valid for three years.
  • Repayment plans. You can convert any transaction over S$500 to an interest-free instalment plan repayable over 6 or 12 months in exchange for a one-time set-up fee of 5%.
  • Mobile and contactless payments. Your card is enrolled with Visa payWave for easy contactless payments of up to S$100, and you can add your card to Google Pay, Apple Pay and Samsung Pay for contactless payments with your mobile phone.
  • Additional card holders. Share the benefits and pool the rewards when you apply for a supplementary card for friends and family.
  • Fraud prevention. Standard Chartered implements the CardSafe Guarantee to protect you against fraud when you shop online. You will not be liable for any unauthorised transactions made online with your card.

Application criteria

Consider other business rewards cards too since features and benefits vary between providers. Once you’ve picked the Standard Chartered Business Platinum card, click the green “Go to Site” button to initiate the online application process.

  • You must be between 21 and 65 years old.
  • You must have a minimum income of S$30,000 p.a.
  • Foreigners require earnings of S$60,000 p.a.
  • Foreigners need an employment pass valid for two years.
  • You must have a credit record that is free of default.

Required information and documents

  • You will need to provide a Singapore ID card or passport.
  • You will need to provide a copy of your employment pass if you’re a foreigner.
  • You will need to show proof of income.

Apply for the Standard Chartered Business Platinum card if you want a good mix of rewards earning capability and exclusive discounts and privileges.

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