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PropertyGuru Finance review

Apply for a home loan with Singapore’s leading property search platform and pay zero consulting fees

PropertyGuru Finance has created an online search tool for property agents and homeowners to compare rates to find the most competitive loan packages. Its team of mortgage experts will follow up with the application process once the loan package is decided.

Find out what else you can expect from PropertyGuru’s free-to-use home loan services in our review.

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Product NamePropertyGuru Finance
Free Consultation?Yes
Home Loan TypeNew Loan,Refinance
Property TypePrivate Residential,HDB Flat
Type of RatesFixed,Floating
Lenders on Panel13
Go to site
More Info

Quick verdict

Good for
  • Property agents who need to guide their buyers through the home loan process
  • Homeowners who need help comparing loan packages for refinancing
  • Those who like a one-stop platform, from home search to financing
Not so good for
  • Those who require commercial property loans as it’s not offered
  • Homeowners who require more information about Property Guru home loan advisors
  • Homeowners who have a preferred bank that is not on the list of financial partners

What is PropertyGuru Finance?

PropertyGuru Finance is the mortgage arm of the property search engine, PropertyGuru. It connects homeowners or property agents to mortgage experts who will guide clients through the financing process.

It offers a well-built search tool in which anyone can input the necessary details to find and compare the loan rates and packages across different financial partners. Home loans are processed by the company’s team of mortgage experts.

What types of loans can I get through PropertyGuru Finance?

Property Guru Finance offers the following loan types:

  • HDB home loan
  • Private property home loan
  • Home loan refinancing

What are the banks that PropertyGuru partners with?

Property Guru partners with multiple financial institutions, including:

  • Bank of China
  • DBS Bank
  • CIMB Bank
  • Citibank
  • Hong Leong Finance
  • HSBC
  • OCBC
  • Maybank
  • Standard Chartered
  • State Bank of India
  • Singapura Finance
  • RHB
  • UOB

How to apply for a loan with PropertyGuru Finance?

If you’ve compared your options and would like to apply for a new loan through Property Guru Finance, you can simply click on the ‘Go to site’ button on our table.

Select new loan or refinancing options based on your needs and submit the necessary information. An advisor from PropertyGuru will then get in touch with you within three hours.

Eligibility criteria

Provide the following details to get a quotation:

  • NRIC/Passport
  • Latest 3-month payslips
  • Latest Income Tax Notice Assessment (latest 2 years if you’re self-employed)
  • CPF contribution history
  • Option to Purchase or Sale and Purchase Agreement

How to contact PropertyGuru Finance?

Should you have any enquiries or would like to speak to an advisor from PropertyGuru Finance, you can get in contact through the following channels:

  • Contact form. Available on PropertyGuru Finance’s website
  • Phone. +65 8769 5300


If you’ve found your dream property through the search engine on PropertyGuru, you might want to also apply for home financing through its home loan experts. This process is convenient for homeowners as the platform provides a fuss-free transition from house search to actual purchase.

The Property Guru home loan search tool also equips property agents with up-to-date home loan information to share with their clients. Its mortgage experts can assist to apply for a home loan when the client is ready to make a purchase.

Before applying, be sure to compare different mortgage brokers from various firms to find the best home loan for your needs.

About PropertyGuru Finance

PropertyGuru Finance is part of the PropertyGuru Group. It was founded in Singapore back in 2007 with a mission to make the property search process effortless and transparent for everyone and has since expanded across Southeast Asia. It continues to focus on its core goal of solving consumer pain points with technology.

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