Finder Singapore
SG
AU
US
NZ
UK
CA
More
Advertiser Disclosure
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

OCBC Plus! Visa Debit Card

James Martin
James Martin
Last updated:  

Earn up to an 7% rebate on your spending plus a host of other benefits.

If you regularly shop at NTUC Fairprice, getting the OCBC Plus! Visa Debit card could be worth considering given the amount of rebates you get to earn. Plus, cardholders can enjoy savings on fuel, telco bills and other daily essentials in addition to LinkPoints rebates at over 200 participating Plus! merchants.

First year is free, after a S$24 per annum would be apply

Annual Fee

S$0

Minimum Initial Deposit

Details

Product NameOCBC Plus! Visa Debit Card
Annual FeeFirst year is free, after a S$24 per annum would be apply
Card typeVisa
Rewards7% off at FairPrice stores
Mobile PaymentsApple Pay,Google Pay,Samsung Pay
More Info

Expert review

James Martin

Review by

James Martin is a senior writer at Finder. He has written on a range of finance and business topics for over five years and his work has been featured in publications including The Irish Times, Companies 100, In Business and Q Magazine (UK). As a trained journalist, James can drill into the finer details of financial products to help you save time and money. In his spare time, James is a committed sports fan, novel reader and Thai food enthusiast.

Expert review

The OCBC Plus! Visa Debit Card could be a great card for those who frequently shop at FairPrice outlets. You get the convenience of contactless payments as well as the ability to earn rebates and LinkPoints which you can then use to redeem a variety of vouchers.

What's in this review?

  1. Features of the OCBC Plus! Visa Debit card
  2. What costs and limits are there?
  3. How to apply for the OCBC Plus! Visa Debit card?
  4. Compare a range of debit cards in Singapore

Features of the OCBC Plus! Visa Debit card

  • Rebates at FairPrice. Spend a minimum of S$200 each month outside of FairPrice and you’ll receive 4% off at Fairprice stores, Unity and Warehouse Club. You’ll also receive 3% at FairPrice On. If you spend a minimum of S$500 monthly outside of FairPrice this increases to 7% off at FairPrice stores, Unity and Warehouse Club.
  • OCBC card benefits. Cardmembers can enjoy OCBC card benefits, including dining discounts, cashback on online shopping, regional privileges, fuel savings and 0% instalment plans with selected merchants.
  • Fuel Savings. Enjoy fuel savings of up to 20.6% at Esso when you link your Esso Smiles account with your OCBC Plus! Account. Get an instant 18% off at Caltex.
  • 1% LinkPoint rewards on Telco recurring bills
  • Plus! App. Download the Plus! app to explore discounts and deals, collect stamps to redeem rewards from participating merchants and check your LinkPoints.
  • Use your card instantly. When you open this debit card you will be able to use it instantly as a digital card.
  • Visa Paywave. Cashless and convenient shopping experiences.
  • Plus! Savings Account. You’ll need to open a Plus! Savings Account to apply for the OCBC Plus! Debit card. The account comes with a base interest rate of 0.1% p.a. for up to $50,000 cash deposit. You’ll earn 0.15% interest p.a. on the account for cash deposits between S$50,000 to $500,000.
  • LinkPoints. Some rebates earned are in the form of LinkPoints. Every $1 spent earns 2 LinkPoints (with $20 minimum spending at FairPrice stores).

    *Qualifying spending will have to be made outside of the FairPrice group of companies.

    What costs and limits are there?

    • Annual fee waiver. Your card fee of S$24 is waived for the first year. To earn an annual fee waiver for your OCBC Plus! Visa Debit Card, you must spend a minimum of at least S$1,200 in one year.
    • Foreign currency charges. You’ll have to pay a 3% fee for foreign currency transactions. A 1% fee will also be charged if you spend Singapore Dollars overseas.

    How to apply for the OCBC Plus! Visa Debit card?

    f you’ve decided that you would like to apply for the OCBC Yes! Debit Card, you can click the ‘Apply now’ button from there and follow the prompts. Singaporeans and permanent residents can use MyInfo to complete their application online.

    If you aren’t able to use MyInfo then you’ll need to fill in an online form and upload the relevant documents. You will be contacted within five business days. Make sure that you meet the eligibility criteria and have the required documents before beginning your application.

    You can also apply for the card at an OCBC Bank outlet.

    Eligibility criteria

    • 16 years old and above
    • Have an OCBC Plus! Savings account.

    Required documents

    • A photocopy of your NRIC (both front and back) for citizens and PR
    • Employment pass, work permit or student pass for foreigners
    • A copy of your phone or utility bill for proof of address

    Compare a range of debit cards in Singapore

    Data indicated here is updated regularly
    Name Product Annual Fee Minimum Income Minimum Age Requirement Mobile Payments
    Aspire Corporate Card
    Aspire Corporate Card
    S$0
    S$0
    N/A
    Apple Pay,Google Pay
    A corporate debit card for SMEs and Startups with no annual fee and low FX fees. Enjoy 1% cashback on marketing and SaaS spend. T&Cs apply.
    Go to site
    More Info
    OCBC Frank Debit Card
    OCBC Frank Debit Card
    S$0
    N/A
    16 years old
    Apple Pay,Google Pay,Samsung Pay
    Get unlimited 1% cashback on selected categories, access to exclusive deals and cashback with this stylish debit card.
    More Info
    BOC Chinese Cultural Debit Card
    BOC Chinese Cultural Debit Card
    S$0
    N/A
    16 years old
    Apple Pay,Google Pay
    Enjoy all debit card features and exclusive privileges at China Cultural Centre, including discounts for performances and workshops.
    More Info
    DBS Visa Debit Card
    DBS Visa Debit Card
    S$0
    N/A
    16 years old
    Apple Pay,Google Pay,Samsung Pay,NETSPay,PayLah!
    A rewards debit card that offers up to 10% cashback on food delivery, local transport, contactless payments and foreign currency.
    More Info
    loading

    Compare up to 4 providers

    Ask Finder

    You are about to post a question on finder.com:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Privacy Policy.
    Go to site