Send money to the UK

Save time and money when sending money to the UK from Singapore.

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Singapore has a large immigrant population, with a large proportion of those immigrants coming from the UK. Many citizens from the UK have made their home in Singapore, some of whom still have family in the UK. For this reason, Singapore is responsible for a large percentage of the money transfers sent to the UK each year.

It’s important to think about the SGD/GDP currency pair when sending money back to the UK. A weak SGD has a relatively small impact on the value of the GBP.

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    Compare money transfer options to the UK

    Use the table below to compare transfer options to the UK. Sort through products using the headings at the top of the table, and if you’d like to find out more about a product, or register an account, click the ‘More’ or ‘Go to Site’ buttons respectively.

    Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
    SGD 5 1 - 2 days SGD 3.00 0.563 GBP
    5,630
    Special offer: Zero fees on your first 10 transfers.
    Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
    Go to site Show details
    SGD 1 1 day SGD 28.00 0.566 GBP
    5,646
    Pay no fees on your first two transfers, up to S$3000.
    SingX offers the real exchange rate every time you make a transfer and is based locally in Singapore.
    Go to site Show details
    SGD 2,000 1 day SGD 0.00 0.564 GBP
    5,639
    TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
    Send money overseas in 45 currencies. Once registered, you'll be assigned an Account Manager who can provide support and guidance.
    Go to site Show details
    SGD 2,000 1 - 2 days SGD 0.00 0.564 GBP
    5,639
    Send 35+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it. Go to site Show details
    SGD 1 Same day SGD 3.99 0.564 GBP
    5,634
    Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
    An online money transfer service with cash pick-up, bank account to bank account and airtime transfers available.
    Go to site Show details
    SGD 1 1 - 2 days SGD 50.00 0.566 GBP
    5,634
    Make online transfers with transparent exchange rates, low fees and low minimum amounts. Go to site Show details
    SGD 250 1 day SGD 0.00 0.564 GBP
    5,639
    SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
    Fee-free transfers in 30+ currencies to over 200 countries.
    Go to site Show details
    SGD 250 1 day SGD 0.00 0.564 GBP
    5,639
    Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.
    A higher exchange rate applies to non-finder customers. Send money in 45 currencies.
    Go to site Show details
    SGD 200 2 days SGD 50.00 0.562 GBP
    5,588
    Quick and simple international money transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies. Go to site Show details
    GBP 5,000 1 - 2 days SGD 0.00 0.564 GBP
    5,639
    Aimed at larger transfers, CurrencyTransfer is an online marketplace that lets you shop around for the best exchange rate. Go to site Show details

    Compare up to 4 providers

    Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

    Banks vs money transfer companies

    Karen, a teacher in the UK, has been offered a position at a prestigious school in Singapore. Since she will be returning home for holidays, she would like to be able to maintain her flat while being away. To do this, she knows she will need to send money regularly to make her monthly mortgage repayments, utilities and maintenance. She decides first to find out if it would be easier and cheaper to do this with a bank or money transfer company.

    Singapore bankMoney transfer service
    Exchange rateGBP £0.5511 = SGD $1GBP £0.5582 = SGD $1
    Transfer feeSGD $25 is charged to the sender for each transactionSGD $5.98 is charged to the sender for this transaction
    Amount of GBP received for AUD$1,000GBP £551.10GBP £558.20
    OptionsBank-to-bank transferBank-to-bank transfer
    Time for transfer to complete2-4 daysUp to 2 days

    Difference. There would be a difference of GBP £7.10 if Karen were to choose the money transfer service option. Choosing the money transfer service would also see her funds get to her UK lender as many as two days faster.

    How to compare transfer companies when transferring money to the UK

    While looking into the options available for transferring money from Singapore to the UK, there are many aspects to consider:

    • Exchange rate. Karen’s situation illustrates the importance of not only looking at the exchange rate but how it is applied to the amount of money you send. Small fractions of a difference will add up as you send more money over time.
    • Fees. These will vary from provider to provider and you should factor these into the savings you get from the different exchange rates to get a clearer picture of where you will find most savings.
    • Turnaround time. For Karen, who is going to be making regular payments, the turnaround time may not be important for regular repayments, but it will be if she needs to get the money there quickly to make a sudden repair on her flat.
    • Pickup options. This is a personal preference based on your circumstance, but there are some companies who offer both bank deposits and cash pickups.
    • Customer service. Transferring money overseas does carry some risk. You want to ensure that the company you use has a policy in place that makes it easy for you to recover your money if something goes wrong with the transfer.

    How to send money to the UK from Singapore

    You have a wide range of companies and banks to choose from when trying to find a way to send money to the UK, as it’s a major money transfer destination. Compare the types of services they provide along with the rates and fees to find one that is most suitable to your circumstance.

    • Money transfer services. These are non-bank money transfer services that can operate in a range of ways, including online and at kiosks. Some of these offer cash pickup services, like Western Union and MoneyGram, while others will only offer bank-to-bank transfers. Because of the large volume of international money transfers these companies carry out, they can offer competitive exchange rates, low fees and access to a number of more exotic currencies.
    • Banks. Many Singapore banks will allow you to carry out transfers internationally. Most banks will offer regular transfers, and others will offer special features which will enable you to send money overseas at $0 fee, such as the DBS Remit.

    Emergency cash transfers in the UK

    Anything can happen when travelling outside of Singapore, and you could find yourself in sudden need of cash. If your property has been stolen, you should first report it to the local police and obtain a police report. Then look into the following choices for getting a fast cash replacement:

    • Your Singapore bank account. Many Singapore banks have emergency services to get you cash and a replacement card if you happen to lose them or have your wallet stolen.
    • Money transfer company. Even though you are in a foreign country, you are still able to pick up a cash transfer from Singapore provided that you have photo identification.
    • Travel insurance. Many travel insurance policies offer a cash solution if your wallet or purse is stolen while travelling. Keep the police report to submit to the policyholder.

    Cash pickup locations in the UK

    There are a number of locations for Western Union and MoneyGram agents where you can go to pick up a cash transfer in the UK. Before heading there, give the agent a call to double check their operating hours. You will need to bring photo identification and details of the cash transfer.

    Western Union

    London

    • Newspoint
      Unit Su0062a 74 The Arcade
      Stratford City
      London, E20 1 EH
      Phone: +44-0800833833
      Open Monday through Saturday 10am to 9pm and Sunday 10am to 6pm.
    • Internet City LTD
      11 Charing Cross Road
      London, WC2H OEP
      Phone: +02-079-308390
      Open 7 days a week from 8am to 10pm.

    Cambridge

    • Eurochange Cambridge
      44a Lion Yard Shopping Centre
      Cambridge, Cambridgeshire CB2 3NA
      Phone: +44-2078-284953
      Open Monday, Tuesday, Thursday and Friday 9am to 5:30pm; Wednesday 9am to 8pm; Saturday 9am to 6pm and Sunday 11am to 5pm.
    • Thomson
      28 Fitzroy Street
      Cambridge, CB1 1EW
      Phone: +44-800-833833
      Open Monday through Saturday 9am to 5:30pm and Sunday 11am to 5pm.

    MoneyGram

    London

    • Post Office Trafalgar Square
      28 Trafalgar Square Post Office
      24-28 William IV Street
      London, WC2N 4DL
      Open Monday through Friday 8:30am to 6:30pm; Saturday 9 am to 5:30 pm. Sunday closed.
    • MoneyCorp
      #Unit 003 Piccadilly Circus18 Piccadilly
      London, W1J 0DF
      Open Monday through Saturday 8am to 11pm; Sunday 9am to 11:30pm.

    Cambridge

    • Thomas Cook Cambridge
      8 St. Andrews Street
      Cambridge, CB2 3 AX
      Open Monday through Saturday 9am to 5:30pm; Sunday 10:30am to 4:30pm.
    • Kings News
      11 King Street
      Cambridge, CB1 1LH
      Open Monday through Saturday 6am to 9pm; Sunday 7am to 8pm.

    Tips for picking up cash in the UK

    Although the Ministry of Foreign Affairs (MFA) lists the UK as a destination where no more than normal safety precautions need to be taken, you should always take security precautions when picking up cash. Have a trusted friend accompany you to the agency and secure the cash afterwards in your hotel safe or deposit it into your account before heading out.

    How to send money to the UK

    You have a variety of ways in which you can send money from Singapore to the UK. If the cash transfer service is the best choice for you, make sure that you are able to meet the following:

    • Recipient name. For cash pickups, it is important that the full name that appears on the recipient’s identification is the same as the name you give the agency.
    • Transfer amount. The person who is picking up the money will be asked how much has been sent as a security measure.
    • Tracking number. Your recipient will also have to provide a tracking number.
    • Your details. For further security, they may be asked for your name and contact information.

    After passing on the tracking number to the person who will be picking up the cash, make sure that you save the paperwork. This will be used in the event that the funds are lost and you need to recover them.

    You have many things to consider when trying to find the right company or bank to send your money from Singapore to the UK. Look at all of the features offered carefully to make sure that not only are your needs being met but that you are getting the most value for your Singapore dollar.

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