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How to send money to Poland

Save time and money when sending money to Poland from Singapore.

As the world becomes increasingly connected and Singaporeans form stronger ties with people in countries all over the globe, the need to send international money transfers continues to grow. If you need to send money to Poland, regardless if you’re buying a handmade dress from a Polish fashion designer or simply sending money to a relative, it’s quick, easy and affordable to do so.

Read on to find out how you can save money and time when you need to send an international money transfer to Poland by comparing the different options available for this service.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day SGD 50.00 2.917 PLN
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees. Go to site Show details
SGD 1 1 - 2 days SGD 30.00 2.928 PLN
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details
SGD 0 Same day SGD 4.99 2.896 PLN
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
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SGD 2,000 1 day SGD 0.00 2.899 PLN
TorFX guarantee to beat any competitor's exchange rate for a transaction. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
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SGD 250 1 day SGD 0.00 2.899 PLN
Send guarantees to match any competitor's exchange rate. T&Cs apply.
Send has fee-free transfers in 30+ currencies to over 200 countries.
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SGD 5 1 - 2 days EUR 3.00 2.911 PLN
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
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SGD 1 Same day SGD 3.99 2.913 PLN
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
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SGD 200 2 days SGD 25.00 2.918 PLN
Exclusive: Use code FINDER10 to receive US$10 off your first transaction.
InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.
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Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Banks versus money transfer companies, which is your best option?

If you want to send money to Poland you might like to approach your bank. If you’ve already got an account set up, it’s quite easy to lodge an international money transfer.

However, it’s an unfortunate fact that banks charge high transfer fees and also offer exchange rates which are typically much lower than the prevailing market rates. With this in mind, you might be better off considering the services of a specialist money transfer company. These companies offer fast and affordable international money transfers, typically providing much better exchange rates and lower fees than those you can find from a bank.

Guy Sends Money to Poland

Guy needs to send $2,000 to his aunt and uncle in Poland, but he doesn’t like the sound of the low exchange rate and high fees his bank is offering. The official currency of Poland is the Polish złoty.

Desperate for a better deal, he does some research and compares his bank’s money transfer features with those offered by a specialist money transfer provider. The results of his comparison show just how much money he can save with a money transfer company.

BankMoney Transfer Service
Exchange rate1 SGD = 2.4988 PLN1 SGD = 2.588 PLN
Transfer fee$25$15.98
Transfer time2-5 working days2-3 working days
Transfer optionsBank account transferBank account transfer
Amount received (Polish Zloty)4,997.505,176

As the above table shows, Guy can send 178.5 PLN more back to Poland by using a money transfer service, while he can also enjoy a significant saving in terms of the transfer fee.

How do you compare transfer companies when transferring money to Poland?

  • Exchange rates. The exchange rate is one of the most important factors to look for when lodging an international money transfer. A higher rate is always a good thing, but check to see if a company offers a slightly lower rate in return for also offering lower transfer fees.
  • Fees. Most companies will charge a fee for every transfer you complete, but some will scrap their fee when you transfer more than a certain amount, for example; $5,000.
  • Transfer methods. Check how you can lodge transfers with different providers: online, over the phone and/or by visiting a branch.
  • Transfer options. Some money transfer companies will offer flexible features to help make it easier and more cost-effective to send money overseas. These include market orders and forward rates to help you get an attractive exchange rate, plus the ability to schedule regular payments in advance.
  • Minimum transfer amounts. Check the fine print to see whether a provider has a minimum transfer amount in place. If you only want to send a small amount of money and won’t reach this limit, look elsewhere for a different provider.
  • Turnaround time. While some services allow your cash to be picked up within minutes, others can take several days for your money to reach its destination.
  • Pickup methods. Are the funds transferred into your recipient’s bank account, or are they able to visit a branch location or convenience store and pick up cash?
  • Customer service. This is a very important area that many people overlook when comparing money transfer providers. Look for phone, email and live chat support options so that you can receive assistance with a transfer whenever you need.

How can you send money to Poland from Singapore?

If you want to send money to Poland, make sure to consider the following options:

  • Specialist money transfer company. These money transfer providers offer fast and affordable transfers to Poland. Examples of companies that offer this service include WorldRemit and OFX.
  • Cash pick up money transfer provider. Companies like Western Union and MoneyGram allow you to send funds from Singapore which can then be picked up in cash in Poland within minutes.
  • Bank transfer. Most banks will allow you to send money from Singapore to Poland, but you will typically be able to find lower fees and better exchange rates elsewhere.
  • PayPal. Once you and your recipient have opened PayPal accounts, you can use this reliable online payment system to send money overseas.
  • International money order. This old-fashioned method is being slowly phased out around the world, but it allows you to get an international guaranteed cheque from your bank or post office.

Emergencies happen, how can you get cash quickly in Poland?

When things go wrong and you find yourself in an emergency, you may find yourself needing to send funds from Singapore to Poland as quickly as possible. When this happens, it can be quite easy not to pay full attention to the particulars of your international money transfer.

However, it’s vital that you take the time to read the fine print before committing to any transaction. High fees and terrible exchange rates can end up costing you much more than a pretty penny, so double check all the details of any transaction before you sign on the dotted line.

Where can you pick up cash at Western Union and MoneyGram outlets in Poland?

Western Union and MoneyGram both allow you to transfer money to Poland so it can be picked up in cash from an agent location. If you use one of these convenient services, remember that your recipient will need details of the transaction and photo ID in order to pick up the money. If you’ve transferred a large amount, they may need to phone ahead to ensure the agent has enough cash on hand for them to pick up.

Western Union

  • 1 Minute

    Zwirki I Wigury 1 Lotnisko Okecie Ter 2


    Warszawa, Mazowieckie 00 906


    Open 5:30am to 11:30pm 7 days

  • Niepodleglosci Naruszewicza

    Metro Wierzbno

    Warszawa, Mazowieckie


    Open 6am to 10pm Monday to Saturday, open 8am to 8pm Sunday

  • Inmedio

    Kamienskiego11lok C 1 C H Bonarka Krakow


    Krakow, Malopolskie 30 644


    Open 8am to 9pm Monday to Saturday, open 9am to 10pm Sunday

  • Interchange Polska

    Pijarska 23

    Krakow, Malopolskie 31-042


    Open 8am to 10:45pm 7 days


  • Up Warszawa 81 – #1724

    Nowogrodzka 45

    Warszawa, 00-694


    Open 8am to 8pm Monday to Friday, open 8am to 4pm Sunday

  • Bank BGZ

    Wawozowa 18

    Warszawa, 02-796


    Open 8am to 4:15pm Monday and Tuesday, open 10am to 6:15pm Wednesday to Friday

  • Bank BGZ

    Pawia 5

    Krakow, 31-154


    Open 8am to 9:15pm Monday to Friday

  • Bank BGZ

    Sw. Gertrudy . 24

    Krakow, 31-048


    Open 9am to 5:15pm Monday to Friday

Tips and things to be aware of when picking up cash in Poland

According to the Ministry of Foreign Affairs, Poland is quite a safe country to travel to, with visitors recommended to ‘exercise normal safety precautions’. However, just because Poland is considered safe to visit doesn’t mean you should forget to be careful when picking up cash.

Take a friend with you when you pick up the funds to deter opportunists rob from a sole traveller. Don’t wave your cash around in front of any strangers and make sure to avoid any high crime areas in town, and it’s always best to head straight to your bank to deposit the cash.

If you want to find out more about travelling to Poland, hit up travel blogs and forums for handy tips from other travellers.

Transfer money from Singapore to Poland quickly and easily

The list above shows that there are several options to choose from when you want to send money to Poland. While the transfer method does vary slightly depending on the option you choose, you’ll generally have to open an account with a provider before they allow you to transfer funds. This means you’ll need to provide your name, address, date of birth and proof of identification.

After lodging your transfer, hold on to any receipt or tracking number you are given so that you can stay abreast of the progress of your funds.

Sending money to Poland is quick, easy and entirely affordable – just make sure to compare your options and find a provider that offers the best combination of convenience and cost-effectiveness.

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