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Send money to Kuwait

Save time and money when transferring money to Kuwait from Singapore

Save money when sending money to Kuwait by comparing several money transfer specialists able to handle your transaction. Take into consideration the exchange rates, transfer fees and features each company offers to help narrow down the best deal for your transfer.

Send money to Kuwait with Send

Send guarantees to match any competitor's exchange rate. T&Cs apply.
Send has fee-free transfers in 30+ currencies to over 200 countries.

  • Fee-free transfers
  • 30+ currencies
  • Easy to use

Compare services that send money to Kuwait

Use our comparison calculator to assess transfer fees, exchange rates and other details for sending funds to Kuwait with our money transfer partners.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
SGD 250 1 day SGD 0.00 0.222 KWD
Send guarantees to match any competitor's exchange rate. T&Cs apply.
Send has fee-free transfers in 30+ currencies to over 200 countries.
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Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

What’s the best way to send money to Kuwait?

Online money transfer providers typically offer the strongest exchange rates and lowest fees on money transfers to Kuwait. Some offer cash pickup in as little as a few minutes, while others seamlessly transfer to bank accounts. Sending money through PayPal or your bank is also an option, but you’ll typically face higher fees and weaker exchange rates when going that route.

Digital money transfer services

Companies like OFX specialise in foreign currencies, making them some of the most cost-effective transfers. Most offer transfers directly to your recipient’s Kuwait bank account, often in as little as a day or two.

Cash transfers

Services like MoneyGram, WorldRemit and Western Union allow you to transfer cash for pickup at a local branch in Kuwait — often in 15 minutes. While it’s a fast way to send money, you’ll pay for the convenience in weak exchange rates and high fees.


Kuwaiti dinar is not a popular currency, so your local bank will most likely not be able to exchange them. If your bank supports Kuwaiti dinars, beware of high fees and wide margins on the exchange rate compared to digital and other options when sending a wire transfer to Kuwait.

Let’s crunch the numbers: Sending $1,000 to Kuwait

Let’s say you need to send $1,000 to family in Kuwait. Here’s what you might face as far as fees and exchange rates as of 28 September 2020.

Digital money transfer serviceCash transferBank transfer
Fee$0$5$25 + additional correspondent bank fees
Exchange rate1 SGD = 0.221 KWD1 SGD = 0.207 KWD1 SGD = 0.213 KWD
Transfer speed1-2 dayMinutes2-5 days
Amount receivedKWD 221KWD 206KWD 207
  • Best value
  • Fastest but most expensive
  • Slowest

In this case, the cash transfer option ends up sending the least amount of money to your recipient in Kuwait due to its uncompetitive exchange rate. If you go with the digital money transfer service, your recipient ends up with KWD 14 more than what the bank offers. However if speed is crucial, or your recipient wants to pick up cash, a cash transfer can typically have your transfer to Kuwait in as little as 15 minutes. Confirm there is a cash pickup location near your recipient before sending.

How to send money to Kuwait online

Sign up and send money with a digital money transfer specialist in four steps:

  1. Sign up for a free account. Pick a provider and sign up for a free online account using your contact information, proof of ID and preferred payment method.
  2. Provide transfer details. Submit your recipient’s contact information and pick a delivery method. If transferring to a bank, you’ll need their Kuwait bank account details.
  3. Confirm transfer details. Double-check your payment method, expected fees and destination.
  4. Save your receipt. Record your receipt’s confirmation number to track the progress of your transfer to Kuwait. Some money transfer providers send a text or email when your transfer is complete.

What are the ways that I can send money to Kuwait

  • Bank transfers. Most Singapore banks do not facilitate money transfers to Kuwait, but you can always check directly with your bank to see if the option is available.
  • Money transfer providers. Providers like OFX and Send can help you quickly and easily transfer your money online.
  • Providers with cash pickup. Western Union, WorldRemit and MoneyGram allow you to send funds for cash pickup at agent locations.
  • PayPal. Electronic payment giant PayPal allows you to send money from Singapore to Kuwait.
  • Cheques. Although not a quick option, you could obtain an international cheque from your bank and send it overseas.
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How to get the most out of your money transfer to Kuwait

Weigh costs and fees against convenience to learn how to compare money transfer providers that send to Kuwait to best meet your needs:

  • Exchange rates. The SGD-KWD relationship fluctuates often, so using a service that allows you to lock-in exchange prices may help you save money down the line if the Kuwaiti dinar rises against the Singapore dollar.
  • Transfer fees. Transferring money overseas nearly always requires fees, but they might be hidden in the exchange rate. When sending large amounts, it may be cheaper to pay a flat fee to secure a stronger SGD-KWD exchange rate.
  • Transfer limits. How much you can send varies by company, and different amounts can attract higher or lower fees. Shop around for the best deal on the amount of Kuwaiti dinar you’re sending to Kuwait.
  • Turnaround. Transferring money through a local bank can take a business week or longer. If you need the funds delivered quickly, seek out a digital specialist that offers instant transfers to Kuwait.
  • Sending limits. Comparing prices for one large transfer instead of many small transfers is typically easier, so picking the service you use based on how much you’re sending is a valid strategy for saving money.
  • Transfer methods. Whether you want money sent to a Kuwait bank account or picked up as cash at a local agent, narrow down a company that matches your preferred delivery method.

Emergency cash transfer to Kuwait

When urgency trumps cost to get your money to Kuwait quickly, look for money transfer companies that support cash pickup in minutes. You can pay with a credit or debit card for fast pickup, but fees are higher than other methods.

How to send money to Kuwait without a bank account

Cash transfer services can help you if you don’t have a bank account, look for a local company that supports storefronts for cash payments. These services include agent locations in other countries that allow your recipient to pick up cash without a bank account.

Kuwait’s exchange rates explained

The exchange rate determines how much one country’s currency is worth in another country’s currency. When a country’s currency is strong, it yields more money when exchanging it in a country with a weaker currency. Kuwait’s exchange rate is flexible compared to the Singapore dollar, but the SGD-KWD relationship typically doesn’t make sharp, drastic movements. Factors that influence the exchange rate include interest rates, economic stability and inflation.

Track how the Kuwaiti dinar trades against the Singapore dollar in our historical rate chart.

Updated: 16 Oct 2021 22:17:43 UTC

Documents needed for sending to and receiving money in Kuwait

To send money to Kuwait from Singapore, you’ll need government-issued ID and other documents, while documents needed to pick up money in Kuwait may be different by company.

Documents to send money from Singapore

To send money from Singapore to Kuwait, you’ll need documentation and details that include:

  • Identification. Most services require your NRIC, a driver’s license, passport or other government-issued ID.
  • Payment method. Your service may accept credit or debit cards, cash, bank accounts or personal cheques.
  • Recipient information. Submit your recipient’s name as it appears on their ID, along with their phone number and Kuwait bank account information.

Documents to receive money in Kuwait

To pick up money in person, documentation can include:

  • Transfer number. The person sending you money can forward the transfer’s confirmation details — called a PIN, an MTCN, a reference number or a tracking number, depending on the company.
  • Government-issued ID. A Kuwait Passport, Kuwait ID or similar official ID may be required to pick up your transfer.
  • Amount sent. You may need to know how much was sent, usually within 10% of the total.
  • Sender’s information. Take along your sender’s full name, the sending country and their address, if known.

Bottom line

Sending your hard-earned money to Kuwait shouldn’t cost a fortune. Compare money transfer companies that specialise in foreign transactions for the strongest rates, lowest fees and flexible delivery. For transfers to other countries, rely on our country specific guides the next time you need to make a transfer.

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