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Looking for the best way to send money from Singapore to family, friends or businesses in China (or even to your own bank account)? Don't head straight to your Singaporean bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more renminbis.
Use our table below to compare services that send money from the Republic of Singapore to China. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your Singapore Dollars to China.
Here's our simple process for sending a money transfer to China as a cash pickup or bank transfer - the two options are similar:
If you send to a Chinese bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Chinese recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.
How to decide which option is best for you to send money to China.
To send money from Singapore to China, you'll need the following:
Most providers require a driver's license, passport or other Singaporean government-issued ID. You can send transfers without the above but may need to give alternate ID instead.
Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal cheques.
You'll need their name (matching their ID) plus contact details. If sending to a Chinese bank account, you'll need the a/c number, SWIFT and branch details.
To collect money in person in China, the recipient will need:
The reference number - sometimes called a PIN, MTCN or tracking number.
A official ID, such as a Chinese passport or driving license.
To know how much has been sent, usually to within 10% of the total.
The sender's name and address and the country from where the money was sent.
The cost of sending money to China from Singapore depends on the exchange rate between SGD to CNY, the fees, how you want your recipient to receive your transfer and the turnaround time:
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