Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

Send money to Australia

Find the best way to transfer money from Singapore to Australia.

Promoted

OFX

OFX logo
  • Better exchange rates than those offered by banks
  • Lower fees than those charged by banks and other services (free when you transfer over SGD 10,000)
  • Quick turnaround time
Go to site

Looking for the best way to send money from Singapore to family, friends or businesses in Australia (or even to your own bank account)? Don't head straight to your Singaporean bank - turn to online money transfer services instead. They nearly always offer better exchange rates and lower fees - which means for the same amount of dollars you send, the recipient will receive more dollars.

Compare ways of sending money to Australia

Use our table below to compare services that send money from the Republic of Singapore to Australia. Compare the money transfer providers' fees and speeds, then click "Go to site" when you've found the best one to send your Singapore Dollars to Australia.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 60 1 day SGD 50.00 1.078 AUD
5,336
Skrill offers easy transfers to many popular destinations, but keep an eye out for added fees. Go to site Show details
SGD 5 1 - 2 days EUR 3.00 1.076 AUD
5,379
Special offer: New customers get unlimited fee-free transfers for their first 3 months. T&Cs apply.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
SGD 1 1 day SGD 20.00 1.082 AUD
5,389
Pay no fees on your first two transfers, up to S$3000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
Go to site Show details
SGD 250 1 day SGD 0.00 1.071 AUD
5,357
Send guarantees to match any competitor's exchange rate. T&Cs apply.
Send has fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
SGD 200 Within an hour SGD 25.00 1.078 AUD
5,365
Use code Use code FINDER to access the S$500 discount. to access the $250 discount.
InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers.
Go to site Show details
SGD 1 1 - 2 days SGD 60.00 1.082 AUD
5,346
Wise uses the mid-market rate and transparent fees to help you send money in 45+ currencies. Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

How to send money to Australia from Singapore

Here's our simple process for sending a money transfer to Australia as a cash pickup or bank transfer - the two options are similar:

  1. Compare your options.
    Use our table above to find a money transfer provider that sends SGD to Australia. One may be better for cash pickups while another might be better suited to a bank transfer. Once you've found the best one for your requirements, click Go to site.
  2. Register for an account.
    You'll need to give your name, address, contact details, proof of ID and method of payment.
  3. Provide recipient details.
    Enter your recipient's name and contact information. If you're sending straight to their Australian bank account, you'll need the account number, SWIFT or IBAN plus their bank branch's address.
  4. Enter the transfer amount.
    Check you're happy with the fees, exchange rates and transfer speed, then enter the amount you wish to send. Many services give the amount of Australian Dollar your recipient should receive, so double check this.
  5. Complete your transfer.
    Send your money transfer to Australia. Keep any reference number safe so you can track your transfer - your recipient may need it too.

If you send to an Australian bank account, your recipient will need to wait for the funds to arrive. For a cash pick up, your Australian recipient will need to show some form of photo ID in order to pick up the funds. It's also important that you give them the transaction reference number to streamline the process.

Ways to send and receive money

How to decide which option is best for you to send money to Australia.

  • Bank deposit. Most major banks in the Republic of Singapore let you wire money to banks in Australia. However, you might get weaker exchange rates and pay higher fees all for the privilege of a slower transfer.
  • Online money transfer services. Online companies like make international money transfers to Australia easy with bank transfers or cell phone top ups often offered as easy delivery options.
  • Transfer agents across the Republic of Singapore. Many transfer providers have locations dotted all across the Republic of Singapore, making it easy for you to send money that can be easily picked up in similar agent locations in Australia.
  • Cheques and money orders. If speed is not an issue, you can always pick up an international cheque from your bank or Singapore Post to send to Australia.
  • Cash pick-up. you to collect cash, even if you don't have a bank account in Australia.
  • Bank deposit. If you have an Australian bank account, you can have money transferred directly into this without having to make any trips to a money transfer agent location.
  • PayPal. The Xoom app allows you to receive money from Singapore onto your cell phone, into your Australian bank account, or as a cash pick-up.
  • Cheques and money orders. Both personal cheques and money orders can be sent directly to you where you live but these tend to be the slower options.

What documents do I need to transfer money to Australia?

To send money from Singapore to Australia, you'll need the following:

1. Photo identification

Most providers require a driver's license, passport or other Singaporean government-issued ID. You can send transfers without the above but may need to give alternate ID instead.

2. Payment method

Your options depend on the provider's services. Popular methods include cash, debit or credit card payments, bank account transfers and personal cheques.

3. Recipient information

You'll need their name (matching their ID) plus contact details. If sending to an Australian bank account, you'll need the a/c number, SWIFT and branch details.

What documents do I need to receive money in Australia?

To collect money in person in Australia, the recipient will need:

1. Transfer number

The reference number - sometimes called a PIN, MTCN or tracking number.

2. Government-issued ID

An official ID, such as an Australian passport or driving license.

3. The transfer amount

To know how much has been sent, usually to within 10% of the total.

4. Sender information

The sender's name and address and the country from where the money was sent.

How much does it cost to send money to Australia from the Republic of Singapore?

The cost of sending money to Australia from Singapore depends on the exchange rate between SGD to AUD, the fees, how you want your recipient to receive your transfer and the turnaround time:

  • Exchange rates. The mid-market rate is the rate banks and transfer services use to trade between one another. It is the best rate that you can get. But not all money transfer providers offer you this mid-market rat so compare the exchange rate you're offered to the mid-market rate and look for the smallest difference.
  • Transfer fees. Are you being charged a flat fee or a percentage of your transfer amount? For example, a provider offering to transfer your money to Australia for a flat or low fee might work out better if you plan to send a large amount.
  • Transfer speed. If you need your transfer to arrive quickly, you can pay for a quick delivery. Companies such as offer instant cash pickups but may charge more. If you're not in a rush, online money transfer services can offer the best value, usually getting your money to Australia faster and cheaper than banks.
  • Transfer limits. Find out how much you can send with each service. For example, one provider may have a send limit of $10,000 while another may allow you to transfer up to $1 million. For smaller transfers, check the fees. For large transfers, look harder at the exchange rate. Some providers encourage large transfers with low fees.
  • Transfer type. Does your recipient have an Australian bank account or is cash or cell phone top up the better option? Each transfer type will have different fees. For example, instant cash pickups tend to be more expensive than bank transfers.
  • Discounts. Some providers may offer you a free transfer simply for signing up while others may offer you a discount if you transfer more than a certain amount.

Frequently asked questions

Icons made by various artists on www.flaticon.com

More guides on Finder

  • Trust Bank review

    Unlock a world of rewards and earn up to 1.4% p.a. interest when you bank with Trust, Singapore’s newest digital bank.

  • GXS Bank review

    Earn an attractive interest rate of up to 1.58% p.a. with GXS Bank’s Savings Account, the first product offering from Singapore’s first full-service digital bank.

  • Bi-weekly crypto round-up for August 2022 (Part 2)

    Stay updated on the latest news, trends and developments in the cryptocurrency space with our bi-weekly crypto round-up.

  • Thailand travel guide

    The Land of Smiles beckons travelers with its friendly locals and world class food. Find travel tips in our Thailand travel guide.

  • Australia travel guide

    If you’re travelling to Australia, find out some of the coolest things you can add to your itinerary in our Australia travel guide.

  • Vietnam travel guide

    With one of the richest cultural heritages in Asia, Vietnam is a fascinating country of contrasts. Before you visit, check out some of our top recommendations.

  • Bi-weekly crypto round-up for August 2022 (Part 1)

    Stay updated on the latest news, trends and developments in the cryptocurrency space with our bi-weekly crypto round-up.

  • Syfe Wealth review

    Find out more about robo-advisor Syfe’s fees and the benefits of using its platform for your trading needs.

  • Hodlnaut review

    Hodlnaut offers incredible APYs on crypto but only supports eight coins.

  • Ledn review

    Unlock the power of your digital assets and earn passive yields from your digital asset with Ledn.

Ask Finder

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site