GoBear is now part of Finder

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

ICBC Chinese Zodiac Credit Card Review

Enjoy complimentary access to lounges at airports and high-speed train stations. Plus, get 1.6% cashback as you spend both locally and overseas.

If you like to travel on a regular basis, the ICBC Chinese Zodiac Credit Card could be a great option for you. In addition to cashback which adds up as you spend overseas throughout the year, you can enjoy up to 12 VIP lounge passes annually.

Read on to find out what you need to know about the ICBC Chinese Zodiac Credit Card.

Finder does not currently have access to this credit card provider. Please review the product details, application criteria and terms and conditions on the provider website if you are considering applying for this product.

Benefits of using the ICBC Chinese Zodiac Credit Card

  • Cashback. Enjoy a 1.6% rate of cashback on local and overseas spending. What’s more, the rebates have no minimum spend requirement, or a limit to the amount of cashback you can get.
  • Lounge access. Cardholders can take advantage of up to six complimentary visits to VIP Lounges at airports, or up to 12 visits to VIP lounge at high-speed railway stations, per year. You can also bring guests along if you choose to use more of your annual points allowance.

Features of the ICBC Chinese Zodiac Credit Card

  • Card design. Your credit card includes one of 12 Chinese Zodiac animals, along with its corresponding oracle bone inscription.
  • Annual fee. There’s a three year fee waiver with this card.
  • Contactless payments. Simply tap to pay at any card terminal that accepts Mastercard contactless payments.

How to apply for ICBC Chinese Zodiac Credit Card

To begin your application for this credit card, visit ICBC’s website. Before applying, you should make sure that you meet the eligibility criteria and have the correct documents close to hand.

Eligibility Requirements

  • You must be aged 21 or above
  • There’s a minimum annual income of S$30,000
  • Also, there’s a minimum fixed deposit requirement of S$10,000

Required documents

The documents you may be asked to complete your application include:

More guides on Finder

Ask Finder

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy Policy and Terms.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site