HSBC Visa Infinite Credit Card: Review, rates and fees

Enjoy exclusive privileges and personalised services with HSBC Visa Infinite.

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The HSBC Visa Infinite Credit Card allows you to enjoy access to complimentary prestige services including worldwide travel insurance, unlimited VIP airport lounge access, personal concierge service, limousine transfers and more. You can also earn up to 2.25 air miles per S$1 spent and can redeem your miles at over 40 airlines.

If you’re a frequent flyer looking to take advantage of premium features, you can compare the fees, features and benefits of this card below.

Benefits of using an HSBC Visa Infinite Credit Card

Here are some of the prestige benefits you can look forward to:

  • Earn miles. Receive up to 2.25 air miles for every S$1 you spend.
  • Personal concierge service. HSBC has its own concierge service to take care of all your travel arrangements, from hotel bookings to dinner reservations.
  • Unlimited Priority Pass lounge access. Both you and your supplementary cardholders can enjoy free, unlimited access to over 1,100 VIP airport lounges globally. No reservations needed.
  • Other travel-centric perks. Travel in style with exclusive benefits such as complimentary limousine transfers, expedited immigration clearance, room upgrades, preferential rates and VIP guest status at award-winning hotels and resorts.
  • Dining and lifestyle benefits. Enjoy complimentary ESPA access at Resorts World Sentosa, golfing privileges and 10X HSBC rewards at participating merchants. Cardholders are also entitled to dining discounts at Singapore Marriott Tang Plaza Hotel and over 50 leading European restaurants.
  • Sign up bonus miles. Receive 35,000 Air Miles (87,500 HSBC Rewards Points) when applying for this card. The Air Miles are redeemable at over 40 airlines and worth a Business Class return ticket to Bali on Singapore Airlines. Note that the welcome offers are subject to change from time to time at the bank’s discretion. Plus, get S$20 worth of Grab rides when you apply online. Valid until 30 June 2020.

Features of the HSBC Visa Infinite Credit Card

The HSBC Visa Infinite Credit Card provides the following features:

  • Annual fee. This prestige card comes with a S$650 annual fee. HSBC Premier customers can enjoy a lower annual fee of S$488. Note that there are no annual fee waivers available for this card.
  • Interest-free days. Benefit from up to 20 days interest-free on purchases when you’ve paid your statement in full and on time each month.
  • Complimentary travel insurance. Enjoy peace of mind with worldwide travel coverage insuring over 20 benefits of up to US$2,000,000 when you charge the all travel expense to the card.
  • Additional cardholders. You can apply up to five supplementary cards for your loved ones, as long as they’re over the age of 18. You’ll also earn reward points for any eligible purchases made on the supplementary card(s). However, note that complimentary travel services are only available for primary cardholders.
  • Contactless payments. The card is equipped with a contactless payment technology which lets you make fast and secure purchases in stores, in apps and on the web with the use of your compatible devices.

How to apply for the HSBC Visa Infinite Credit Card

You can apply for the HSBC Visa Infinite Credit Card conveniently online, or request for a call-back. Before you apply, make sure you meet the following eligibility requirements and have all your relevant documents and details on hand to speed up the process.

Eligibility criteria

  • Earn at least S$120,000 p.a.
  • Have a minimum Fixed Deposit of S$30,000 at HSBC as collateral (if you do not meet the above income requirements).
  • Have a good credit rating.
  • Be at least 21 or older.

Required documents

  • Photocopy of your NRIC or passport.
  • Photocopy of your employment pass (for foreigners only).
  • For salaried employees: eCPF statement contribution, computerised payslips for the last three months; OR the latest Notice of Assessment with last month’s computerised payslip.
  • For self-employed or commission-based earners: Notice of Assessment for the last two years.

Additional documents

  • Identification documents for supplementary applicant(s), if any.
  • A billing proof (eg latest mobile bill, utility bill or bank statement) displaying your full name and mailing address.

The HSBC Visa Infinite Credit Card is a premium product that offers a range of prestige benefits including a personal concierge service and other travel-centric extras to suit frequent flyers. However, as this isn’t the only card of its kind on the market, make sure to compare the benefits and costs of this card with others before deciding if it’s right for you.

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4 Responses

  1. Default Gravatar
    NickyNovember 14, 2019

    How much is the annual fee for supplementary card ? And what is the maximum number of supplementary card I can apply ?

    • Avatarfinder Customer Care
      ZyaneNovember 17, 2019Staff

      Hi Nicky,

      Thank you for contacting Finder.
      You can apply up to 5 supplementary cards and they are free for life.

      Hope that helps!


  2. Default Gravatar
    susanOctober 24, 2019

    can I enjoy the airport lounge service when I present my HSBS infinite credit card

    • Avatarfinder Customer Care
      ZyaneOctober 24, 2019Staff

      Hi Susan,

      Thank you for contacting Finder.

      Yes, you’d be entitled to unlimited complimentary access to over 1,100 LoungeKey participating lounges. There’s no need for any prior reservations, so simply present your Priority Pass™ Membership card (which will be automatically issued to both you within 14 working days after your HSBC Visa Infinite card is approved) to enjoy the exclusive access.

      If you’re bringing in guests, it’ll be chargeable at S$38 per guest per visit. Hope this helps!


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