For salaried employees
- Photocopy of your NRIC (front and back)
- Latest three months’ computerised payslips, or latest Notice of Assessment with your latest month’s payslip, or latest six months’ CPF statement
If you’re looking for a personal loan with competitive rates of interest and a no-nonsense approval process, the HSBC Personal Instalment Loan could be a good choice for you. Loan terms range from 1 to 7 years and are tailored to meet a range of individual needs.
3.7% EIR: 7%
Interest Rate From
Maximum Loan Amount
Up to 7 years
|Special Offer||Receive S$88 cashback and 5 Grab food vouchers worth $20 each upon approval. Offer ends 31 December 2020. T&Cs apply.|
|Interest Rate From||3.7% |
|Minimum Loan Amount||S$1,000|
|Maximum Loan Amount||S$200,000|
|Loan Tenure||Up to 7 years|
|Approval Duration||1 minute approval in principle. "Next Day" approval available for loans up to S$100,000|
|Go to site|
Personal loans from HSBC can range from 1 to 7 years. Interest rates on these loans are fixed, typically ranging from 7% (EIR) to 14% (EIR) – the amount you’ll pay varies depending on the size and length of the loan. Whether or not you’ll be accepted for a personal loan will be determined by how responsibly you’ve managed credit in the past, among other factors.
As with any personal loan, the total cost of your loan depends on the amount you borrow, the loan terms and your repayment instalments. Plus, you could face additional charges and fees. Some of these include:
It’s easy to apply for a personal loan with HSBC and you can do so online. Start by clicking the green “Go to site” button on this page.
To be eligible, you must meet the following requirements:
When applying for a loan you typically have to provide:
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