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Free prepaid cards in Singapore

Save more with prepaid cards that charges no monthly fees


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Monthly Fee

  • Use promo code FINDER5 to earn $5 on signup
  • Competitive exchange rates
  • Store and exchange dozens of currencies
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Prepaid cards are cards that can be used for payment up to their preloaded values. This makes them incredibly popular tools for secure payments and budget expenditure. But how can you find a prepaid card that gives you the most bang for your buck?

Let’s take a look at free prepaid cards in Singapore, including how they work and any hidden costs involved.

How does a prepaid card work?

Prepaid cards are preloaded with funds and can be used for payment until the balance is exhausted. In this sense, it is somewhat similar to a debit card or EZ-Link transport card. A prepaid card is also not linked to any bank account. So this means that if someone gets hold of your card, the biggest monetary risk involved is only losing the fixed value in your card.

To use a prepaid card, all you need to do is top up your card with the desired amount, then go ahead and use it like a regular debit/card. If you find it a hassle to reload value to your card, you can even opt for a prepaid card that is linked to your bank account. This way, you can use use your bank account as an e-wallet for automatic top-ups. Although this increases the security risk of your card, it makes up with convenience and time-efficiency.

Compare a range of free prepaid cards in Singapore

Name Product Monthly fee Card delivery Supported currencies Mobile payments
5-8 business days


Apple Pay, Google Pay

Use promo code FINDER5 to earn $5 on signup.

A prepaid Mastercard with no monthly fees, contactless payment features and fee-free transactions in over 150 currencies. NOTE: Promo code valid for new signups and Singapore residents only.
Aspire Corporate Card
Approved within 1 working hour


Apple Pay, Google Pay
A corporate debit card for SMEs and Startups with no annual fee and low FX fees. Enjoy 1% cashback on marketing and SaaS spend. T&Cs apply.
Wirex Standard
5 business days


Apple Pay, Google Pay

Get a Welcome Bonus of $15 USD in WXT when you sign up with Wirex through Finder.

A multi-currency card that supports over 150 currencies, including more than 8 cryptocurrencies at interbank rates.
Wise Multicurrency Account
2 - 3 business days


Apple Pay, Google Pay
Wise (formerly TransferWise) is an international account for over 50 currencies, with instant, super-cheap money transfer, a card to spend in any currency, bank details to get paid in 30 different countries and multi-currency direct debits.
Revolut Standard
Up to 9 working days


Apple Pay, Google Pay

Get 20% cashback on all eligible public transport expenses in Singapore when you pay with Revolut. Valid until 31 December 2021.

Enjoy no monthly fees, competitive currency conversion rates, and spend in over 150 currencies with Revolut’s Standard card.

Compare up to 4 providers

Which prepaid cards have no fees in Singapore?

Here are some popular prepaid cards available in Singapore:

  • YouTrip Prepaid Mastercard. YouTrip is a multi-currency mobile wallet with a prepaid Mastercard that lets you pay in over 150 currencies with no fees or markups on wholesale exchange rates.
  • Revolut Standard Card. Revolut offers digital bank accounts for its users all over the world. Its free, standard account offers payments in over 150 currencies, transfers to over 28 countries and free overseas ATM withdrawals (up to $350/month).
  • Linked to the Wise Borderless Account, the Wise debit Mastercard allows you to spend anywhere in the world at the real exchange rate, withdraw cash for free at overseas ATMs (up t0 S$350 a month) and more.
  • FEVO Prepaid Mastercard. FEVO is a 2-in-1 card that combines a prepaid MasterCard and an EZ-Link transportation card. Cardholders can make payments at any outlet that accepts MasterCard, or even make international purchases online.
  • FlexM Prepaid Mastercard. FlexM offers both virtual prepaid and physical prepaid Mastercards. With a FlexM card, you can instantly top-up your account using your mobile wallet, make cash withdrawals at ATMs worldwide and be in complete control of your cash balance.

Here are some key benefits of free prepaid cards

  • Low monthly and issuing costs
  • Enhanced security (when not linked to a bank account)
  • Great for issuing allowance to teens
  • No additional top-up charges
  • Complete control over your financial security
  • Manage your transactions easily with prepaid card apps or online banking

Are there any hidden costs to watch out for?

Prepaid cards may not come with monthly, annual or issue costs, but they still can be subject to hidden costs. Watch out for pesky inactivity fees, ATM withdrawal charges, cancellation fees or card replacement fees.These charges might sound insignificant but they can add up, so be sure to clarify any cost-related queries with your provider before deciding on a card.

How to get a free prepaid card in Singapore

Most providers have apps that can be downloaded via the App Store or Google Play. You can sign up for a prepaid card through such apps, or by simply accessing the provider’s website. Either way, the registration process typically involves filling up personal details and providing relevant documentation. It doesn’t take long and it’s simple to register for.

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