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Does travel insurance cover you if you cruise to ‘nowhere’?

With most of us unable to travel outside Singapore anytime soon, travel industry players have attempted to recreate the travel experience for us without a destination.

The concept of travelling to “nowhere” has taken off, in which different cruise operators essentially take passengers on a route that leads back to the point of departure – Singapore.

For those of us itching to get back out there and travel, this may be a way of bringing back a sense of excitement associated with exploring new sights and venturing “out” – in a similar vein to staycations in local hotels.

Are travel-to-‘nowhere’ trips safe?

The Singapore Tourism Board, on October 8th, has announced the piloting of cruises to nowhere starting November this year.

However, certain precautions will be taken, in light of the COVID-19 situation continuing to unfold, such as:

  • Infection control measures at every stage of a passenger’s journey, including a mandatory COVID-19 test prior to boarding
  • Strict and frequent cleaning and sanitisation protocols onboard
  • Round trips with no ports of call
  • Sailing at a reduced capacity of 50 percent
  • Only open to Singapore residents

As an additional step to safeguard passengers, STB is also in the process of developing mandatory CruiseSafe certification programmes which sets out stringent hygiene and safety measures for cruise lines which are independently assessed before they can commence sailing out.

| See also: Long weekend ideas and staycations in Singapore for 2020 |

Travel to nowhere cruise offers

Genting Cruise Lines World Dream

From November 6th onwards, passengers will be welcomed aboard the World Dream under Genting Cruise Lines’ Dream Cruises.

The cruise will set sail from Singapore, make its way through the Straits of Malacca before returning to Singapore.

For either a two-night or three-night stay, you will be able to experience water slides, rock climbing walls, rope courses and even virtual reality games with Esc Experience Lab.

Safety measures taken aboard the World Dream will include required mask-wearing excluding during meals and sports, hand sanitisation and temperature screening stations and two doctors on board, including an infection control officer and isolated wards.

Royal Caribbean International’s Quantum

From December 1st, you’ll be able to sail aboard the Quantum of Seas by Royal Caribbean International for a three-nights or four-nights package.

Activities aboard will include surf simulators and bumper cars, as well as dining at Jamie’s Italian.

Cruise operators on this cruise will adhere to strict precautions while aboard including:

  • Fresh filtered air supply (from outdoors) to all indoor areas
  • Required wearing of masks at all times
  • A 100 per cent credit towards a future cruise if a guest tests positive for Covid-19 during the three weeks prior to the cruise; or a full refund if a guest tests positive during the voyage

| Related: How to travel safer in 2020 |

Does travel insurance cover your trips to nowhere?

While this is one way to keep the travel industry afloat, it’s important to remember that COVID-19 is still very much a risk with any form of travel.

Choosing a travel insurance plan for trips to nowhere

Since ‘travel-to-nowhere’ trips are a new travel concept, you’ll want to make sure that you’re covered by your travel insurance policy before you decide to make that trip.

Currently, one of the only insurers offering plans that cover travel to nowhere is Allianz:

Allianz Asia Pacific travel insurance

What does it cover?

This policy will cover medical expenses and emergency medical assistance should you need it during your cruise. These cruises take place on international waters, this policy provides good coverage for overseas medical expenses, choose from Bronze, Silver and Gold plan, which provides an unlimited amount for overseas medical expenses due to illness.

You will also be entitled to claim overseas and local medical expenses for Traditional Chinese Medicine and Hospital Confinement (with differing limits), and also local outpatient treatment.

Another alternative is the Travel buddy plan that covers up to $200,000 for overseas medical expenses and $5000 for any cancelled trip.

However, be sure to note that this policy continues to exclude COVID-19 related claims.

Also, remember to purchase the plan covering ASEAN region as the cruise will be on international waters with Malaysia and Indonesia being the nearest countries.

How to purchase Allianz Travel buddy plan in 3 simple steps:

1. Visit GoBear

2. Set destinations to Malaysia and Indonesia

3. Choose Allianz Travel buddy plan

As there are travel advisories in effect, always be sure to check with your individual travel insurance provider before purchasing your policy if your trip will be covered.


While certain travel insurance policies do cover trips to “nowhere”, it’s important to check what type of coverage you are receiving and in what amount. Due to the ongoing pandemic, it’s also important to check if your travel insurance policy still covers medical expenses for COVID-19.


The information in this article is accurate as of 2 Nov 2020 unless otherwise stated. Whilst we endeavour to keep the information accurate and updated, GoBear makes no representation or warranties for the accuracy of the information in this article or content of any websites which may be linked.

The information in this article is based off publicly-available information on insurer websites, GoBear makes no representation or warranties for the availability of the mentioned products and options – not all products and options may be available to the public or segment thereof at any point of time.

This article is for informational and promotional purposes only; it does not constitute advice or recommendation and does not take into account your own individual circumstances. The information in this article may not be updated and you should always refer to the relevant Policy Wording and insurer for the full terms and conditions. In the event of any inconsistency, the Policy Wording and/or information from the insurer shall prevail.

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