DBS Altitude Visa Signature Card Review

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Take advantage of miles that never expire, discounts on dining and a concierge service with the DBS Altitude Visa Signature Card.

You’d usually expect to pay a high annual fee for a card that gave you access to airport lounges and Visa Concierge, but that’s not the case with the DBS Altitude Visa Signature Card. As well as being able to earn extra miles for travel bookings, you get bonus miles when you renew your membership and they will never expire.

If you like the sound of special discounts and exclusive jetsetter promotions, read on to find out if the DBS Altitude Visa Signature Card is right for you.

S$0 annual fee for 1 year - S$192.60 thereafter

Annual Fee

26.8%

Effective Interest Rate

S$30,000

Min Income - Singaporean and PR

Details

Product NameDBS Altitude Card
RewardEarn up to 4 miles per S$1 spend, with no expiry
Effective Interest Rate26.8%
Interest Free PeriodUp to 25 days
Minimum Monthly Repayment3% of the statement balance (or S$50, whichever is greater) plus any amount that is overdue and/or exceeds your credit limit
More Info

Benefits of using DBS Altitude Visa Signature Card

  • Welcome offer. Get up to 38,000 miles or AirPods when you sign up by 31 July 2020.
  • Bonus miles. When you renew your membership and pay the annual fee you’ll get 10,000 bonus miles.
  • Miles never expire. Unlike other miles programmes, the miles you earn on this card will never expire so you don’t have worry about using them up before a certain date.
  • Visa Concierge. Get access to exclusive privileges and lifestyle experiences. These include exclusive dining offers and golf discounts at over 30 clubs across Asia.
  • Exclusive jetsetter promotions. Earn up to 10 miles per S$1 when you book flight and hotels online through Kaligo.
  • Airport lounge access. Enjoy complimentary Priority Pass membership, with two free lounge visits within every 12-month membership period to over 1,200 airport lounges worldwide.

Features of the DBS Altitude Visa Signature Card

  • Annual fee. The principal cardholder will pay S$192.60 per year and each supplementary card is S$96.30.
  • Annual fee waiver. Your annual fee is waived the following year if you charge a minimum of S$25,000 to your DBS Altitude Card each year.
  • Earn miles. Earn up to 3 miles per S$1 spent on online flight and hotel transactions (this has a cap of S$5,000 per month), up to 2 miles per S$1 spent overseas and up to 1.2 miles per S$1 spent locally. Your miles are awarded as DBS points, with 1 DBS point = 2 miles.
  • Travel insurance. Each time you use your DBS Altitude Card to pay for your full travel fare, you’ll have up to S$1 million travel accident insurance coverage for you and your family.
  • SimplyGo. You can use your DBS Altitude Card to pay for your train and bus rides and you’ll earn up to 1.2 miles per S$1 spent on rides.

How to apply for the DBS Altitude Visa Signature Card?

When you’re ready to apply, you can go to the DBS website to begin your application. If you are an existing DBS customer you can apply through your internet banking, otherwise, new customers can use MyInfo with your SingPass. If you don’t have a SingPass account, you will need to manually complete a form and then provide documentation to support your application.

Make sure to have any documents ready to go before applying and that you meet the eligibility criteria.

Eligibility criteria

  • Be 21 years or older
  • Have an income of at least S$30,000 for Singaporeans and PR, and S$45,000 for foreigners

Required documents

For Singaporeans and PR

  • A photocopy of your NRIC (both front and back)
  • A copy of your phone or utility bill
  • Latest 3 months computerized payslips; or
  • Latest min 3 months CPF Contribution History Statement; or
  • Latest 1 year of Income Tax Notice Assessment with latest 3 months computerized payslips / 12 Months CPF Statement

If you have been in your current role for less than three months, you will need to supply the following:

  • A photocopy of your NRIC (both front and back
  • A photocopy of your staff pass
  • A letter from your company with confirmation of your employment and your salary in SGD
  • A photocopy of your utility or telephone bill

For self-employed or commission-based employees

  • A photocopy of your NRIC (both front and back)
  • Latest 1 year of Income Tax Notice Assessment
  • A copy of your phone or utility Bill

For foreigners

  • A photocopy of your passport
  • A photocopy of your Employment Pass (with minimum 6 months validity)
  • A photocopy of your In-Principal Approval (IPA) if your Employment Pass has less than 6 months validity
  • Latest 1 year of Income Tax Notice Assessment with latest computerized payslips
  • A photocopy of your phone or utility Bill

If you have been in your role for less than three months, you will also need to supply a letter from your company confirming your employment and your salary in SGD. If you are self-employed or in a commission-based role, you will need to show the latest two years Income Tax Notice Assessment.

Bottom line

With miles that never expire plus a great list of benefits, the DBS Altitude Card is worth considering if you travel a lot and like having access to airport lounges and a concierge. Before applying, take a look at some other travel credit cards and compare their features to ensure that the Altitude Card is the right option for you.

If you decide that you would prefer to have American Express rather than Visa, check out the DBS Altitude American Express Card below.

DBS Altitude American Express Card

If you would prefer American Express over Visa, the DBS Altitude American Express Card comes with its own unique set of benefits including up to 50% savings on shopping, dining and entertainment through Live the World.

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