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DBS Altitude American Express Card Review

Air miles that never expire and free travel cover are some the benefits of the DBS Altitude American Express Card.

If you love to travel, the DBS Altitude American Express Card could be a great choice for you. It lets you clock up air miles quickly via travel bookings and spending while you’re abroad. Plus, you can enjoy extra perks including free hotel stays and travel cover of up S$1 million for you and your family.

Read on to find out what you need to know about the DBS Altitude American Express Card.

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S$0 annual fee for 1 year - S$192.60 thereafter

Annual Fee


Effective Interest Rate


Min Income - Singaporean and PR


Product NameDBS Altitude Card
RewardEarn up to 4 miles per S$1 spend, with no expiry
Effective Interest Rate26.8%
Interest Free PeriodUp to 25 days
Minimum Monthly Repayment3% of the statement balance (or S$50, whichever is greater) plus any amount that is overdue and/or exceeds your credit limit
More Info

Benefits of the DBS Altitude American Express Card

  • Welcome offer. Get up to 38,000 miles or S$200 cashback when you apply online by 30 June 2021 (Promo code: ‘200CASH’). T&Cs apply.
  • Earn miles. You can earn up to 3 miles for every S$1 you spend on online flight and hotel transactions (up to a cap of S$5,000 per month), up to 2 miles for every S$1 of spent overseas and up to 1.2 miles per S$1 spent locally. The miles are awarded as DBS Points, with 1 DBS Point equalling 2 miles.
  • Annual fee waiver. The annual fee for this card is waived for the following year if you charge a minimum of $25,000 to the card each year.
  • Travel insurance. Access up to S$1 million of cover to protect you and your family against accidents while you’re away if you charge the full travel fare to your card.
  • Extra savings. This card lets you enjoy up to 50% savings on shopping, dining and entertainment through Live the World offers.

    How do I apply for the DBS Altitude American Express Card?

    You can apply for the DBS Altitude American Express Card via the DBS website.

    If you’re an existing DBS customer you can apply through your internet banking. Alternatively, new customers can use MyInfo with their SingPass. If you don’ have a SingPass account, you will need to manually complete a form and then provide documentation to support your application which is outlined below. Make sure to have this ready to go before applying and that you meet the eligibility criteria.

    Eligibility requirements

    • Be 21 years or older
    • Have an income of at least S$30,000 for Singaporeans and PR, and S$45,000 for foreigners

    Required documents

    Bottom line

    With air miles that never expire and multiple other benefits, the DBS Altitude American Express Card could be a suitable option if you travel regularly and like the chance to access regular discounts and a concierge. This card also has a deal that lets you earn up to six miles per S$1 spent on participating airlines and hotels at Expedia. However, with this card you’ll get the higher rate of air miles only on the first $5,000 of travel bookings and flights each month. So, there might be other cards which give you more depending on the way you spend. Before applying, have a look at some other travel credit cards and compare their features to make sure the DBS Altitude American Express Card is right for you. If you decide that you’d prefer to have Visa rather than American Express, check out the DBS Altitude Visa Signature Card below.

    DBS Altitude Visa Signature Card

    If you’d prefer to have a Visa card instead of American Express, the DBS Altitude Visa Signature Card comes with its own unique set of benefits including:

    • Get up to three air miles for each S$1 you spend.
    • Access a range of special discounts when visiting Japan.
    • Thanks to SimplyGo, you can use your card to pay for train and bus rides in Singapore. Also, you’ll get points for each S$5 you spend.
    • Additional discounts and offers depending on current promotions, such as green fees and airport transfer services
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