UOB current accounts

Savings accounts, multiplier accounts, foreign currency accounts and many more.

From savings accounts and current accounts to foreign currency accounts and ladies-only accounts, UOB offers a huge range of banking options to suit your specific needs.

This review will cover UOB current accounts, including the options available and how to sign up for a current account of your choice.

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S$0

Monthly fee

S$500

Minimum Initial Deposit

S$5

Fall below monthly fees

Compare a range of UOB current accounts in Singapore

Name Product Mobile View Current Account Monthly fee Minimum Initial Deposit Fall below monthly fees Mobile payments
  • Monthly fee

    S$0

  • Minimum Initial Deposit

    S$500

  • Fall below monthly fees

    S$5

  • Mobile payments

S$0
S$500
S$5
Apple Pay, Google Pay, Samsung Pay
Unlock higher interest on the first $75,000 of your balance by crediting your salary and spending at least S$500 on an eligible UOB card.
  • Monthly fee

    S$0

  • Minimum Initial Deposit

    S$1,000

  • Fall below monthly fees

    S$2

  • Mobile payments

S$0
S$1,000
S$2
Apple Pay, Google Pay, Samsung Pay
Access your finances anytime with this interest-bearing passbook savings account.
  • Monthly fee

    S$0

  • Minimum Initial Deposit

    S$0

  • Fall below monthly fees

    S$0

  • Mobile payments

S$0
S$0
S$0
Apple Pay, Google Pay, Samsung Pay
Save on FX fees when you travel overseas or shop online as this account supports 10 foreign currencies.
  • Monthly fee

    S$0

  • Minimum Initial Deposit

    S$1,000

  • Fall below monthly fees

    S$7.50

  • Mobile payments

S$0
S$1,000
S$7.50
Apple Pay, Google Pay, Samsung Pay
Manage your day-to-day finances with this statement-based chequeing account and enjoy a 3-year waiver on your UOB debit card.
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What features come with UOB current accounts?

UOB current accounts come with different features based on the type of account you’ve chosen. However, in general, you can expect the following features:

  • Competitive interest rates
  • Online banking facilities
  • Perks and rewards

What UOB current accounts are available?

  • One Account. High-yield savings account with cheque facilities.
  • KrisFlyer UOB Deposit Account. Earn bonus KrisFlyer miles when you spend and save with this account.
  • Current Account. A UOB bank account to manage your day-to-day finances with auto-mailing of new cheque books.
  • i-ACCOUNT. An all-in-one account with both savings and chequing facilities. Also comes with a free global ATM card and auto-overdraft facility.
  • Wealth Premium Account. An exclusive interest-bearing chequing and savings account.
  • Privilege Account. An exclusive UOB account with cheque facilities that offers premium interest rates.

What other UOB accounts are available?

Here are some UOB bank accounts you may want to consider when you get started with UOB bank:

  • Stash Account. Accumulate savings with up to 1% p.a. interest, simply by maintaining your previous month’s monthly average balance.
  • Uniplus Account. Earn high daily interest rates and enjoy a complimentary global ATM card, or a 3-year fee waiver on your UOB Debit Card.
  • Junior Savers Account. UOB savings account with complimentary life insurance coverage for kids.
  • Child Development Account. Enjoy 2% p.a. interest with no deposit cap on all balances, a CDA First Step grant of S$3,000 as well as dollar-for-dollar matching from the Government.
  • Global Currency Premium Account. Manage multiple currencies with this UOB bank account.
  • Global Currency Account. A chequing account with over 10 major foreign currencies and rewards you with daily interest.
  • Foreign Currency Fixed Deposit Account. Enjoy high-interest rates foreign currency denominated fixed deposits.

Special features and promotions to take note of

Here are some promotions and perks you may be eligible for:

Lady’s savings accounts

UOB’s Lady’s Saving Account offers female cancer coverage on top of savings facilities. Such accounts are rare in Singapore, which means you should consider UOB if these features are important to you.

Online promotions

UOB offers plenty of online promotions to make opening a UOB bank account easier than ever. These can include cash credit for opening up a new account among other promotions.

Miles promotions

With the KrisFlyer UOB Deposit Account, you can earn additional bonus KrisFlyer miles when you spend and save. Receive 1,000 welcome KrisFlyer miles and more upon successful application.

Note: Offers are subject to change any time at the bank’s discretion.

What fees are charged with UOB bank accounts?

You may encounter the following fees when using a UOB bank account:

  • Minimum balance fee. UOB charges a small fee when your account drops below a specified minimum balance threshold. For example, the UOB Stash Account charges $2 if the average monthly daily balance falls below $1,000.
  • Cheque book fee. Accounts that offer cheque books, such as the UOB One Account, may leverage a fee for cheque books.
  • Monthly service fee. UOB bank accounts like the Gold Savings Account come with a monthly service charge fee.
  • Early account closure fee. UOB bank accounts generally charge $30 if an account is closed within 6 months of opening.
  • Miscellaneous fees. You may be charged fees related to replacing lost passbooks, incidental overdrafts, replacing ATM cards, and overseas cash withdrawals amongst many other things.

How do I open a bank account with UOB?

You can open a UOB bank account just like any other Singapore bank account.

If you’re an existing UOB account holder, you can apply for a new account conveniently through online banking. New applicants (Singapore citizens and PRs) can apply with their SingPass, a simple and secure application process that speeds up the process by retrieving your personal details and income information directly from MyInfo. Alternatively, you can also fill up an online application form if you don’t have a SingPass account.

To ensure a smooth application, make sure that you meet the eligibility criteria for the specific UOB account you’re interested in and have all the relevant documents and details you need on hand.

Eligibility criteria

The specific eligibility criteria may vary depending on the specific Standard Chartered account you’re applying for, but you’d typically need to meet these requirements:

  • Age. You must be at least 18 years of age
  • Residency. Singapore citizen, permanent resident or foreigner.

Required documents

Make sure you have the following information and documents ready when you apply:

  • Singaporeans. ID and the latest copy of a proof of residence (e.g. local utility bill, local telecommunication bill, local bank statement)
  • Permanent residents. ID and the latest copy of a proof of residence (e.g. local utility bill, local telecommunication bill, local bank statement)
  • Foreigners working in Singapore. Passport, Employment Pass, proof of residence (e.g. IPA issued by MOM, Work Permit issued by MOM)
  • Foreigners studying in Singapore. Passport, matriculation or student card approved by the ICA, or proof of residence (e.g. utility bill, telecommunication bill, bank statement)

Compare a range of current accounts in Singapore

1 - 20 of 23
Name Product Mobile View Current Account Monthly fee Minimum Initial Deposit Fall below monthly fees Mobile payments
  • Monthly fee

    S$0

  • Minimum Initial Deposit

    S$0

  • Fall below monthly fees

    S$0

  • Mobile payments

S$0
S$0
S$0
Apple Pay, Google Pay
Wise (formerly TransferWise) is an international account for over 50 currencies, with instant, super-cheap money transfer, a card to spend in any currency, bank details to get paid in 30 different countries and multi-currency direct debits.
  • Monthly fee

    S$0

  • Minimum Initial Deposit

    S$0

  • Fall below monthly fees

    S$0

  • Mobile payments

S$0
S$0
S$0
Apple Pay, Google Pay
Enjoy no monthly fees, competitive currency conversion rates, and spend in over 150 currencies with Revolut’s Standard card.
  • Monthly fee

    S$19.99

  • Minimum Initial Deposit

    S$0

  • Fall below monthly fees

    S$0

  • Mobile payments

S$19.99
S$0
S$0
Apple Pay, Google Pay
An exclusive premium contactless card that allows for unlimited currency exchanges, a free Lounge Pass, and 1% cashback on expenses.
  • Monthly fee

    S$9.99

  • Minimum Initial Deposit

    S$0

  • Fall below monthly fees

    S$0

  • Mobile payments

S$9.99
S$0
S$0
Apple Pay, Google Pay
On top of standard Revolut perks, this debit card comes with unlimited spending and free overseas ATM withdrawals, up to $700 per month.
  • Monthly fee

    S$1

  • Minimum Initial Deposit

    S$5,000

  • Fall below monthly fees

    S$0

  • Mobile payments

S$1
S$5,000
S$0
Samsung Pay
This combined current and savings account offers three interest tiers based on the size of your account balance.
  • Monthly fee

    S$2

  • Minimum Initial Deposit

    S$0

  • Fall below monthly fees

    S$2

  • Mobile payments

S$2
S$0
S$2
Apple Pay, Google Pay, Samsung Pay
This fee-free starter account offers 4x higher interest than regular savings accounts and a customisable debit card.
  • Monthly fee

    S$2

  • Minimum Initial Deposit

    S$1,000

  • Fall below monthly fees

    S$8.50

  • Mobile payments

    S$2
    S$1,000
    S$8.50
    NETSPay, MaybankPay
    Benefit from competitive interest rates and chequing facility offered by this account.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$15,000

    • Fall below monthly fees

      S$15

    • Mobile payments

    S$0
    S$15,000
    S$15
    Apple Pay, Google Pay, Samsung Pay
    An interest-bearing checking account with competitive interest rates.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$0

    • Fall below monthly fees

      S$5

    • Mobile payments

    S$0
    S$0
    S$5
    Apple Pay, Samsung Pay
    Unlock up to 2.38% p.a. of bonus interest on the first S$80,000 deposit and access up to 14 different currencies with this account.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$2,000

    • Fall below monthly fees

      S$2,000

    • Mobile payments

    S$0
    S$2,000
    S$2,000
    Apple Pay
    This multi-currency account offers a wide range of banking features and supports 11 global currencies, including USD and RMB.
    • Monthly fee

      S$1

    • Minimum Initial Deposit

      S$1,000

    • Fall below monthly fees

      S$10

    • Mobile payments

    S$1
    S$1,000
    S$10
    Samsung Pay
    Enjoy the convenience and flexibility to conduct your transactions in a wide array of foreign currencies.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$1,000

    • Fall below monthly fees

      S$7.50

    • Mobile payments

    S$0
    S$1,000
    S$7.50
    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, NETSPay
    Issue cheques and conduct day-to-day financial management efficiently with this non-interest bearing current account.
    • Monthly fee

      S$2

    • Minimum Initial Deposit

      S$3,000

    • Fall below monthly fees

      S$7.50

    • Mobile payments

    S$2
    S$3,000
    S$7.50
    Apple Pay, Google Pay, Samsung Pay
    This all-in-one statement-based account comes with competitive interest rates and chequeing facilities.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$15,000

    • Fall below monthly fees

      S$15

    • Mobile payments

    S$0
    S$15,000
    S$15
    Apple Pay, Google Pay, Samsung Pay
    Get 2% cash rebate with every EZ-Link Reload and 1% cash rebate on any other transaction with this savings account.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$0

    • Fall below monthly fees

      S$0

    • Mobile payments

    S$0
    S$0
    S$0
    Apple Pay, Samsung Pay
    Enjoy attractive bonus rates when you credit your salary, plus 1% cash rebates on eligible Mastercard spend with this chequeing account.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$0

    • Fall below monthly fees

      S$5

    • Mobile payments

    S$0
    S$0
    S$5
    Apple Pay, Google Pay, Samsung Pay, NETSPay, PayLah!
    Multiply your savings with bonus interest rates when you credit your income and meet all the account's criteria.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$15,000

    • Fall below monthly fees

      S$15

    • Mobile payments

    S$0
    S$15,000
    S$15
    Apple Pay, Google Pay, Samsung Pay
    This savings account offer up attractive step-up balance up to0.13% p.a. for month-to-month balance growth.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$350,000

    • Fall below monthly fees

      S$0

    • Mobile payments

    S$0
    S$350,000
    S$0
    Apple Pay, Google Pay, Samsung Pay
    Earn premium interest rates based on your daily balance with this chequeing account.
    • Monthly fee

      S$0

    • Minimum Initial Deposit

      S$1,334

    • Fall below monthly fees

      S$5

    • Mobile payments

      S$0
      S$1,334
      S$5
      NETSPay, PayLah!
      Manage your finances conveniently with this checking account in USD and other major foreign currencies.
      • Monthly fee

        S$10

      • Minimum Initial Deposit

        S$1,000

      • Fall below monthly fees

        S$10

      • Mobile payments

      S$10
      S$1,000
      S$10
      Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, NETSPay
      Transact, issue cheques and manage your USD deposits conveniently within a single account.
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      Disclaimer: Interest rates are applicable for deposits between S$1,000 and S$49,999. Interest rate and initial deposit are shown in Singapore dollars. Please check with the provider for deposits and rates in other amounts and currencies.

      Frequently asked questions

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