UOB Credit Cards

Find out more about the broad selection of credit cards offered by UOB, so that you can decide if you want to apply for one.

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United Overseas Bank (UOB) has a well-established history in Singapore. The bank’s in-depth knowledge about Singaporean financial needs is reflected in its diverse range of card offerings. From cashback to travel cards, UOB offers a wide variety of credit cards from which you may choose from.

This guide will help you compare UOB credit cards and choose one that offers you the best value for your wallet, lifestyle and preferences.

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Apply and receive $150 cash back.

Offer ends 31 August 2020.

Eligibility criteria, terms and conditions, fees and charges apply

UOB PRVI Miles American Express Card

  • Principal Annual Fee: S$0 annual fee for 1 year - S$256.80 thereafter.
  • Cashback Rate: 0%
  • Annual Interest Rate: 26.9%
  • Minimum Income (Singaporean & PR): S$30,000
  • Minimum Income (Non-Singaporean): S$40,000
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Compare credit cards from UOB

Name Product Reward Cashback Offer Annual Fee Min Income - Singaporean and PR
UOB PRVI Miles American Express Card
2.4 air miles for every S$1 spent overseas including online shopping on overseas websites.
Get S$150 cash credit if you spend a minimum of S$1,500 within 30 days. First 400 new customers only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy free transfers to Changi Airport. Plus, 20,000 bonus air miles if you charge S$50,000 to your card in a year.
KrisFlyer UOB Credit Card
Earn 3 KrisFlyer miles per S$1 when you spend with Singapore Airlines, Scoot, SilkAir or KrisShop and 1.2 KrisFlyer miles per S$1 on all other spend.
Get S$150 cash credit if you spend S$1,500 or more within 30 days. First 800 new customers only.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and enjoy up to 3,000 KrisFlyer miles if you charge at least S$1,500 to your credit card in the first month.
UOB Lady's Card
10X UNI$ (or 20 miles) per S$5 spent on chosen category with no min. spend required
New customers can get S$150 in bonus cash credits. T&Cs apply.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get S$150 in bonus cash credits. T&Cs apply.Ends 31 August 2020.
UOB One Card
Up to 10% cashback on Grab and UOB Travel transactions; 6% for your Singapore Power bill; and 5% back on all other spending
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 400 eligible applicants only.
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get up to S$150 in bonus cash credits. T&Cs apply.
UOB PRVI Miles Visa Card
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 400 eligible applicants only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.
UOB PRVI Miles World Mastercard
6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel
Get S$150 cash credit when you apply. Minimum S$1,500 spend within 30 days. First 400 eligible applicants only.
S$0 annual fee for the first 1 year and S$256.80 thereafter
S$30,000
Apply today and enjoy up to S$150 in cash credits. Plus, free travel cover.
UOB Yolo Card
Wide range of discounts. Plus, complimentary travel insurance
Enjoy up to 8% cashback on dining, travel, shopping and entertainment. Plus, a further 3% cashback in selected categories
S$0 annual fee for the first 1 year and S$192.60 thereafter
S$30,000
Apply today and get up to S$230 in bonus cash credits. T&Cs apply.
UOB Delight Credit Card
Up to 8% rebate at Cold Storage, Market Place, Jasons, Giant and Guardian.
Up to 10% SMART$ rebate at over 300 participating outlets islandwide.
S$0 annual fee for the first 1 year and S$85.60 thereafter
S$30,000
UOB Visa Infinite Metal Card
Get 2 air miles per S$1 spent overseas and 1.4 air miles per S$1 spent locally
N/A
S$642 annual fee
S$150,000
Receive up to 25,000 miles (UNI$12,500) when you’ve paid the annual fee. T&Cs apply.
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Why should I choose UOB?

UOB credit cards come with a wide range of perks including attractive cashback deals, excellent opportunities to earn air miles, and exclusive travel perks and rewards. You can refer to the list below for an overview of the various types of UOB credit cards as well as their unique rewards.

Types of UOB credit cards

    What benefits can I get with a UOB credit card?

    • Rewards. You may earn UOB Rewards Points or UNI$ on purchases you charge to your credit card. However, not all UOB credit cards are eligible for UNI$ so check the UNI$ FAQs for more information.
    • Frequent Flyer Miles. UNI$ can be converted to KrisFlyer or Asia Miles in blocks of UNI$5,000 for 10,000 miles.
    • UOB SMART$ rebates. Use SMART$ to offset your next purchase of food, groceries, gadgets, fuel, and entertainment items, or when paying for insurance.
    • Easy credit card bill payments. You can pay off your credit card bills using cash, cheque, or Interbank GIRO through a wide range of platforms. This includes payment through phone banking, at ATMs, S.A.M machines (Self-service Automated Machines), iNETS Kiosks or AXS Stations.
    • Security. UOB sends notifications about your transactions to your mobile phone via SMS to help you keep track of your card transactions. Besides this, EMV chip card technology safeguards you from fraudulent or unauthorised transactions. Do take note that the magnetic stripe on your card must be activated before overseas usage.
    • Complimentary extras.
      • The UOB Privileges Passport opens up a world of local and global privileges with your credit card.
      • Gain access to a wide array of exciting promotions in dining, shopping, travel, retail, or even education spending when you become a UOB Card Member.
      • UOB SmartPay is an interest-free monthly instalment plan with a one-time processing fee that lets you spread your big-ticket purchases over flexible repayment periods of 3, 6 or 12 months.
      • Consolidate your monthly bills with UOB’s Bill Pay Service. The best part is that you could save time and earn UNI$, SMART$ or cash rebates when using Bill Pay.

    How can I apply for a UOB credit card?

    Eligibility requirements

    The first step to applying for a UOB credit card is to check if you meet existing eligibility requirements. This may include:

    • Age. Applicants should be aged 21 and above.
    • Income. The minimum annual income stands at $30,000 for Singapore Citizens or Permanent Residents, and $40,000 for foreigners.

    Documents required

    Before you apply, gather these documents for your application.

    • For salaried persons with a fixed monthly salary:
      • A photocopy of the front and back of your NRIC
      • CPF Contribution History Statements for the latest 12 months
      • Latest computerised payslip in Singapore dollars
      • Latest Income Tax Notice of Assessment
    • For self-employed persons or commission-based employees:
      • A photocopy of the front and back of your NRIC
      • Latest Income Tax Notice of Assessment
    • For foreigners:
      • A passport valid for at least 6 months
      • Employment Pass (EP or S Pass with at least 6 months’ validity)
      • Proof of address in the form of a household bill issued within 6 months of the application date
      • Latest computerised payslip in Singapore dollars, your latest Income Tax Notice of Assessment together with your latest 12-month CPF Contribution History Statement or a letter from your company certifying your employment and monthly salary in Singapore dollars. The letter should be dated within three months of the application date.

    Step-by-step application process

    Once you’ve ascertained your eligibility and checked that you have all the necessary documents, you may begin applying for a UOB Credit Card.

    1. Compare the UOB credit card options above, reviewing their privileges, benefits and costs.
    2. Select the credit card that best suits you, considering your lifestyle, credit needs, spending patterns, income and circumstances.
    3. Once you’ve decided on a card, you can begin your application on the UOB site.
    4. Provide the required details and documents.
    5. Submit your online application.

    You can also apply for a UOB credit card offline at a physical UOB bank branch.

      Frequently asked questions

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