Standard Chartered credit cards

Compare Standard Chartered credit cards and choose from a variety of personal and business cards for your lifestyle and income level.

Updated Apr 27, 2020

Standard Chartered has a wide variety of credit cards including cashback cards with no minimum spend, air miles cards and platinum cards with exclusive travel perks and deals. Find out about the cards available from Standard Chartered and learn the eligibility requirements before applying.

Compare credit cards from Standard Chartered

Name	Reward	Cashback Offer	Annual Fee	Min Income - Singaporean and PR
Standard Chartered Unlimited Cashback Credit Card	Shopping, travel and lifestyle offers at over 3,000 outlets in Asia	Earn 1.5% cashback on all of your credit card spend with no minimum spend. Additionally, get 1% cashback on your approved Funds Transfer Amount.	S$0 annual fee for the first 2 years and S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	More Info	Compare	loading Fetching your data...
Standard Chartered Rewards+ Credit Card	Up to 10X rewards points for every S$1 spent in foreign currency on overseas retail, dining and travel	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	S$0 annual fee for the first 2 years and S$192.60 thereafter	S$30,000	Apply today and enjoy a range of perks including 1-for-1 movie tickets with Cathay Cineplexes. Plus, complimentary travel medical insurance.	More Info	Compare	loading Fetching your data...
Standard Chartered Spree Credit Card	Up to 24.2% petrol savings at Caltex stations.	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	S$0 annual fee for the first 2 years and S$192.60 thereafter	S$30,000	Enjoy up to 3% cashback on all online spend in foreign currency and all vPost spend. Plus, up to 25% off on postal services and lots more.	More Info	Compare	loading Fetching your data...
Standard Chartered NUS Alumni Platinum Credit Card	Earn 1 Rewards point for every S$1 charged to your card	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	S$0 annual fee for the first 2 years and S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	More Info	Compare	loading Fetching your data...
Standard Chartered Visa Infinite X Credit Card	3 miles per $1 spent on foreign currency.	Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply	S$695.50 annual fee	S$30,000	Apply today via MyInfo and receive S$20 cashback.	More Info	Compare	loading Fetching your data...
Standard Chartered Manhattan $500 Card	N/A	Earn 0.25% cashback on everything you spend.	S$0 annual fee for the first 1 year and S$32.10 thereafter	S$18,000	More Info	Compare	loading Fetching your data...
Standard Chartered Priority Banking Visa Infinite Credit Card	Earn 2.5 points for every $1 spent on your credit card	Apply today and receive up to S$80 cashback. Ends 30 June 2020.	S$321 annual fee	S$30,000	Apply today and receive up to S$80 cashback. Ends 30 June 2020.	More Info	Compare	loading Fetching your data...
Standard Chartered Prudential Visa Signature Card	Up to 10x rewards points on foreign spend, with no minimum spend required	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	S$0 annual fee for the first 2 years and S$192.60 thereafter	S$30,000	Apply today via MyInfo and receive up to S$170 cashback. Ends 30 June 2020.	More Info	Compare	loading Fetching your data...
Standard Chartered Platinum Visa Credit Card	Earn 1 Rewards point for every S$1 charged to your card	N/A	S$0 annual fee for the first 2 years and S$192.60 thereafter	S$30,000	Earn 1 Rewards point for every S$1 charged to your card.	More Info	Compare	loading Fetching your data...

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*The products compared here are chosen from a range of offers available to us and are not representative of all the products available in the market. There is no perfect order for the products we list on our site, so we enable you to re-order and compare products. The initial display order is influenced by a range of factors including commercial partnerships, product costs and conversion rates, so please don’t interpret the listing order as an endorsement or recommendation from us. We’re happy to provide you with the tools you need to make better decisions, and we encourage you to make your own decisions and compare and assess products based on your individual needs, preferences and circumstances.

Types of Standard Chartered credit cards

Standard Chartered has a large variety of cards in Singapore for you to choose from to suit your individual tastes and needs. You could also benefit from the array of dining, shopping, petrol and leisure privileges and discounts available via Standard Chartered’s The Good Life program and credit card promotions with a host of online merchants.

Compare your options based on the following types of cards and your financial circumstances.

Standard Chartered offers a range of cashback credit cards including the Standard Chartered Unlimited Cashback Credit Card and the Standard Chartered Spree Credit Card. These cards provide cashback on all retail transactions with no minimum spend requirements. You could also earn points faster on all online spend locally, in foreign currency and on VPost spends. Cardholders will also have access to many 1-for-1 privileges and discounts at over 3,000 merchants in Asia across shopping, dining and leisure via Standard Chartered’s The Good Life (TGL) program.

Learn more about cashback credit cards

There are several rewards cards available, such as the Standard Chartered Rewards+ Credit Card and Standard Chartered Platinum Visa Credit Card. You could enjoy exclusive privileges and discounts at leading hotels, golf courses, restaurants and retail merchants in Singapore while quickly accumulating reward points on all your local and overseas spending. Cardmembers could also benefit from complimentary travel insurance and a host of sign-up offers.

NUS graduates might also be interested in the NUS Alumni Platinum Card, which lets you earn reward points on your spending while contributing to your alma mater at the same time.

Learn more about rewards credit cards

You could enjoy a range of cashback offers on online retail purchases, supermarket spending and on eligible offline retail purchases with shopping cards such as the Standard Chartered Spree Credit Card, Unlimited Cashback Card and Rewards+ Card.

One of the unique features that cardholders could enjoy is an online price guarantee where you’ll be refunded 50% of the price difference if you find a lower price for the same item you purchased on qualifying transactions. A number of credit cards from Standard Chartered also come with significant fuel discounts on Caltex petrol.

Standard Chartered offers one dedicated air miles card, the Visa Infinite Credit Card, which lets you earn miles on every dollar you spend and rewards overseas spending with a higher earn rate. On top of air miles, your travel benefits could include complimentary airport lounge visits every year and complimentary travel accident insurance coverage. These travel benefits will come to you in addition to the 360° Rewards points you can use on dining, shopping, leisure and air miles, as well as TGL privileges at popular establishments.

Standard Chartered also offers cards branded with Prudential, which include the Prudential Platinum Card and the PruPrestige Visa Signature Card. With these cards, your reward points could be redeemed and contribute to paying your Prudential insurance premium payments.

For those who want a platinum card tailored to your business needs, the Standard Chartered Business Platinum Credit Card offers exclusive dining, travel and golfing perks in addition to rewards on all spending. Cardmembers could also benefit from the 24/7 Visa Platinum concierge services and handy financial tools including recurring payment plans, funds transfer and a 0% interest instalment plan option.

Learn more about platinum credit cards

Features of a Standard Chartered credit card

If you’re unsure whether a Standard Chartered credit card is right for you, consider the following features:

Sign-up promotion. New and existing cardholders with eligible cards could receive a range of welcome gifts including cashback upon card activation.
360° Rewards points. All Standard Chartered credit cardholders can access the 360° Rewards program (except cards that offer cashback). You’ll earn 360° Rewards points when you spend a minimum amount each month with your card. Visit the online rewards catalogue to redeem your points for offers including cash rewards, vouchers for dining, shopping, leisure, wellness, merchandise and air miles.
The Good Life (TGL) program. Access best-in-class privileges at popular establishments and gain rewards on your mortgage, investments, deposits and online transactions. You’ll qualify for TGL privileges when you use your Standard Chartered credit card at participating partners. You can also check out TGL offers available via the TGL mobile app.
Funds transfer. You can transfer funds above a specified amount at 0% interest for a 6- or 12-month term with a one-time processing fee.
EasyPay. Convert your retail transactions into interest-free instalments with a one-time service fee when you meet the minimum payment amount.
Recurring payment plan. This plan lets you consolidate your monthly bills into one simple credit card payment, saving time and earning rewards faster.
0% interest instalments. These are available with a choice of terms up to 36 months with no additional charges for signing up. You can continue to earn 360° Rewards points or cashback on all purchases made via the instalment plan.
Mobile wallet and contactless payments. You can use your mobile wallet with PayNow, Apple Pay, Samsung Pay and Google Pay. What’s more, secure transaction services including Visa Checkout, Masterpass by Mastercard, Mastercard Tap & Go and Visa PayWave make your online and offline transactions quick and easy.
Security guarantee. CardSafe Guarantee protection ensures you won’t be liable for any unauthorised online transactions, subject to terms and conditions.

How to apply

You can apply for a Standard Chartered credit card online in about 15 minutes.

Follow these steps to apply for a Standard Chartered credit card:

Compare your Standard Chartered credit card options in the comparison table above.
Select the credit card that best suits you, considering your lifestyle, credit needs, spending patterns and personal circumstances.
Check the eligibility criteria for your chosen credit card to ensure you meet those requirements by selecting “Compare” in the table.
For some cards, such as the Platinum credit card, you’ll also be asked to choose between Visa and Mastercard as your preferred card network. Read more about the differences between Visa and Mastercard before deciding which is better for you.
When you’re ready to apply, click “Go to site” to start your secure online application with Standard Chartered.

Before applying, make sure you meet the following eligibility requirements and have all the relevant documents on hand.

Eligibility criteria

While eligibility requirements may vary from card to card, you can expect the following standard requirements:

Age. You must be between 21 and 65 years old (or at least 18 years old for the Standard Chartered MANHATTAN $500 Card and all supplementary cardholders).
Minimum income. Except for students applying for the Standard Chartered MANHATTAN $500 Card, most Standard Chartered credit cards require the following minimum income levels:
- S$30,000 for Singapore citizens or Singapore permanent residents (SPRs)
- S$60,000 for foreigners with P1, P2 or Q type Singapore employment passes
Residential status. Singaporean citizens, permanent residents and foreigners can apply for a Standard Chartered credit card. However, foreigners may be subject to higher income requirements and stricter employment criteria.
Credit history. Applicants must have a good credit rating.

Required documents

Make sure you have the following information and documents ready when you apply:

Personal details. You’ll need to provide personal details including your name, email address, phone number, residential address and National Registration Identity Card (NRIC) or passport and Employment Pass Number with date of expiry.
Credit card information. You’ll need to provide your credit card number and disclose information including your annual income bracket, whether you currently hold a Standard Chartered credit card and the type of card you wish to apply for (cashback, rewards, air miles or platinum, for example).

Supporting documents

- A copy of your NRIC/passport
- Latest original computerised payslip AND latest Income Tax Notice of Assessment OR
- Last six months’ Central Provident Fund (CPF) statement
- A copy of your NRIC/passport
- Last two years’ Income Tax Notice of Assessment
- Last three months’ bank statements
- Photocopy of your NRIC (front and back) AND
- CPF contribution history for the last six months OR
- Computerised payslip for the last three months OR
- Latest Income Tax Notice of Assessment and latest computerised payslip
- A copy of your NRIC/passport
- One of the following:
  - Latest original computerised payslip
  - Income Tax Notice of Assessment
  - Last 12 months’ CPF statement
- A copy of telephone or utility bill, latest bank statement, copy of your rental agreement, latest mobile or Pay TV statement, letter from your employer or government-issued documents (e.g. CPF, IRAS, ICA) that includes your name and current Singaporean address

Frequently asked questions

There are several ways for you to pay your Standard Chartered bills including via:
- Standard Chartered online banking
- Standard Chartered mobile banking app
- Fast and Secure Transfers (FAST) if you’re paying from other bank accounts
You can raise a request to cancel your Standard Chartered credit card via the Standard Chartered mobile app (available on both the App Store and Google Play). Once you’ve downloaded the app on your phone, go to “Help & Services” -> “Card Management” -> “Credit Card Cancellation”. Select your reason for cancelling your card, the card(s) you want to cancel and then submit your request.
You’ll receive email and SMS confirmation when your request has been processed. It may take up to three working days for your request to be completed.

Thank you for your feedback!

Georgia Tan

Georgia Tan was a writer at Finder specialising in consumer comparisons.

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