Petrol At Caltex
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A petrol credit card works similarly to a conventional credit card, allowing cardholders to earn rewards and/or rebates when they put their petrol expenses on the card.
Credit cards that offer petrol discounts are often tied to a type of rewards programme, such as cashback, air miles or reward points. So on top of earning those rewards on eligible spending, you get to enjoy an instant discount with the specified petrol brand partner of the card.
Petrol credit cards can provide discounts and savings just by purchasing petrol. How much savings you get to enjoy really depends on your lifestyle and spending habits. Since there are a number of features that are common for petrol credit cards, let’s take a look at some factors in which you might want to consider when making comparisons:
There are a lot of cards to choose from and it’s no mean feat trying to work out which is the best credit card for petrol. However, some cards may bring in more savings for you depending on your lifestyle and spending habits. Most of these cards also come with an exclusive rewards program with a specific fuel company, so here’s a breakdown of some petrol credit cards in Singapore and their rewards programs:
|Petrol station||Best credit card for petrol||Total discount||Reward points||Other bonuses|
|Esso||18% instant discount|
Additional monthly promotions (eg. Get up to an additional S$7 fuel savings with min. monthly nett fuel spend of S$180 at Esso)
|1 Litre of Synergy fuel = 1 Smiles Point (Fuel purchased at Esso)|
Every S$10 charged outside of Esso = 1 Smiles Point* (Other retail spend)
|All shopping, dining and other card spend can be turned into Smiles Points to redeem for free fuel.|
Earn 2X Smiles Points when you charge S$501 – S$5000 outside of Esso stations to your credit card. Until 30 Jun 2020 only.
|SPC||UOB One Card||Up to 24% discount at SPC (including 15% off petrol purchases directly)|
Up to 20.8% discount at Shell (including a 10% up-front saving)
|Includes a 7% SMART$ rebate for UOB One Card (For fuel purchased at Shell)||1 SMART$ = S$1, which may be used to offset purchases at over 400 participating outlets.|
Enjoy up to 5% in cash rebates based on a spend of at least S$2,000 monthly for each qualifying quarter.
With SPC, boost your savings with an additional S$10 off instantly with UNI$600.
|SPC||Amex True Cashback Credit Card||Up to 21% (15% + additional 7.1%) if you’re amongst the 30,000 successfully registered cards for this promotion.|
Up to 15% discount (for existing AMEX cardholders)
|–||1.5% Cashback on any purchases, anytime
3% Cashback for first 6 months up to S$5,000 spend
|Shell||Citi Cashback Card||Up to 20.88% discount at Esso stations (5% site discount + 5% Smiles card discount + 4% card discount + 8% Citi Cash Back Card cash back)||–||8% cash back on Dining, Grab, Groceries and Petrol daily (Cap at S$25 per category). Only applicable with a minimum of S$888 per statement month.0.25% cashback for all other retail spend (no cap).|
|Caltex||Standard Chartered Visa Infinite Card||Up to 24.2% petrol savings at Caltex stations. T&Cs apply. Valid till 31 Dec 2020. (10% site discount + 6% card discount + 10.8% card rebate)||S$1 = 1.4 miles (local spend), S$1 = 3 miles (overseas spend)|
Min. spend S$2,000/month, otherwise S$1 = 1 mile
|35,000 miles welcome gift|
A petrol credit card can offer you rewards through your weekly fuel expenses. These cards may offer a savings solution for customers who are continually on the road and frequently visit the fuel pump. How can you find the best petrol credit card for you? That will depend on how often you use your credit card for fuel, and the rewards you could earn. Compare your options to find the right based on your circumstances.
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